Paymentus Holdings, Inc. (PAY) Spending and interest coverage
- R&D / revenue · 12 months: Value 4.62%; Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
- Stock-based compensation / revenue · 12 months: Value 1.69%; Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
- Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..
Spending and interest coverage
Overview →Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| R&D / revenue · 12 months | 4.62% | Research and development expense / revenue. Period ending 2026-06-30. $62.79M ÷ $1.36B × 100 ≈ 4.62% |
| Stock-based compensation / revenue · 12 months | 1.69% | Share-based compensation / revenue. Period ending 2026-06-30. $23.02M ÷ $1.36B × 100 ≈ 1.69% |
| Interest coverage · 12 months | (m) | Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m). |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Research and development spending | 62.79M USD | Research and Development Expense |
| Revenue | 1.36B USD | Revenue from Contract with Customer, Excluding Assessed Tax |
| Stock-based compensation | 23.02M USD | Share-based Payment Arrangement, Noncash Expense |
| Operating income | 103.10M USD | Operating Income (Loss) |
| Interest expense · reported / estimated | (m) | · Estimated expense assumptions |
Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Research and development spending (USD) | Revenue (USD) | Stock-based compensation (USD) | Operating income (USD) | Interest expense · reported / estimated (USD) | R&D / revenue | SBC / revenue | Interest coverage | Interest expense basis |
|---|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | $62.79M | $1.36B | $23.02M | $103.10M | (m) | 4.62% | 1.69% | (m) | (m) |
| 2026-03-31 | $62.71M | $1.28B | $21.28M | $86.40M | (m) | 4.90% | 1.66% | (m) | (m) |
| 2025-12-31 | $61.47M | $1.20B | $18.63M | $75.54M | (m) | 5.14% | 1.56% | (m) | (m) |
| 2025-09-30 | $59.11M | $1.12B | $15.93M | $65.66M | (m) | 5.26% | 1.42% | (m) | (m) |
| 2025-06-30 | $57.08M | $1.04B | $13.46M | $57.89M | (m) | 5.46% | 1.29% | (m) | (m) |
| 2025-03-31 | $54.38M | $962.11M | $11.57M | $52.20M | (m) | 5.65% | 1.20% | (m) | (m) |
| 2024-12-31 | $51.33M | $871.75M | $10.99M | $44.86M | (m) | 5.89% | 1.26% | (m) | (m) |
| 2024-09-30 | $48.43M | $778.67M | $11.92M | $39.81M | (m) | 6.22% | 1.53% | (m) | (m) |
| 2024-06-30 | $46.27M | $699.52M | $11.21M | $33.03M | (m) | 6.62% | 1.60% | (m) | (m) |
| 2024-03-31 | $44.65M | $651.04M | $10.16M | $27.42M | (m) | 6.86% | 1.56% | (m) | (m) |
| 2023-12-31 | $44.25M | $614.49M | $9.39M | $18.09M | (m) | 7.20% | 1.53% | (m) | (m) |
| 2023-09-30 | $43.89M | $581.87M | $9.01M | $10.49M | (m) | 7.54% | 1.55% | (m) | (m) |
| 2023-06-30 | $43.20M | $557.60M | $8.55M | $4.26M | (m) | 7.75% | 1.53% | (m) | (m) |
| 2023-03-31 | $42.48M | $528.63M | $7.62M | $-2.59M | (m) | 8.04% | 1.44% | (m) | (m) |
| 2022-12-31 | $41.22M | $497.00M | $6.74M | $-2.98M | (m) | 8.29% | 1.36% | (m) | (m) |
| 2022-09-30 | $40.58M | $472.96M | $5.87M | $-4.20M | (m) | 8.58% | 1.24% | (m) | (m) |
| 2022-06-30 | $39.05M | $446.48M | $4.63M | $-2.16M | (m) | 8.75% | 1.04% | (m) | (m) |
| 2022-03-31 | $36.78M | $420.01M | $3.85M | $4.15M | (m) | 8.76% | 0.92% | (m) | (m) |
| 2021-12-31 | $34.12M | $395.52M | $3.14M | $10.37M | (m) | 8.63% | 0.79% | (m) | (m) |
| 2021-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2021-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2021-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2020-12-31 | $24.51M | $301.77M | $1.99M | $18.43M | (m) | 8.12% | 0.66% | (m) | (m) |
| 2020-09-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2020-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2019-12-31 | $17.86M | $235.78M | $1.58M | $18.37M | (m) | 7.58% | 0.67% | (m) | (m) |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.