<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url><loc>https://stock.noler.com/us/stock/vwfb</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/roast-me</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/market-cap</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/pe-ratio</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/price-book-ratio</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/price-fcf-ratio</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/dividend-yield</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/stock-splits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/roe</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/roa</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/return-tang-equity</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/key-financial-ratios</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/insider-transactions</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/cash-flow-breakdown</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-allowance-for-credit-loss-excluding-accrued-interest-current</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/operating-lease-right-of-use-asset</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/property-plant-and-equipment-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/accumulated-depreciation-depletion-and-amortization-property-plant-and-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/property-plant-and-equipment-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/total-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/cash-and-due-from-banks</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-securities-debt-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-securities-debt-maturities-within-one-year-amortized-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-securities-debt-maturities-after-one-through-five-years-amortized-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-securities-debt-maturities-after-five-through-ten-years-amortized-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-securities-debt-maturities-after-ten-years-amortized-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-securities-debt-maturities-single-maturity-date-amortized-cost-basis</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-securities-debt-maturities-without-single-maturity-date-amortized-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-securities-debt-maturities-within-one-year-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-securities-debt-maturities-after-one-through-five-years-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-securities-debt-maturities-after-five-through-ten-years-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-securities-debt-maturities-after-ten-years-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-securities-debt-maturities-single-maturity-date</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-securities-debt-maturities-without-single-maturity-date-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/debt-securities-available-for-sale-continuous-unrealized-loss-position-less-than12-months-accumulated-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/debt-securities-available-for-sale-continuous-unrealized-loss-position12-months-or-longer-accumulated-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/debt-securities-available-for-sale-unrealized-loss-position-accumulated-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-debt-securities-accumulated-gross-unrealized-gain-before-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-debt-securities-accumulated-gross-unrealized-loss-before-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/debt-securities-available-for-sale-continuous-unrealized-loss-position-less-than12-months</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/debt-securities-available-for-sale-continuous-unrealized-loss-position12-months-or-longer</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/debt-securities-available-for-sale-unrealized-loss-position</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/federal-home-loan-bank-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/notes-receivable-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-accrued-interest-after-allowance-for-credit-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/debt-securities-available-for-sale-accrued-interest-after-allowance-for-credit-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-excluding-accrued-interest-before-allowance-for-credit-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-allowance-for-credit-loss-excluding-accrued-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-excluding-accrued-interest-after-allowance-for-credit-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/debt-securities-available-for-sale-amortized-cost-excluding-accrued-interest-before-allowance-for-credit-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/debt-securities-available-for-sale-excluding-accrued-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/other-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/bank-owned-life-insurance</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/interest-receivable</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/cash-uninsured-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-recorded-investment-nonaccrual-status</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-allowance-for-credit-losses-individually-evaluated-for-impairment1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-allowance-for-credit-losses-collectively-evaluated-for-impairment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-collectively-evaluated-for-impairment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-individually-evaluated-for-impairment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/loans-receivable-held-for-sale-net-not-part-of-disposal-group</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-excluding-accrued-interest-nonaccrual-no-allowance</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-excluding-accrued-interest-nonaccrual</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-debt-securities-amortized-cost-basis</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-unamortized-loan-commitment-origination-fee-and-premium-discount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-loan-in-process</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-excluding-accrued-interest-before-allowance-for-credit-loss-fee-and-loan-in-process</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/loans-and-leases-receivable-allowance</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/loans-and-leases-receivable-loans-in-process</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/loans-and-leases-receivable-net-reported-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/loans-and-leases-receivable-net-of-deferred-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-modifications-number-of-contracts2</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-modifications-subsequent-default-number-of-contracts1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/defined-benefit-plan-fair-value-of-plan-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-tax-assets-operating-loss-carryforwards</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-tax-assets-operating-loss-carryforwards-not-subject-to-expiration</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-tax-assets-tax-deferred-expense-reserves-and-accruals-provision-for-loan-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-tax-assets-unrealized-losses-on-availablefor-sale-securities-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-tax-assets-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-tax-assets-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/tier-one-risk-based-capital-required-to-be-well-capitalized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/common-equity-tier-one-capital-required-to-be-well-capitalized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/tier-one-leverage-capital-required-to-be-well-capitalized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/capital-required-to-be-well-capitalized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/tier-one-risk-based-capital-to-risk-weighted-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/tier-one-risk-based-capital-required-to-be-well-capitalized-to-risk-weighted-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/capital-to-risk-weighted-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/capital-required-to-be-well-capitalized-to-risk-weighted-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/banking-regulation-common-equity-tier-one-risk-based-capital-ratio-well-capitalized-minimum</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/tier-one-leverage-capital-to-average-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/tier-one-leverage-capital-required-to-be-well-capitalized-to-average-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/loans-and-leases-receivable-related-parties-additions</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/loans-and-leases-receivable-related-parties</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/total-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/demand-deposit-accounts</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deposits-savings-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/time-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/accrued-liabilities-current-and-noncurrent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/advance-payments-by-borrowers-for-taxes-and-insurance</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/operating-lease-liability</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/long-term-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/unamortized-loan-commitment-and-origination-fees-and-unamortized-discounts-or-premiums</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/contractual-obligation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/lessee-operating-lease-liability-payments-due</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-compensation-arrangement-with-individual-recorded-liability</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/defined-benefit-plan-benefit-obligation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-income-tax-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-tax-assets-liabilities-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-tax-liabilities-property-plant-and-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-tax-liabilities-leasing-arrangements</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-tax-liability-not-recognized-amount-of-unrecognized-deferred-tax-liability-bad-debt-reserve-for-tax-purposes-of-qualified-lender</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/unrecognized-tax-benefits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/liabilities-fair-value-disclosure</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/right-of-use-asset-obtained-in-exchange-for-operating-lease-liability</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/operating-lease-weighted-average-discount-rate-percent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/lessee-operating-lease-liability-payments-due-next-rolling-twelve-months</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/lessee-operating-lease-liability-payments-due-in-rolling-year-two</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/lessee-operating-lease-liability-payments-due-in-rolling-year-three</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/lessee-operating-lease-liability-payments-due-in-rolling-year-four</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/lessee-operating-lease-liability-payments-due-in-rolling-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/lessee-operating-lease-liability-payments-due-after-rolling-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/lessee-operating-lease-liability-undiscounted-excess-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/related-party-deposit-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/federal-home-loan-bank-advances-general-debt-obligations-disclosures-collateral-pledged1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/federal-home-loan-bank-advances-general-debt-obligations-disclosures-maximum-amount-available</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/preferred-stock-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/common-stock-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/additional-paid-in-capital</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/treasury-stock-common-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/accumulated-other-comprehensive-income-loss-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/retained-earnings-accumulated-deficit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/share-holder-equity</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/preferred-stock-par-or-stated-value-per-share</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/preferred-stock-shares-authorized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/preferred-stock-shares-issued</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/common-stock-par-or-stated-value-per-share</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/common-stock-shares-authorized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/common-stock-shares-issued</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/common-stock-shares-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/treasury-stock-common-shares</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/reclassification-from-accumulated-other-comprehensive-income-current-period-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/stock-repurchase-program-remaining-authorized-repurchase-amount1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/srt-stock-repurchase-program-authorized-amount1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/share-based-compensation-arrangement-by-share-based-payment-award-options-outstanding-number</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/share-based-compensation-arrangement-by-share-based-payment-award-options-outstanding-weighted-average-exercise-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/sharebased-compensation-arrangement-by-sharebased-payment-award-options-nonvested-weighted-average-grant-date-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/share-based-compensation-arrangement-by-share-based-payment-award-equity-instruments-other-than-options-nonvested-number</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/share-based-compensation-arrangement-by-share-based-payment-award-equity-instruments-other-than-options-grants-in-period</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/share-based-compensation-arrangement-by-share-based-payment-award-equity-instruments-other-than-options-nonvested-weighted-average-grant-date-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/common-equity-tier-one-capital</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/common-equity-tier-one-capital-ratio</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/dei-entity-common-stock-shares-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/dei-entity-public-float</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/liabilities-and-stockholders-equity</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/interest-income-deposits-with-financial-institutions</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/other-comprehensive-income-loss-reclassification-adjustment-from-aoci-pension-and-other-postretirement-benefit-plans-for-net-gain-loss-before-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/other-comprehensive-income-unrealized-holding-gain-loss-on-securities-arising-during-period-before-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/debt-securities-available-for-sale-gain-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/interest-income-expense-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/interest-income-expense-after-provision-for-loan-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/debt-securities-available-for-sale-realized-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/income-loss-from-continuing-operations-before-income-taxes-extraordinary-items-noncontrolling-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/net-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/profit-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/other-comprehensive-income-loss-net-of-tax-portion-attributable-to-parent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/comprehensive-income-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/other-comprehensive-income-loss-pension-and-other-postretirement-benefit-plans-adjustment-before-reclassification-adjustments-and-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/other-comprehensive-income-loss-reclassification-adjustment-from-aoci-for-sale-of-securities-before-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/other-comprehensive-income-availableforsale-securities-adjustment-before-tax-portion-attributable-to-parent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/other-comprehensive-income-loss-tax-portion-attributable-to-parent1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/other-comprehensive-income-availableforsale-securities-adjustment-net-of-tax-portion-attributable-to-parent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/earnings-per-share-basic</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/weighted-average-number-of-shares-outstanding-basic</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/eps</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/weighted-average-number-of-diluted-shares-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/treasury-stock-acquired-average-cost-per-share</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/share-based-compensation-arrangements-by-share-based-payment-award-options-grants-in-period-weighted-average-exercise-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/share-based-compensation-arrangement-by-share-based-payment-award-options-grants-in-period-weighted-average-grant-date-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/share-based-compensation-arrangement-by-share-based-payment-award-equity-instruments-other-than-options-grants-in-period-weighted-average-grant-date-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/weighted-average-number-of-shares-issued-basic</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/weighted-average-number-of-shares-employee-stock-ownership-plan-shares-not-committed-to-be-released</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/taxes-excluding-income-and-excise-taxes</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/interest-and-fee-income-loans-and-leases</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/interest-and-dividend-income-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/interest-and-dividend-income-operating</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/provision-for-loan-lease-and-other-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/gains-losses-on-sales-of-other-real-estate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/gains-losses-on-sales-of-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/bank-owned-life-insurance-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/noninterest-income-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/noninterest-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/professional-fees</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/information-technology-and-data-processing</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/occupancy-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/defined-contribution-plan-cost-recognized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/operating-lease-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/short-term-lease-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/lease-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/marketing-and-advertising-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/labor-and-related-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/provision-for-loan-losses-expensed</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/noninterest-expense-directors-fees</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/federal-deposit-insurance-corporation-premium-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/other-noninterest-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/noninterest-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-excluding-accrued-interest-credit-loss-expense-reversal</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/allocated-share-based-compensation-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/interest-expense-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/interest-expense-operating</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/income-tax-reconciliation-tax-exempt-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/effective-income-tax-rate-reconciliation-share-based-compensation-excess-tax-benefit-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/income-tax-reconciliation-other-adjustments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/effective-income-tax-rate-reconciliation-at-federal-statutory-income-tax-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/current-income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/income-tax-reconciliation-income-tax-expense-benefit-at-federal-statutory-income-tax-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/share-based-compensation-arrangement-by-share-based-payment-award-options-grants-in-period-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/adjustments-to-additional-paid-in-capital-sharebased-compensation-requisite-service-period-recognition-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/net-cash-provided-by-used-in-operating-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/amortization-of-debt-discount-premium</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/share-based-compensation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/increase-decrease-in-accrued-interest-receivable-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/increase-decrease-in-operating-lease-liability</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/increase-decrease-in-other-operating-capital-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/depreciation-amortization-and-accretion-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/increase-decrease-in-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/net-cash-provided-by-used-in-investing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/proceeds-from-sale-of-property-plant-and-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/proceeds-from-sale-of-available-for-sale-securities-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/proceeds-from-sale-of-other-real-estate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/proceeds-from-sale-of-federal-home-loan-bank-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/payments-to-acquire-property-plant-and-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/payments-to-acquire-available-for-sale-securities-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/payments-to-acquire-other-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/payments-to-acquire-federal-home-loan-bank-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/net-cash-provided-by-used-in-financing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/proceeds-from-payments-for-long-term-loans-for-related-parties</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/proceeds-from-bank-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/proceeds-from-issuance-of-common-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/proceeds-from-payments-for-in-interest-bearing-deposits-in-banks</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/repayments-of-bank-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/cash-cash-equivalents-restricted-cash-and-restricted-cash-equivalents-period-increase-decrease-including-exchange-rate-effect</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/cash-cash-equivalents-restricted-cash-and-restricted-cash-equivalents</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/operating-lease-payments-use</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/capital-lease-obligations-incurred</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/transfer-to-other-real-estate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/stock-issued1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/interest-paid-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/defined-benefit-plan-contributions-by-employer</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/defined-contribution-plan-employer-matching-contribution-percent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/increase-decrease-in-advance-payments-by-borrowers-for-taxes-and-insurance</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/tier-one-risk-based-capital</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/tier-one-leverage-capital</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/capital</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/time-deposits-at-or-above-fdic-insurance-limit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/time-deposit-maturities-year-one</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/time-deposit-maturities-year-two</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/time-deposit-maturities-year-three</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/time-deposit-maturities-year-four</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/time-deposit-maturities-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/common-stock-share-subscribed-but-unissued-subscriptions-receivable</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/shares-issued-price-per-share</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/stock-repurchase-program-authorized-amount1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/share-based-compensation-arrangement-by-share-based-payment-award-fair-value-assumptions-expected-volatility-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/share-based-compensation-arrangement-by-share-based-payment-award-fair-value-assumptions-risk-free-interest-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/share-based-compensation-arrangement-by-share-based-payment-award-fair-value-assumptions-expected-dividend-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/interest-bearing-deposits-in-banks</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/federal-reserve-bank-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-allowance-for-credit-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-recorded-investment90-days-past-due-and-still-accruing</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-accrued-interest-writeoff</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/financing-receivable-before-allowance-for-credit-loss-and-fee</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/impaired-financing-receivable-average-recorded-investment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/impaired-financing-receivable-recorded-investment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/impaired-financing-receivable-related-allowance</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/impaired-financing-receivable-unpaid-principal-balance</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/impaired-financing-receivable-with-no-related-allowance-average-recorded-investment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/impaired-financing-receivable-with-no-related-allowance-recorded-investment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/impaired-financing-receivable-with-no-related-allowance-unpaid-principal-balance</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-tax-liabilities-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-tax-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/debt-and-equity-securities-gain-loss-excluding-other-than-temporary-impairment-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/impaired-financing-receivable-interest-income-accrual-method</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/impaired-financing-receivable-with-no-related-allowance-interest-income-accrual-method</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-debt-securities-gross-unrealized-gain</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/debt-securities-available-for-sale-realized-gain-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/other-comprehensive-income-defined-benefit-plans-adjustment-net-of-tax-portion-attributable-to-parent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/other-comprehensive-income-availableforsale-securities-tax-portion-attributable-to-parent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/antidilutive-securities-excluded-from-computation-of-earnings-per-share-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/dilutive-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/profit-loss-from-real-estate-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/available-for-sale-debt-securities-gross-unrealized-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/deferred-compensation-arrangement-with-individual-compensation-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/employee-stock-ownership-plan-esop-compensation-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/interest-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/interest-expense-federal-home-loan-bank-and-federal-reserve-bank-advances-long-term</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/employee-benefits-and-share-based-compensation-noncash</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/other-noncash-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/proceeds-from-maturities-prepayments-and-calls-of-available-for-sale-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/proceeds-from-sale-maturity-and-collections-of-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/payments-to-acquire-federal-reserve-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/payments-of-stock-issuance-costs</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/repayments-of-federal-home-loan-bank-borrowings</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/income-taxes-paid-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/mortgage-loans-in-process-of-foreclosure-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/defined-benefit-plan-funded-status-of-plan</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/defined-benefit-plan-amounts-recognized-in-balance-sheet</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/advances-from-federal-home-loan-banks</loc></url>
  <url><loc>https://stock.noler.com/us/stock/vwfb/federal-home-loan-bank-advances-branch-of-fhlb-bank-interest-rate</loc></url>
</urlset>
