45/120
1.9 / 5 stars
All 120 Win/Lose results shown below
NBTB Roast Me summary
NBT BANCORP INC (NBTB). Every strict quarterly win earns 1 point. A loss, tie, or unavailable scoring value earns 0.
- 2026-Q2: Total return Win; Revenue growth Lose; EPS growth Lose.
- 2026-Q1: Total return Win; Revenue growth Lose; EPS growth Lose.
- 2025-Q4: Total return Lose; Revenue growth Win; EPS growth Lose.
- 2025-Q3: Total return Lose; Revenue growth Lose; EPS growth Lose.
Trailing 1 year (4 quarters): 3 wins, 9 lossesLast fetched: 24 Sept 2026
Complete point ledger
Each cell identifies the missing side explicitly.
| Quarter | Total return | Revenue growth | EPS growth |
|---|---|---|---|
| 2026-Q21/3 |
WinNBTB / S&P 16.88% / 15.20% |
LoseNBTB / S&P NBTB unavailable / 15.00% |
LoseNBTB / S&P 48.01% / 50.40% |
| 2026-Q11/3 |
WinNBTB / S&P 3.45% / -4.33% |
LoseNBTB / S&P NBTB unavailable / 11.30% |
LoseNBTB / S&P 16.56% / 27.70% |
| 2025-Q41/3 |
LoseNBTB / S&P 0.32% / 2.65% |
WinNBTB / S&P 10.40% / 9.00% |
LoseNBTB / S&P 12.12% / 13.40% |
| 2025-Q30/3 |
LoseNBTB / S&P 1.34% / 8.12% |
LoseNBTB / S&P NBTB unavailable / 4.61% |
LoseNBTB / S&P 5.63% / 13.45% |
| 2025-Q20/3 |
LoseNBTB / S&P -2.35% / 10.94% |
LoseNBTB / S&P NBTB unavailable / 4.83% |
LoseNBTB / S&P 7.36% / 10.63% |
| 2025-Q11/3 |
LoseNBTB / S&P -9.53% / -4.27% |
LoseNBTB / S&P NBTB unavailable / 4.98% |
WinNBTB / S&P 16.60% / 10.57% |
| 2024-Q43/3 |
WinNBTB / S&P 8.72% / 2.41% |
WinNBTB / S&P 14.49% / 5.25% |
WinNBTB / S&P 12.08% / 6.15% |
| 2024-Q31/3 |
WinNBTB / S&P 15.39% / 5.89% |
LoseNBTB / S&P NBTB unavailable / 5.89% |
LoseNBTB / S&P -0.70% / 6.11% |
| 2024-Q21/3 |
WinNBTB / S&P 6.15% / 4.28% |
LoseNBTB / S&P NBTB unavailable / 5.38% |
LoseNBTB / S&P -19.88% / 5.12% |
| 2024-Q10/3 |
LoseNBTB / S&P -11.64% / 10.56% |
LoseNBTB / S&P NBTB unavailable / 5.71% |
LoseNBTB / S&P -23.82% / 5.59% |
| 2023-Q41/3 |
WinNBTB / S&P 33.43% / 11.69% |
LoseNBTB / S&P -3.93% / 6.81% |
LoseNBTB / S&P -24.72% / 7.78% |
| 2023-Q31/3 |
WinNBTB / S&P 0.44% / -3.27% |
LoseNBTB / S&P NBTB unavailable / 7.52% |
LoseNBTB / S&P -18.98% / -5.03% |
| 2023-Q21/3 |
LoseNBTB / S&P -4.69% / 8.74% |
LoseNBTB / S&P NBTB unavailable / 9.50% |
WinNBTB / S&P -7.74% / -8.57% |
| 2023-Q11/3 |
LoseNBTB / S&P -21.79% / 7.50% |
LoseNBTB / S&P NBTB unavailable / 10.77% |
WinNBTB / S&P -3.68% / -15.69% |
| 2022-Q42/3 |
WinNBTB / S&P 15.16% / 7.56% |
LoseNBTB / S&P -0.23% / 11.88% |
WinNBTB / S&P -0.56% / -17.99% |
| 2022-Q32/3 |
WinNBTB / S&P 1.74% / -4.88% |
LoseNBTB / S&P NBTB unavailable / 13.47% |
WinNBTB / S&P 2.02% / -1.41% |
| 2022-Q21/3 |
WinNBTB / S&P 4.82% / -16.10% |
LoseNBTB / S&P NBTB unavailable / 13.71% |
LoseNBTB / S&P 2.65% / 11.04% |
| 2022-Q10/3 |
LoseNBTB / S&P -5.52% / -4.60% |
LoseNBTB / S&P NBTB unavailable / 15.97% |
LoseNBTB / S&P 16.12% / 42.23% |
| 2021-Q40/3 |
LoseNBTB / S&P 7.47% / 11.03% |
LoseNBTB / S&P 7.16% / 15.00% |
LoseNBTB / S&P 49.37% / 96.40% |
| 2021-Q31/3 |
WinNBTB / S&P 1.21% / 0.58% |
LoseNBTB / S&P NBTB unavailable / 10.77% |
LoseNBTB / S&P 54.46% / 69.42% |
| 2021-Q21/3 |
LoseNBTB / S&P -9.23% / 8.55% |
LoseNBTB / S&P NBTB unavailable / 6.58% |
WinNBTB / S&P 56.68% / 51.81% |
| 2021-Q12/3 |
WinNBTB / S&P 25.20% / 6.17% |
LoseNBTB / S&P NBTB unavailable / -1.06% |
WinNBTB / S&P 32.17% / 7.39% |
| 2020-Q43/3 |
WinNBTB / S&P 20.72% / 12.15% |
WinNBTB / S&P 4.81% / -3.72% |
WinNBTB / S&P -13.50% / -33.42% |
| 2020-Q31/3 |
LoseNBTB / S&P -12.05% / 8.93% |
LoseNBTB / S&P NBTB unavailable / -2.04% |
WinNBTB / S&P -17.95% / -27.10% |
| 2020-Q21/3 |
LoseNBTB / S&P -4.23% / 20.54% |
LoseNBTB / S&P NBTB unavailable / -0.46% |
WinNBTB / S&P -19.03% / -27.11% |
| 2020-Q12/3 |
WinNBTB / S&P -19.56% / -19.60% |
LoseNBTB / S&P NBTB unavailable / 3.47% |
WinNBTB / S&P -12.55% / -14.75% |
| 2019-Q43/3 |
WinNBTB / S&P 11.60% / 9.07% |
WinNBTB / S&P 6.70% / 5.36% |
WinNBTB / S&P 7.03% / 2.99% |
| 2019-Q31/3 |
LoseNBTB / S&P -1.71% / 1.70% |
LoseNBTB / S&P NBTB unavailable / 5.02% |
WinNBTB / S&P 18.18% / 0.21% |
| 2019-Q22/3 |
WinNBTB / S&P 4.90% / 4.30% |
LoseNBTB / S&P NBTB unavailable / 6.64% |
WinNBTB / S&P 24.65% / 8.65% |
| 2019-Q11/3 |
LoseNBTB / S&P 4.81% / 13.65% |
LoseNBTB / S&P NBTB unavailable / 8.12% |
WinNBTB / S&P 31.50% / 14.29% |
| 2018-Q43/3 |
WinNBTB / S&P -9.26% / -13.52% |
WinNBTB / S&P 11.08% / 9.05% |
WinNBTB / S&P 36.90% / 18.23% |
| 2018-Q31/3 |
LoseNBTB / S&P 1.23% / 7.71% |
LoseNBTB / S&P NBTB unavailable / 10.21% |
WinNBTB / S&P 20.31% / 19.06% |
| 2018-Q22/3 |
WinNBTB / S&P 8.23% / 3.43% |
LoseNBTB / S&P NBTB unavailable / 9.03% |
WinNBTB / S&P 15.59% / 14.46% |
| 2018-Q10/3 |
LoseNBTB / S&P -2.97% / -0.76% |
LoseNBTB / S&P NBTB unavailable / 7.68% |
LoseNBTB / S&P 9.29% / 12.46% |
| 2017-Q40/3 |
LoseNBTB / S&P 0.80% / 6.64% |
LoseNBTB / S&P 2.05% / 7.03% |
LoseNBTB / S&P 3.89% / 13.82% |
| 2017-Q30/3 |
LoseNBTB / S&P 0.08% / 4.48% |
LoseNBTB / S&P NBTB unavailable / 5.68% |
LoseNBTB / S&P 7.87% / 17.57% |
| 2017-Q20/3 |
LoseNBTB / S&P 0.32% / 3.09% |
LoseNBTB / S&P NBTB unavailable / 4.83% |
LoseNBTB / S&P 5.08% / 17.74% |
| 2017-Q10/3 |
LoseNBTB / S&P -10.99% / 6.07% |
LoseNBTB / S&P NBTB unavailable / 3.67% |
LoseNBTB / S&P 5.17% / 13.32% |
| 2016-Q41/3 |
WinNBTB / S&P 28.17% / 3.82% |
LoseNBTB / S&P NBTB unavailable / 2.09% |
LoseNBTB / S&P 4.65% / 7.05% |
| 2016-Q32/3 |
WinNBTB / S&P 15.64% / 3.85% |
LoseNBTB / S&P NBTB unavailable / 0.20% |
WinNBTB / S&P 4.71% / -3.15% |
Dividend-reinvested, split-adjusted total return
1Y · 2025-08-29 to 2026-08-28
| Metric | NBTB total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 19.51% | 20.78% |
| Annualized return | 19.51% | 20.78% |
5Y · 2021-09-01 to 2026-08-28
| Metric | NBTB total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 68.10% | 83.14% |
| Annualized return | 10.95% | 12.86% |
10Y · 2016-09-01 to 2026-08-28
| Metric | NBTB total return | S&P 500 Total Return Index |
|---|---|---|
| Total return | 113.27% | 319.30% |
| Annualized return | 7.87% | 15.41% |
Calculation rules
- window
- Latest 40 completed benchmark quarters; unavailable issuer evidence remains visible and scores 0.
- return Basis
- Issuer adjusted close reinvests distributions and normalizes splits; the S&P 500 Total Return Index is the direct benchmark.
- point Rule
- Strict same-quarter win = 1. Loss, tie or unavailable evidence = 0. No partial or subjective points.
- frequency
- Quarter endpoints only.
- fundamentals
- Trailing-four-quarter issuer revenue and EPS growth use the issuer's normalized government-filed facts.
- non Scoring
Snapshot captured 2026-09-24.
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