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  <url><loc>https://stock.noler.com/us/stock/oscr/policyholder-benefits-and-claims-incurred-net</loc></url>
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  <url><loc>https://stock.noler.com/us/stock/oscr/effective-income-tax-rate-reconciliation-other-adjustments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/effective-income-tax-rate-continuing-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/current-federal-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/current-state-and-local-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/current-income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/deferred-federal-income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/deferred-state-and-local-income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/income-tax-reconciliation-income-tax-expense-benefit-at-federal-statutory-income-tax-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/income-tax-reconciliation-nondeductible-expense-share-based-compensation-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/income-tax-reconciliation-nondeductible-expense-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/effective-income-tax-rate-reconciliation-nondeductible-expense-share-based-compensation-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/effective-income-tax-rate-reconciliation-nondeductible-expense-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/net-cash-provided-by-used-in-operating-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/depreciation-depletion-and-amortization</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/share-based-compensation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/gain-loss-on-sale-of-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/deferred-income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/increase-decrease-in-accounts-receivable</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/increase-decrease-in-other-operating-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/increase-decrease-in-accounts-payable-and-accrued-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/accretion-amortization-of-discounts-and-premiums-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/increase-decrease-in-unearned-premiums</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/increase-decrease-in-liability-for-claims-and-claims-adjustment-expense-reserve</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/increase-decrease-in-premiums-receivable</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/increase-decrease-in-reinsurance-recoverable</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/increase-decrease-in-reinsurance-payables</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/increase-decrease-in-future-policy-benefit-reserves</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/increase-decrease-of-restricted-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/net-cash-provided-by-used-in-investing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/proceeds-from-sale-of-available-for-sale-securities-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/proceeds-from-maturities-prepayments-and-calls-of-available-for-sale-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/payments-to-acquire-productive-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/payments-to-acquire-available-for-sale-securities-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/net-cash-provided-by-used-in-financing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/proceeds-from-issuance-of-long-term-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/proceeds-from-stock-options-exercised</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/proceeds-from-contributions-from-affiliates</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/payment-for-contingent-consideration-liability-financing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/payments-of-debt-issuance-costs</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/payments-related-to-tax-withholding-for-share-based-compensation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/payments-for-losses-and-loss-adjustment-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/cash-cash-equivalents-restricted-cash-and-restricted-cash-equivalents-period-increase-decrease-including-exchange-rate-effect</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/cash-cash-equivalents-restricted-cash-and-restricted-cash-equivalents</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/realized-investment-gains-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/operating-lease-payments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/ecd-non-peo-neo-avg-comp-actually-paid-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/interest-paid-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/income-tax-paid-federal-after-refund-received</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/income-taxes-paid-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/liability-for-unpaid-claims-and-claims-adjustment-expense-claims-paid-current-year1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/liability-for-unpaid-claims-and-claims-adjustment-expense-claims-paid-prior-years1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/share-based-compensation-arrangement-by-share-based-payment-award-options-grants-in-period-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/share-based-compensation-arrangement-by-share-based-payment-award-options-forfeitures-in-period</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/number-of-reportable-segments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/number-of-operating-segments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/number-of-businesses-acquired</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/direct-premiums-earned</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/assumed-premiums-earned</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/reinsurance-recoverable-for-unpaid-claims-and-claims-adjustments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/reinsurance-recoverables-on-paid-and-unpaid-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/shortduration-insurance-contracts-incurred-claims-and-allocated-claim-adjustment-expense-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/shortduration-insurance-contracts-cumulative-paid-claims-and-allocated-claim-adjustment-expense-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/statutory-accounting-practices-statutory-capital-and-surplus-balance</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/ecd-co-selected-measure-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/ecd-non-peo-neo-avg-total-comp-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/ecd-peer-group-total-shareholder-rtn-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/ecd-total-shareholder-rtn-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/deferred-income-tax-assets-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/contract-with-customer-receivable-after-allowance-for-credit-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/deferred-tax-assets-derivative-instruments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/deferred-tax-assets-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/deferred-tax-asset-interest-carryforward</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/temporary-equity-carrying-amount-attributable-to-parent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/temporary-equity-par-or-stated-value-per-share</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/temporary-equity-shares-authorized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/temporary-equity-shares-issued</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/temporary-equity-shares-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/preferred-stock-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/common-stock-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/treasury-stock-common-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/warrants-and-rights-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/preferred-stock-par-or-stated-value-per-share</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/preferred-stock-shares-authorized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/preferred-stock-shares-issued</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/preferred-stock-shares-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/stockholders-equity-note-stock-split-conversion-ratio1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/share-based-compensation-arrangement-by-share-based-payment-award-number-of-shares-authorized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/share-based-compensation-arrangement-by-share-based-payment-award-number-of-shares-available-for-grant</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/share-based-compensation-arrangement-by-share-based-payment-award-fair-value-assumptions-expected-volatility-rate-minimum</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/share-based-compensation-arrangement-by-share-based-payment-award-fair-value-assumptions-expected-volatility-rate-maximum</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/share-based-compensation-arrangement-by-share-based-payment-award-fair-value-assumptions-risk-free-interest-rate-minimum</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/share-based-compensation-arrangement-by-share-based-payment-award-fair-value-assumptions-risk-free-interest-rate-maximum</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/treasury-stock-shares</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/contract-with-customer-liability</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/liability-for-title-claims-and-claims-adjustment-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/gain-loss-on-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/other-nonoperating-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/other-comprehensive-income-availableforsale-securities-adjustment-net-of-tax-portion-attributable-to-parent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/gains-losses-on-extinguishment-of-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/redeemable-preferred-stock-dividends</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/share-based-compensation-arrangement-by-share-based-payment-award-plan-modification-incremental-compensation-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/other-operating-income-expense-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/liability-for-future-policy-benefits-period-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/lease-and-rental-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/interest-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/income-tax-reconciliation-prior-year-income-taxes</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/effective-income-tax-rate-reconciliation-prior-year-income-taxes</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/adjustments-to-additional-paid-in-capital-sharebased-compensation-requisite-service-period-recognition-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/adjustments-to-additional-paid-in-capital-increase-in-carrying-amount-of-redeemable-preferred-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/temporary-equity-stock-issued-during-period-value-new-issues</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/noncontrolling-interest-increase-from-subsidiary-equity-issuance</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/increase-decrease-in-accrued-investment-income-receivable</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/payments-for-proceeds-from-other-investing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/proceeds-from-repayments-of-long-term-debt-and-capital-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/proceeds-from-minority-shareholders</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/proceeds-from-issuance-of-redeemable-preferred-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/proceeds-from-issuance-initial-public-offering</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/proceeds-from-warrant-exercises</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/repayments-of-long-term-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/payments-of-stock-issuance-costs</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/payments-of-debt-extinguishment-costs</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/fair-value-adjustment-of-warrants</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/conversion-of-stock-shares-converted1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/conversion-of-stock-amount-issued1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/class-of-warrant-or-right-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/oscr/ceded-premiums-earned</loc></url>
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