NYSE:LOB | Free Cash Flow | Live Oak Bancshares, Inc.

Free cash flow is operating cash flow less capital expenditure. FCF / net income requires positive matching-period earnings.

Available history
2013-12-31 to 2026-03-31
Data captured

Historical Free Cash Flow

DateOperating cash flowCapital expenditureFree cash flowFCF / net income
2026-03-31$87.38M$2.05M$85.34M284.08%
2025-12-31$79.69M$9.3M$70.39M152.32%
2025-03-31-$29.77M$2.29M-$32.06M-329.95%
2024-12-31$49.67M$4.02M$45.66M461.17%
2024-03-31$30.17M$21.68M$8.49M30.78%
2023-12-31-$264.93M$21.61M-$286.54M-1772.80%
2023-03-31$158.46M$10.41M$148.05M37198.74%
2022-12-31$26.16M$8.12M$18.04M1006.53%
2022-03-31$156.44M$20.04M$136.4M395.27%
2021-12-31$14.49M$1.5M$12.99M43.09%
2021-03-31-$36.82M$674,000.00-$37.5M-95.10%
2020-12-31$22.91M$19.68M$3.23M10.93%
2020-03-31-$91.46M$737,000.00-$92.2M
2019-12-31-$127.59M$7.19M-$134.79M-1972.85%
2019-03-31-$107.79M$13.32M-$121.1M-5105.52%
2018-12-31-$137.67M$23.49M-$161.16M-1536.36%
2018-03-31-$36.1M$41.69M-$77.79M-624.66%
2017-12-31-$31.3M$52.72M-$84.02M-117.13%
2017-03-31-$107.7M$37.66M-$145.36M-2378.22%
2016-12-31-$47.49M$9.7M-$57.18M-1043.50%
2016-03-31-$93.89M$251,000.00-$94.14M-2006.76%
2015-12-31-$68.86M$1.16M-$70.02M-1225.14%
2015-03-31-$49.97M$3.28M-$53.25M-659.66%
2014-12-31-$108.42M$3.04M-$111.47M-4553.35%

Annual Free Cash Flow

DateOperating cash flowCapital expenditureFree cash flowFCF / net income
2025-12-31$158.24M$14.76M$143.49M135.53%
2024-12-31$156.78M$49.31M$107.47M138.72%
2023-12-31$184.9M$46.84M$138.06M186.82%
2022-12-31$124.49M$43.75M$80.73M45.82%
2021-12-31-$119.72M$3.08M-$122.8M-73.53%
2020-12-31-$261M$20.99M-$281.99M-473.58%
2019-12-31-$482.52M$37.2M-$519.72M-2881.87%
2018-12-31$6.29M$111.32M-$105.03M-204.14%
2017-12-31-$287.53M$124.14M-$411.67M-409.62%
2016-12-31-$221.95M$10.89M-$232.84M-1690.55%
2015-12-31-$334.68M$30.45M-$365.14M-1770.35%
2014-12-31-$261.51M$14.35M-$275.85M-2745.36%
2013-12-31-$44.18M$7.73M-$51.9M-184.95%