PBHC Key Financial Ratios - Pathfinder Bancorp, Inc.

Complete source-backed ratio history.

Historical Key Financial Ratios

Date	Current ratio	Debt/equity	ROA	ROE
2026-06-30	—	1.06	0.01%	0.11%
2026-03-31	—	0.22	-0.18%	-2.02%
2025-12-31	—	0.47	-0.14%	-1.58%
2025-09-30	—	0.45	0.51%	5.97%
2025-06-30	—	0.78	0.15%	1.82%
2025-03-31	—	0.36	0.28%	3.39%
2024-12-31	—	0.72	0.23%	2.78%
2024-09-30	—	0.83	0.14%	1.67%
2024-06-30	—	1.41	0.61%	7.16%
2024-03-31	—	1.13	0.61%	7.24%
2023-12-31	—	1.47	0.63%	7.78%
2023-09-30	—	0.97	0.73%	9.04%
2023-06-30	—	1.14	0.81%	9.92%
2023-03-31	—	0.89	0.90%	11.26%
2022-12-31	—	1.05	0.92%	11.65%
2022-09-30	—	0.61	0.95%	12.38%
2022-06-30	—	0.7	0.99%	12.50%
2022-03-31	—	0.57	0.99%	12.11%
2021-12-31	—	0.7	0.97%	11.25%
2021-09-30	—	—	0.83%	9.85%
2021-06-30	—	0.81	0.68%	8.31%
2021-03-31	—	0.87	0.57%	7.42%
2020-12-31	—	0.84	0.57%	7.13%
2020-09-30	—	0.85	0.57%	7.27%
2020-06-30	—	0.82	0.57%	7.24%
2020-03-31	—	1.04	0.49%	6.20%
2019-12-31	—	1.03	0.39%	4.73%
2019-09-30	—	0.89	0.33%	3.95%
2019-06-30	—	1.02	0.32%	3.66%
2019-03-31	—	1.17	0.36%	5.35%
2018-12-31	—	1.85	0.43%	6.28%
2018-09-30	—	1.26	0.41%	6.00%
2018-06-30	—	1.34	0.41%	5.94%
2018-03-31	—	1.03	0.41%	5.95%
2017-12-31	—	1.2	0.40%	5.65%
2017-09-30	—	1.21	0.41%	5.79%
2017-06-30	—	1.39	0.43%	5.73%
2017-03-31	—	0.89	0.43%	5.74%
2016-12-31	—	1.02	0.44%	5.65%
2016-09-30	—	1.4	0.43%	5.26%
2016-06-30	—	1.06	0.47%	5.29%
2016-03-31	—	—	0.45%	5.14%
2015-12-31	—	0.58	0.46%	4.09%
2015-09-30	—	—	0.49%	4.18%
2015-06-30	—	—	0.43%	3.72%
2015-03-31	—	—	0.40%	3.52%
2014-12-31	—	0.96	—	—

Date	Current ratio	Debt/equity	ROA	ROE
2025-12-31	—	0.47	-0.14%	-1.58%
2024-12-31	—	0.72	0.23%	2.78%
2023-12-31	—	1.47	0.63%	7.78%
2022-12-31	—	1.05	0.92%	11.65%
2021-12-31	—	0.7	0.97%	11.25%
2020-12-31	—	0.84	0.57%	7.13%
2019-12-31	—	1.03	0.39%	4.73%
2018-12-31	—	1.85	0.43%	6.28%
2017-12-31	—	1.2	0.40%	5.65%
2016-12-31	—	1.02	0.44%	5.65%
2015-12-31	—	0.58	0.46%	4.08%
2014-12-31	—	0.96	0.50%	4.07%
2013-12-31	—	—	0.48%	5.63%