NYSE:UCB | Roast Me | UNITED COMMUNITY BANKS INC

66/120 All 120 Win/Lose results shown below

Every strict quarterly win earns 1 point. A loss, tie, or unavailable scoring value earns 0. Gray context columns never affect the score. CEO quarterly pay is the explicitly marked annual ÷ 4 estimate.

Trailing 1 year (4 quarters): 7 wins, 5 lossesLast fetched: 4 Sept 2026

Complete point ledger

Each cell identifies the missing side explicitly. Unavailable evidence scores 0 only in Win/Lose columns; gray columns award no points.

QuarterTotal returnRevenue growthEPS growthNet marginNon-scoringTrailing P/ENon-scoringPrice/bookNon-scoringCEO quarterly payNon-scoringImplied DilutionNon-scoringImplied BuybackNon-scoring
2026-Q20/3 LoseUCB / S&P
12.24% / 15.20%
LoseUCB / S&P
13.83% / 15.00%
LoseUCB / S&P
38.64% / 50.40%
Non-scoringUCB / S&P
34.01% / 15.70%
Non-scoringUCB / S&P
11.12 / 28.47
Non-scoringUCB / S&P
1.12 / S&P unavailable
Non-scoringUCB / S&P
UCB unavailable / S&P unavailable
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.36b
2026-Q13/3 WinUCB / S&P
1.71% / -4.33%
WinUCB / S&P
13.62% / 11.30%
WinUCB / S&P
29.38% / 27.70%
Non-scoringUCB / S&P
31.22% / 14.80%
Non-scoringUCB / S&P
11.05 / 25.43
Non-scoringUCB / S&P
1.03 / S&P unavailable
Non-scoringUCB / S&P
UCB unavailable / S&P unavailable
Non-scoringUCB / S&P
UCB unavailable / $0.27b
Non-scoringUCB / S&P
UCB unavailable / $0.00b
2025-Q42/3 LoseUCB / S&P
0.36% / 2.65%
WinUCB / S&P
11.66% / 9.00%
WinUCB / S&P
28.43% / 13.40%
Non-scoringUCB / S&P
30.86% / 13.20%
Non-scoringUCB / S&P
11.48 / 28.48
Non-scoringUCB / S&P
1.03 / 5.39
Non-scoringUCB / S&P
UCB unavailable / $4.42m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.20b
2025-Q32/3 LoseUCB / S&P
6.05% / 8.12%
WinUCB / S&P
8.28% / 4.61%
WinUCB / S&P
64.71% / 13.45%
Non-scoringUCB / S&P
30.65% / 11.78%
Non-scoringUCB / S&P
12.00 / 28.13
Non-scoringUCB / S&P
1.06 / 5.27
Non-scoringUCB / S&P
UCB unavailable / $4.42m
Non-scoringUCB / S&P
UCB unavailable / $0.11b
Non-scoringUCB / S&P
UCB unavailable / $0.00b
2025-Q21/3 LoseUCB / S&P
6.78% / 10.94%
LoseUCB / S&P
3.46% / 4.83%
WinUCB / S&P
42.86% / 10.63%
Non-scoringUCB / S&P
28.00% / 11.45%
Non-scoringUCB / S&P
13.24 / 27.10
Non-scoringUCB / S&P
1.00 / 5.01
Non-scoringUCB / S&P
UCB unavailable / $4.42m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.23b
2025-Q12/3 LoseUCB / S&P
-12.18% / -4.27%
WinUCB / S&P
5.37% / 4.98%
WinUCB / S&P
37.91% / 10.57%
Non-scoringUCB / S&P
27.18% / 11.39%
Non-scoringUCB / S&P
12.87 / 26.23
Non-scoringUCB / S&P
0.96 / 4.69
Non-scoringUCB / S&P
UCB unavailable / $4.42m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.10b
2024-Q43/3 WinUCB / S&P
11.92% / 2.41%
WinUCB / S&P
6.59% / 5.25%
WinUCB / S&P
32.47% / 6.15%
Non-scoringUCB / S&P
26.51% / 11.29%
Non-scoringUCB / S&P
15.28 / 28.60
Non-scoringUCB / S&P
1.12 / 4.99
Non-scoringUCB / S&P
UCB unavailable / $4.28m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.08b
2024-Q32/3 WinUCB / S&P
15.17% / 5.89%
WinUCB / S&P
11.02% / 5.89%
LoseUCB / S&P
-29.82% / 6.11%
Non-scoringUCB / S&P
19.94% / 10.87%
Non-scoringUCB / S&P
18.19 / 28.09
Non-scoringUCB / S&P
1.02 / 4.94
Non-scoringUCB / S&P
UCB unavailable / $4.28m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.21b
2024-Q21/3 LoseUCB / S&P
-2.36% / 4.28%
WinUCB / S&P
8.00% / 5.38%
LoseUCB / S&P
-39.13% / 5.12%
Non-scoringUCB / S&P
20.27% / 10.85%
Non-scoringUCB / S&P
15.87 / 27.64
Non-scoringUCB / S&P
0.91 / 4.79
Non-scoringUCB / S&P
UCB unavailable / $4.28m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.36b
2024-Q10/3 LoseUCB / S&P
-9.24% / 10.56%
LoseUCB / S&P
5.28% / 5.71%
LoseUCB / S&P
-41.38% / 5.59%
Non-scoringUCB / S&P
20.60% / 10.81%
Non-scoringUCB / S&P
16.69 / 27.02
Non-scoringUCB / S&P
0.95 / 4.71
Non-scoringUCB / S&P
UCB unavailable / $4.28m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.12b
2023-Q42/3 WinUCB / S&P
16.06% / 11.69%
WinUCB / S&P
8.12% / 6.81%
LoseUCB / S&P
-38.89% / 7.78%
Non-scoringUCB / S&P
21.00% / 11.19%
Non-scoringUCB / S&P
18.57 / 24.35
Non-scoringUCB / S&P
1.07 / 4.31
Non-scoringUCB / S&P
UCB unavailable / $4.08m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.01b
2023-Q32/3 WinUCB / S&P
2.61% / -3.27%
WinUCB / S&P
10.71% / 7.52%
LoseUCB / S&P
-6.44% / -5.03%
Non-scoringUCB / S&P
29.59% / 10.84%
Non-scoringUCB / S&P
11.86 / 23.93
Non-scoringUCB / S&P
0.95 / 3.98
Non-scoringUCB / S&P
UCB unavailable / $4.08m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.24b
2023-Q22/3 LoseUCB / S&P
-10.36% / 8.74%
WinUCB / S&P
15.86% / 9.50%
WinUCB / S&P
4.98% / -8.57%
Non-scoringUCB / S&P
32.99% / 10.88%
Non-scoringUCB / S&P
9.99 / 24.01
Non-scoringUCB / S&P
0.93 / 4.19
Non-scoringUCB / S&P
UCB unavailable / $4.08m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.17b
2023-Q12/3 LoseUCB / S&P
-16.10% / 7.50%
WinUCB / S&P
17.87% / 10.77%
WinUCB / S&P
1.16% / -15.69%
Non-scoringUCB / S&P
33.68% / 10.82%
Non-scoringUCB / S&P
11.10 / 22.66
Non-scoringUCB / S&P
1.05 / 3.93
Non-scoringUCB / S&P
UCB unavailable / $4.08m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.13b
2022-Q41/3 LoseUCB / S&P
2.77% / 7.56%
LoseUCB / S&P
10.98% / 11.88%
WinUCB / S&P
-15.15% / -17.99%
Non-scoringUCB / S&P
33.59% / 11.09%
Non-scoringUCB / S&P
12.94 / 22.65
Non-scoringUCB / S&P
1.33 / 3.75
Non-scoringUCB / S&P
UCB unavailable / $3.70m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.15b
2022-Q31/3 WinUCB / S&P
10.37% / -4.88%
LoseUCB / S&P
3.35% / 13.47%
LoseUCB / S&P
-24.35% / -1.41%
Non-scoringUCB / S&P
31.88% / 12.28%
Non-scoringUCB / S&P
14.17 / 20.58
Non-scoringUCB / S&P
1.33 / 3.60
Non-scoringUCB / S&P
UCB unavailable / $3.70m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.17b
2022-Q21/3 WinUCB / S&P
-12.61% / -16.10%
LoseUCB / S&P
5.30% / 13.71%
LoseUCB / S&P
-13.31% / 11.04%
Non-scoringUCB / S&P
31.92% / 13.03%
Non-scoringUCB / S&P
13.30 / 20.28
Non-scoringUCB / S&P
1.21 / 3.78
Non-scoringUCB / S&P
UCB unavailable / $3.70m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.17b
2022-Q11/3 WinUCB / S&P
-2.63% / -4.60%
LoseUCB / S&P
14.09% / 15.97%
LoseUCB / S&P
11.21% / 42.23%
Non-scoringUCB / S&P
33.21% / 14.22%
Non-scoringUCB / S&P
15.11 / 22.19
Non-scoringUCB / S&P
1.37 / 4.51
Non-scoringUCB / S&P
UCB unavailable / $3.70m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.20b
2021-Q41/3 LoseUCB / S&P
10.16% / 11.03%
WinUCB / S&P
28.92% / 15.00%
LoseUCB / S&P
56.32% / 96.40%
Non-scoringUCB / S&P
36.24% / 15.13%
Non-scoringUCB / S&P
11.90 / 23.63
Non-scoringUCB / S&P
1.45 / 4.73
Non-scoringUCB / S&P
UCB unavailable / $3.63m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.13b
2021-Q32/3 WinUCB / S&P
3.24% / 0.58%
WinUCB / S&P
40.23% / 10.77%
LoseUCB / S&P
66.49% / 69.42%
Non-scoringUCB / S&P
36.83% / 14.13%
Non-scoringUCB / S&P
10.25 / 25.35
Non-scoringUCB / S&P
1.34 / 4.38
Non-scoringUCB / S&P
UCB unavailable / $3.63m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.19b
2021-Q21/3 LoseUCB / S&P
-5.65% / 8.55%
WinUCB / S&P
35.92% / 6.58%
LoseUCB / S&P
44.04% / 51.81%
Non-scoringUCB / S&P
35.06% / 13.34%
Non-scoringUCB / S&P
11.05 / 26.70
Non-scoringUCB / S&P
1.33 / 4.43
Non-scoringUCB / S&P
UCB unavailable / $3.63m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.11b
2021-Q13/3 WinUCB / S&P
20.61% / 6.17%
WinUCB / S&P
17.16% / -1.06%
WinUCB / S&P
7.41% / 7.39%
Non-scoringUCB / S&P
31.96% / 11.60%
Non-scoringUCB / S&P
14.38 / 30.50
Non-scoringUCB / S&P
1.46 / 4.23
Non-scoringUCB / S&P
UCB unavailable / $3.63m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.10b
2020-Q43/3 WinUCB / S&P
69.11% / 12.15%
WinUCB / S&P
32.41% / -3.72%
WinUCB / S&P
-17.75% / -33.42%
Non-scoringUCB / S&P
28.42% / 8.86%
Non-scoringUCB / S&P
15.02 / 39.26
Non-scoringUCB / S&P
1.23 / 4.05
Non-scoringUCB / S&P
UCB unavailable / $3.17m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.01b
2020-Q32/3 LoseUCB / S&P
-14.98% / 8.93%
WinUCB / S&P
77.81% / -2.04%
WinUCB / S&P
-18.14% / -27.10%
Non-scoringUCB / S&P
28.61% / 9.24%
Non-scoringUCB / S&P
9.55 / 34.27
Non-scoringUCB / S&P
0.75 / 3.65
Non-scoringUCB / S&P
UCB unavailable / $3.17m
Non-scoringUCB / S&P
UCB unavailable / $0.02b
Non-scoringUCB / S&P
UCB unavailable / $0.00b
2020-Q22/3 LoseUCB / S&P
10.93% / 20.54%
WinUCB / S&P
217.75% / -0.46%
WinUCB / S&P
-12.27% / -27.11%
Non-scoringUCB / S&P
29.30% / 9.37%
Non-scoringUCB / S&P
10.21 / 31.29
Non-scoringUCB / S&P
0.89 / 3.44
Non-scoringUCB / S&P
UCB unavailable / $3.17m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.03b
2020-Q12/3 LoseUCB / S&P
-40.09% / -19.60%
WinUCB / S&P
250.81% / 3.47%
WinUCB / S&P
0.93% / -14.75%
Non-scoringUCB / S&P
31.52% / 10.68%
Non-scoringUCB / S&P
8.27 / 22.80
Non-scoringUCB / S&P
0.87 / 2.92
Non-scoringUCB / S&P
UCB unavailable / $3.17m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.05b
2019-Q43/3 WinUCB / S&P
9.55% / 9.07%
WinUCB / S&P
177.39% / 5.36%
WinUCB / S&P
12.14% / 2.99%
Non-scoringUCB / S&P
42.59% / 12.81%
Non-scoringUCB / S&P
13.14 / 22.78
Non-scoringUCB / S&P
1.49 / 3.53
Non-scoringUCB / S&P
UCB unavailable / $3.08m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.05b
2019-Q32/3 LoseUCB / S&P
-0.13% / 1.70%
WinUCB / S&P
92.54% / 5.02%
WinUCB / S&P
71.21% / 0.21%
Non-scoringUCB / S&P
60.22% / 12.41%
Non-scoringUCB / S&P
12.31 / 22.44
Non-scoringUCB / S&P
1.39 / 3.30
Non-scoringUCB / S&P
UCB unavailable / $3.08m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.09b
2019-Q22/3 WinUCB / S&P
15.28% / 4.30%
LoseUCB / S&P
6.33% / 6.64%
WinUCB / S&P
89.66% / 8.65%
Non-scoringUCB / S&P
106.86% / 12.79%
Non-scoringUCB / S&P
12.75 / 21.37
Non-scoringUCB / S&P
1.44 / 3.32
Non-scoringUCB / S&P
UCB unavailable / $3.08m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.27b
2019-Q13/3 WinUCB / S&P
16.88% / 13.65%
WinUCB / S&P
17.02% / 8.12%
WinUCB / S&P
101.89% / 14.29%
Non-scoringUCB / S&P
110.19% / 12.97%
Non-scoringUCB / S&P
11.41 / 20.86
Non-scoringUCB / S&P
1.31 / 3.26
Non-scoringUCB / S&P
UCB unavailable / $3.08m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $34.35b
2018-Q41/3 LoseUCB / S&P
-22.53% / -13.52%
LoseUCB / S&P
-31.60% / 9.05%
WinUCB / S&P
123.91% / 18.23%
Non-scoringUCB / S&P
105.66% / 13.10%
Non-scoringUCB / S&P
10.24 / 19.39
Non-scoringUCB / S&P
1.17 / 2.94
Non-scoringUCB / S&P
UCB unavailable / $3.00m
Non-scoringUCB / S&P
UCB unavailable / $0.01b
Non-scoringUCB / S&P
UCB unavailable / $0.00b
2018-Q30/3 LoseUCB / S&P
-8.59% / 7.71%
LoseUCB / S&P
-548.98% / 10.21%
LoseUCB / S&P
-10.81% / 19.06%
Non-scoringUCB / S&P
69.54% / 13.01%
Non-scoringUCB / S&P
20.25 / 22.25
Non-scoringUCB / S&P
1.58 / 3.45
Non-scoringUCB / S&P
UCB unavailable / $3.00m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.17b
2018-Q21/3 LoseUCB / S&P
-2.66% / 3.43%
WinUCB / S&P
149.49% / 9.03%
LoseUCB / S&P
-20.55% / 14.46%
Non-scoringUCB / S&P
59.85% / 12.56%
Non-scoringUCB / S&P
26.01 / 22.49
Non-scoringUCB / S&P
1.76 / 3.25
Non-scoringUCB / S&P
UCB unavailable / $3.00m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.19b
2018-Q12/3 WinUCB / S&P
12.88% / -0.76%
WinUCB / S&P
151.86% / 7.68%
LoseUCB / S&P
-25.35% / 12.46%
Non-scoringUCB / S&P
61.18% / 12.27%
Non-scoringUCB / S&P
30.56 / 23.41
Non-scoringUCB / S&P
1.85 / 3.17
Non-scoringUCB / S&P
UCB unavailable / $3.00m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.08b
2017-Q41/3 LoseUCB / S&P
-1.05% / 6.64%
WinUCB / S&P
445.80% / 7.03%
LoseUCB / S&P
-34.29% / 13.82%
Non-scoringUCB / S&P
29.51% / 12.09%
Non-scoringUCB / S&P
32.19 / 24.25
Non-scoringUCB / S&P
1.68 / 3.23
Non-scoringUCB / S&P
UCB unavailable / $2.92m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.05b
2017-Q30/3 LoseUCB / S&P
3.06% / 4.48%
LoseUCB / S&P
-108.89% / 5.68%
LoseUCB / S&P
16.54% / 17.57%
Non-scoringUCB / S&P
-306.22% / 12.04%
Non-scoringUCB / S&P
19.59 / 23.28
Non-scoringUCB / S&P
1.72 / 3.08
Non-scoringUCB / S&P
UCB unavailable / $2.92m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.11b
2017-Q21/3 LoseUCB / S&P
0.72% / 3.09%
LoseUCB / S&P
-83.12% / 4.83%
WinUCB / S&P
23.73% / 17.74%
Non-scoringUCB / S&P
167.81% / 11.96%
Non-scoringUCB / S&P
18.81 / 23.40
Non-scoringUCB / S&P
1.74 / 3.03
Non-scoringUCB / S&P
UCB unavailable / $2.92m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.08b
2017-Q11/3 LoseUCB / S&P
-6.22% / 6.07%
LoseUCB / S&P
-84.76% / 3.67%
WinUCB / S&P
27.93% / 13.32%
Non-scoringUCB / S&P
191.57% / 11.75%
Non-scoringUCB / S&P
19.29 / 23.60
Non-scoringUCB / S&P
1.78 / 3.01
Non-scoringUCB / S&P
UCB unavailable / $2.92m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $20.24b
2016-Q42/3 WinUCB / S&P
41.30% / 3.82%
LoseUCB / S&P
-87.09% / 2.09%
WinUCB / S&P
28.44% / 7.05%
Non-scoringUCB / S&P
239.01% / 11.37%
Non-scoringUCB / S&P
20.86 / 23.76
Non-scoringUCB / S&P
1.95 / 2.91
Non-scoringUCB / S&P
UCB unavailable / $2.88m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $1.11b
2016-Q33/3 WinUCB / S&P
15.37% / 3.85%
WinUCB / S&P
29.89% / 0.20%
WinUCB / S&P
11.40% / -3.15%
Non-scoringUCB / S&P
23.33% / 10.82%
Non-scoringUCB / S&P
16.25 / 24.22
Non-scoringUCB / S&P
1.38 / 2.78
Non-scoringUCB / S&P
UCB unavailable / $2.88m
Non-scoringUCB / S&P
UCB unavailable / $0.00b
Non-scoringUCB / S&P
UCB unavailable / $0.16b

Dividend-reinvested, split-adjusted total return

1Y · 2025-08-29 to 2026-08-27

MetricUCB total returnS&P 500 Total Return Index
Total return8.81%20.78%
Annualized return8.81%20.78%

5Y · 2021-09-01 to 2026-08-27

MetricUCB total returnS&P 500 Total Return Index
Total return36.80%83.14%
Annualized return6.47%12.86%

10Y · 2016-09-01 to 2026-08-27

MetricUCB total returnS&P 500 Total Return Index
Total return120.82%319.30%
Annualized return8.24%15.41%

Calculation rules

window
Latest 40 completed benchmark quarters; unavailable issuer evidence remains visible and scores 0.
return Basis
Issuer adjusted close reinvests distributions and normalizes splits; the S&P 500 Total Return Index is the direct benchmark.
point Rule
Strict same-quarter win = 1. Loss, tie or unavailable evidence = 0. No partial or subjective points.
frequency
Quarter endpoints only.
fundamentals
Trailing-four-quarter issuer revenue and EPS growth use the issuer's normalized government-filed facts.
non Scoring
Net margin, P/E, P/B and other gray context columns never enter the score.

Snapshot captured 2026-09-04.

Research interface only. Not investment advice. Prices are a checked-in snapshot, not live quotes.