EZCORP, INC. (EZPW) Spending and interest coverage
- R&D / revenue · 12 months: Value (m); Formula and calculation Research and development expense / revenue. Period ending 2026-06-30..
- Stock-based compensation / revenue · 12 months: Value 1.00%; Formula and calculation Share-based compensation / revenue. Period ending 2026-06-30..
- Interest coverage · 12 months: Value (m); Formula and calculation Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified..
Spending and interest coverage
Overview →Financial period ending 2026-06-30; current quote (m). Amounts retain their stated periods and units.
| Metric | Value | Formula and calculation |
|---|---|---|
| R&D / revenue · 12 months | (m) | Research and development expense / revenue. Period ending 2026-06-30. Calculation unavailable: missing inputs remain (m). |
| Stock-based compensation / revenue · 12 months | 1.00% | Share-based compensation / revenue. Period ending 2026-06-30. $15.90M ÷ $1.58B × 100 ≈ 1.00% |
| Interest coverage · 12 months | (m) | Estimated: average term debt × dated USD coupon proxy + average commercial paper × matching-currency disclosed rate at or before period end. Swaps, foreign-exchange, lease interest and amortization are not quantified. Calculation unavailable: missing inputs remain (m). |
Calculation inputs
| Input | Amount with unit | Raw financial data |
|---|---|---|
| Research and development spending | (m) | |
| Revenue | 1.58B USD | Revenue from Contract with Customer, Excluding Assessed Tax |
| Stock-based compensation | 15.90M USD | Share-based Payment Arrangement, Noncash Expense |
| Operating income | 220.26M USD | Operating Income (Loss) |
| Interest expense · reported / estimated | (m) | Interest Expense · Estimated expense assumptions |
Latest interest expense basis: (m). Estimated values carry *; expand each history row’s basis for its dated balances and rate assumptions.
Calculated history
Changes compare with the next older row (previous quarter), unless explicitly labeled otherwise. Rolling 12-month growth compares two successive quarter-end rolling totals; it is not year-over-year growth.
| Period ending | Research and development spending (USD) | Revenue (USD) | Stock-based compensation (USD) | Operating income (USD) | Interest expense · reported / estimated (USD) | R&D / revenue | SBC / revenue | Interest coverage | Interest expense basis |
|---|---|---|---|---|---|---|---|---|---|
| 2026-06-30 | (m) | $1.58B | $15.90M | $220.26M | (m) | (m) | 1.00% | (m) | (m) |
| 2026-03-31 | (m) | $1.48B | $16.00M | $201.43M | (m) | (m) | 1.08% | (m) | (m) |
| 2025-12-31 | (m) | $1.34B | $13.27M | $167.84M | (m) | (m) | 0.99% | (m) | (m) |
| 2025-09-30 | (m) | $1.27B | $12.46M | $149.17M | (m) | (m) | 0.98% | (m) | (m) |
| 2025-06-30 | (m) | $1.23B | $11.67M | $138.19M | (m) | (m) | 0.95% | (m) | (m) |
| 2025-03-31 | (m) | $1.20B | $10.56M | $124.35M | (m) | (m) | 0.88% | (m) | (m) |
| 2024-12-31 | (m) | $1.18B | $10.74M | $117.39M | (m) | (m) | 0.91% | (m) | (m) |
| 2024-09-30 | (m) | $1.16B | $10.41M | $112.53M | (m) | (m) | 0.90% | (m) | (m) |
| 2024-06-30 | (m) | $1.14B | $10.61M | $103.08M | $13.84M | (m) | 0.93% | 7.45× | Reported |
| 2024-03-31 | (m) | $1.11B | $10.64M | $101.54M | $13.72M | (m) | 0.96% | 7.40× | Reported |
| 2023-12-31 | (m) | $1.08B | $9.92M | $100.99M | $13.71M | (m) | 0.91% | 7.37× | Reported |
| 2023-09-30 | (m) | $1.05B | $9.54M | $92.15M | $16.46M | (m) | 0.91% | 5.60× | Reported |
| 2023-06-30 | (m) | $1.01B | $7.92M | $90.47M | $15.31M | (m) | 0.78% | 5.91× | Reported |
| 2023-03-31 | (m) | $972.00M | $6.64M | $83.48M | $14.59M | (m) | 0.68% | 5.72× | Reported |
| 2022-12-31 | (m) | $929.56M | $5.24M | $80.95M | $13.73M | (m) | 0.56% | 5.90× | Reported |
| 2022-09-30 | (m) | $886.23M | $5.05M | $74.92M | $9.97M | (m) | 0.57% | 7.51× | Reported |
| 2022-06-30 | (m) | $845.26M | $4.80M | $67.85M | $13.29M | (m) | 0.57% | 5.11× | Reported |
| 2022-03-31 | (m) | $803.45M | $4.49M | $57.94M | $16.16M | (m) | 0.56% | 3.59× | Reported |
| 2021-12-31 | (m) | $772.41M | $5.12M | $44.36M | $19.15M | (m) | 0.66% | 2.32× | Reported |
| 2021-09-30 | (m) | $729.55M | $3.95M | $31.17M | $22.18M | (m) | 0.54% | 1.41× | Reported |
| 2021-06-30 | (m) | $703.98M | $-7.03M | $-3.52M | $22.43M | (m) | -1.00% | -0.16× | Reported |
| 2021-03-31 | (m) | $740.17M | $-6.20M | $-11.50M | $22.23M | (m) | -0.84% | -0.52× | Reported |
| 2020-12-31 | (m) | $778.51M | $-6.26M | $-52.84M | $22.60M | (m) | -0.80% | -2.34× | Reported |
| 2020-09-30 | (m) | $822.81M | $-5.09M | $-48.38M | $22.47M | (m) | -0.62% | -2.15× | Reported |
| 2020-06-30 | (m) | $870.29M | $7.81M | $-14.78M | $22.01M | (m) | 0.90% | -0.67× | Reported |
| 2020-03-31 | (m) | $862.52M | $7.78M | $-1.71M | $26.47M | (m) | 0.90% | -0.06× | Reported |
| 2019-12-31 | (m) | $853.97M | $9.21M | $45.75M | $29.18M | (m) | 1.08% | 1.57× | Reported |
| 2019-09-30 | (m) | $847.23M | $9.75M | $47.01M | $32.64M | (m) | 1.15% | 1.44× | Reported |
| 2019-06-30 | (m) | (m) | $9.60M | $59.05M | $35.98M | (m) | (m) | 1.64× | Reported |
| 2019-03-31 | (m) | (m) | $9.95M | $62.36M | $33.54M | (m) | (m) | 1.86× | Reported |
| 2018-12-31 | (m) | (m) | $10.10M | $62.81M | $30.78M | (m) | (m) | 2.04× | Reported |
| 2018-09-30 | (m) | (m) | $10.78M | $68.66M | $27.83M | (m) | (m) | 2.47× | Reported |
| 2018-06-30 | (m) | (m) | $8.94M | $62.71M | $30.03M | (m) | (m) | 2.09× | Reported |
| 2018-03-31 | (m) | $772.94M | $7.83M | $61.73M | $28.29M | (m) | 1.01% | 2.18× | Reported |
| 2017-12-31 | (m) | $759.84M | $6.98M | $59.24M | $28.09M | (m) | 0.92% | 2.11× | Reported |
| 2017-09-30 | (m) | $747.95M | $5.87M | $53.60M | $27.80M | (m) | 0.78% | 1.93× | Reported |
| 2017-06-30 | (m) | $750.47M | $7.29M | $43.81M | $21.31M | (m) | 0.97% | 2.06× | Reported |
| 2017-03-31 | (m) | $736.99M | $6.77M | $38.97M | $19.59M | (m) | 0.92% | 1.99× | Reported |
| 2016-12-31 | (m) | $735.57M | $6.32M | $35.93M | $17.91M | (m) | 0.86% | 2.01× | Reported |
| 2016-09-30 | (m) | $730.50M | $5.35M | $29.17M | $16.48M | (m) | 0.73% | 1.77× | Reported |
| 2016-06-30 | (m) | $784.58M | $6.90M | $-4.05M | $41.76M | (m) | 0.88% | -0.10× | Reported |
| 2016-03-31 | (m) | $770.82M | $6.45M | $-31.36M | $36.51M | (m) | 0.84% | -0.86× | Reported |
| 2015-12-31 | (m) | $774.10M | $5.67M | $-28.92M | $39.36M | (m) | 0.73% | -0.73× | Reported |
| 2015-09-30 | (m) | $788.37M | $2.37M | $-8.93M | $42.20M | (m) | 0.30% | -0.21× | Reported |
| 2015-06-30 | (m) | $942.79M | $-3.96M | $45.46M | (m) | (m) | -0.42% | (m) | (m) |
| 2015-03-31 | (m) | $952.93M | $-3.27M | $50.05M | (m) | (m) | -0.34% | (m) | (m) |
| 2014-12-31 | (m) | $978.14M | $5.47M | $83.09M | (m) | (m) | 0.56% | (m) | (m) |
| 2014-09-30 | (m) | $988.53M | $7.34M | $96.62M | (m) | (m) | 0.74% | (m) | (m) |
| 2014-06-30 | (m) | $1.00B | $12.04M | $95.45M | (m) | (m) | 1.20% | (m) | (m) |
| 2014-03-31 | (m) | $998.59M | $12.53M | $100.61M | (m) | (m) | 1.25% | (m) | (m) |
| 2013-12-31 | (m) | $1.01B | $7.63M | $126.05M | (m) | (m) | 0.76% | (m) | (m) |
| 2013-09-30 | (m) | $1.01B | $7.31M | $138.99M | (m) | (m) | 0.72% | (m) | (m) |
| 2013-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2013-03-31 | (m) | $1.04B | $6.53M | $188.70M | (m) | (m) | 0.63% | (m) | (m) |
| 2012-12-31 | (m) | $1.02B | $6.13M | $193.42M | (m) | (m) | 0.60% | (m) | (m) |
| 2012-09-30 | (m) | $992.47M | $6.71M | $201.44M | (m) | (m) | 0.68% | (m) | (m) |
| 2012-06-30 | (m) | $968.20M | $6.86M | $202.30M | $4.68M | (m) | 0.71% | 43.19× | Reported |
| 2012-03-31 | (m) | $942.39M | $6.42M | $200.15M | $4.24M | (m) | 0.68% | 47.21× | Reported |
| 2011-12-31 | (m) | $899.36M | $6.17M | $189.32M | $1.98M | (m) | 0.69% | 95.62× | Reported |
| 2011-09-30 | (m) | $869.32M | $13.21M | $173.96M | $1.69M | (m) | 1.52% | 102.94× | Reported |
| 2011-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2011-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-12-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-09-30 | (m) | $733.04M | $4.51M | $141.89M | $1.39M | (m) | 0.62% | 102.44× | Reported |
| 2010-06-30 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2010-03-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2009-12-31 | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) | (m) |
| 2009-09-30 | (m) | $597.46M | $3.70M | $101.48M | $1.43M | (m) | 0.62% | 71.21× | Reported |
(m) means missing inputs. Historical market-based ratios use the saved close on or immediately before period ending and that period’s reported shares; current quotes are not substituted. Five-year projections repeat historical CAGR, not analyst forecasts.