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  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-payments-due-next-twelve-months</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-payments-due-year-two</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-payments-due-year-three</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-payments-due-year-four</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-payments-due-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-payments-due-after-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-payments-due</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-payments-due-next-twelve-months</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-payments-due-year-two</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-payments-due-year-three</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-payments-due-year-four</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-payments-due-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-payments-due-after-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-payments-due</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-income-tax-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-tax-assets-liabilities-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-tax-liabilities-property-plant-and-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-tax-liabilities-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/unrecognized-tax-benefits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/credit-risk-derivative-liabilities-at-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-weighted-average-discount-rate-percent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/operating-lease-weighted-average-discount-rate-percent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-payments-remainder-of-fiscal-year</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-undiscounted-excess-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-payments-remainder-of-fiscal-year</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-undiscounted-excess-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deposit-liabilities-accrued-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/preferred-stock-value</loc></url>
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  <url><loc>https://stock.noler.com/us/stock/ocfc/treasury-stock-common-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/accumulated-other-comprehensive-income-loss-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/retained-earnings-accumulated-deficit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-holder-equity</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/minority-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/stockholders-equity-including-portion-attributable-to-noncontrolling-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/preferred-stock-par-or-stated-value-per-share</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/preferred-stock-shares-authorized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/preferred-stock-shares-issued</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/preferred-stock-liquidation-preference-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/common-stock-par-or-stated-value-per-share</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/common-stock-shares-authorized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/common-stock-shares-issued</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/common-stock-shares-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/common-stock-issued-employee-trust-deferred</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/treasury-stock-common-shares</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/employee-service-share-based-compensation-nonvested-awards-total-compensation-cost-not-yet-recognized-stock-options</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-options-outstanding-number</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-options-expirations-in-period</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-options-outstanding-weighted-average-exercise-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-options-outstanding-intrinsic-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-options-exercisable-number</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-options-exercisable-weighted-average-exercise-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/sharebased-compensation-arrangement-by-sharebased-payment-award-options-exercisable-intrinsic-value1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-equity-instruments-other-than-options-nonvested-number</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-equity-instruments-other-than-options-grants-in-period</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-equity-instruments-other-than-options-vested-in-period</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-equity-instruments-other-than-options-forfeited-in-period</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-equity-instruments-other-than-options-nonvested-weighted-average-grant-date-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/employee-stock-ownership-plan-esop-number-of-allocated-shares</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/employee-stock-ownership-plan-esop-number-of-committed-to-be-released-shares</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/employee-stock-ownership-plan-esop-deferred-shares-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/employee-stock-ownership-plan-esop-debt-structure-direct-loan-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/statutory-accounting-practices-portion-of-excess-retained-earnings-not-taxed</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/dei-entity-common-stock-shares-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/dei-entity-public-float</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/liabilities-and-stockholders-equity</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/gain-loss-on-sale-of-property-plant-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/gain-loss-on-disposition-of-assets1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/gain-loss-on-oil-and-gas-hedging-activity</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-income-debt-securities-operating</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/equity-securities-fv-ni-realized-gain-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/gain-loss-on-sale-of-mortgage-loans</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/gain-loss-on-sales-of-loans-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-unrealized-holding-gain-loss-on-securities-arising-during-period-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/oci-debt-securities-available-for-sale-transfer-to-held-to-maturity-adjustment-from-aoci-for-amortization-of-gain-loss-after-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-loss-cash-flow-hedge-gain-loss-after-reclassification-and-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/change-in-unrealized-gain-loss-on-hedged-item-in-fair-value-hedge1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/equity-securities-fv-ni-unrealized-gain-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/debt-securities-available-for-sale-realized-gain-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/debt-securities-available-for-sale-gain-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/marketable-securities-unrealized-gain-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/change-in-unrealized-gain-loss-on-fair-value-hedging-instruments1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/gain-loss-on-fair-value-hedges-recognized-in-earnings</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/cash-flow-hedge-gain-loss-to-be-reclassified-within-twelve-months</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/business-acquisitions-purchase-price-allocation-year-of-acquisition-net-effect-on-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-income-expense-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-income-expense-after-provision-for-loan-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-loss-from-continuing-operations-before-income-taxes-extraordinary-items-noncontrolling-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/net-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/net-income-loss-attributable-to-noncontrolling-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/net-income-loss-available-to-common-stockholders-basic</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/net-income-loss-available-to-common-stockholders-diluted</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/profit-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/comprehensive-income-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-loss-transfers-from-held-to-maturity-to-available-for-sale-securities-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/comprehensive-income-net-of-tax-attributable-to-noncontrolling-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-loss-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/comprehensive-income-net-of-tax-including-portion-attributable-to-noncontrolling-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/earnings-per-share-basic</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/weighted-average-number-of-shares-outstanding-basic</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/eps</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/antidilutive-securities-excluded-from-computation-of-earnings-per-share-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/weighted-average-number-of-diluted-shares-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/weighted-average-number-diluted-shares-outstanding-adjustment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/common-stock-dividends-per-share-declared</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangements-by-share-based-payment-award-options-exercises-in-period-weighted-average-exercise-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangements-by-share-based-payment-award-options-forfeitures-in-period-weighted-average-exercise-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangements-by-share-based-payment-award-options-expirations-in-period-weighted-average-exercise-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-options-grants-in-period-weighted-average-grant-date-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-equity-instruments-other-than-options-vested-in-period-weighted-average-grant-date-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-equity-instruments-other-than-options-forfeitures-weighted-average-grant-date-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/weighted-average-number-of-shares-issued-basic</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/weighted-average-number-of-shares-employee-stock-ownership-plan-shares-not-committed-to-be-released</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/operating-expenses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/restructuring-charges</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/business-combination-acquisition-related-costs</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/gain-or-loss-on-sale-of-stock-in-subsidiary</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/preferred-stock-dividends-and-other-adjustments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-and-fee-income-loans-and-leases</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-and-dividend-income-securities-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-interest-and-dividend-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-and-dividend-income-operating</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/provision-for-loan-lease-and-other-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/gains-losses-on-sales-of-other-real-estate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/bank-owned-life-insurance-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/profit-loss-from-real-estate-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/noninterest-income-other-operating-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/noninterest-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/professional-fees</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/information-technology-and-data-processing</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/occupancy-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/employee-benefits-and-share-based-compensation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/operating-lease-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lease-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/amortization-of-intangible-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-right-of-use-asset-amortization</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/amortization-of-deferred-charges</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/depreciation-and-amortization</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/goodwill-impairment-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-cost-and-expense-operating</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/marketing-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/labor-and-related-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/equipment-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/federal-deposit-insurance-corporation-premium-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-excluding-accrued-interest-credit-loss-expense-reversal</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/debt-securities-held-to-maturity-excluding-accrued-interest-credit-loss-expense-reversal</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/impairment-of-long-lived-assets-to-be-disposed-of</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/allocated-share-based-compensation-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/servicing-asset-at-amortized-value-amortization1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-interest-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-expense-negotiable-order-of-withdrawal-now-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-expense-money-market-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-expense-savings-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-expense-time-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-expense-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-expense-securities-sold-under-agreements-to-repurchase</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-expense-federal-home-loan-bank-and-federal-reserve-bank-advances-long-term</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-expense-other-long-term-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-expense-borrowings</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-expense-operating</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-unrealized-holding-gain-loss-on-securities-arising-during-period-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-loss-reclassification-adjustment-from-aoci-for-sale-of-securities-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-loss-cash-flow-hedge-gain-loss-after-reclassification-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-tax-reconciliation-state-and-local-income-taxes</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-tax-reconciliation-tax-credits-research</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-tax-reconciliation-tax-credits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-tax-reconciliation-deductions-dividends</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-tax-reconciliation-tax-exempt-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-tax-reconciliation-change-in-enacted-tax-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/effective-income-tax-rate-reconciliation-share-based-compensation-excess-tax-benefit-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-tax-reconciliation-other-adjustments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/effective-income-tax-rate-reconciliation-at-federal-statutory-income-tax-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/effective-income-tax-rate-reconciliation-state-and-local-income-taxes</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/effective-income-tax-rate-reconciliation-tax-credits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/effective-income-tax-rate-reconciliation-deductions-dividends</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/effective-income-tax-rate-reconciliation-tax-exempt-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/effective-income-tax-rate-reconciliation-share-based-compensation-excess-tax-benefit-percent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/effective-income-tax-rate-reconciliation-other-adjustments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/effective-income-tax-rate-continuing-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/current-federal-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/current-state-and-local-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/current-income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-federal-income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-state-and-local-income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-tax-reconciliation-income-tax-expense-benefit-at-federal-statutory-income-tax-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-tax-reconciliation-nondeductible-expense-share-based-compensation-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/effective-income-tax-rate-reconciliation-nondeductible-expense-share-based-compensation-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-options-forfeitures-in-period</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/stock-redeemed-or-called-during-period-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/adjustments-to-additional-paid-in-capital-sharebased-compensation-requisite-service-period-recognition-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/amortization-of-esop-award</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/dividends-common-stock-cash</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/dividends-preferred-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/minority-interest-decrease-from-distributions-to-noncontrolling-interest-holders</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/noncontrolling-interest-decrease-from-deconsolidation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/net-cash-provided-by-used-in-operating-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/amortization-of-financing-costs-and-discounts</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/depreciation-depletion-and-amortization</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/gain-loss-on-sale-of-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/increase-decrease-in-other-operating-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/increase-decrease-in-other-operating-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/adjustments-to-reconcile-net-income-loss-to-cash-provided-by-used-in-operating-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/noncash-or-part-noncash-acquisition-fixed-assets-acquired1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/noncash-or-part-noncash-acquisition-intangible-assets-acquired1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/noncash-or-part-noncash-acquisition-other-assets-acquired1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/noncash-or-part-noncash-acquisition-value-of-assets-acquired1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/noncash-or-part-noncash-acquisition-debt-assumed1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/noncash-or-part-noncash-acquisition-other-liabilities-assumed1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/noncash-or-part-noncash-acquisition-value-of-liabilities-assumed1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/accretion-amortization-of-discounts-and-premiums-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/increase-decrease-in-interest-and-dividends-receivable</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/increase-decrease-in-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/net-cash-provided-by-used-in-investing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-of-other-property-plant-and-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-of-available-for-sale-securities-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-maturities-prepayments-and-calls-of-available-for-sale-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-maturities-prepayments-and-calls-of-held-to-maturity-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-of-finance-receivables</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-of-equity-method-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-of-other-real-estate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-of-federal-home-loan-bank-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-of-wholly-owned-real-estate-and-real-estate-acquired-in-settlement-of-loans</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-of-property-held-for-sale</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-of-mortgage-loans-held-for-sale</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-to-acquire-property-plant-and-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-to-acquire-equipment-on-lease</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-to-acquire-available-for-sale-securities-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-to-acquire-held-to-maturity-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-to-acquire-loans-receivable</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-to-acquire-businesses-net-of-cash-acquired</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-to-acquire-equity-method-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-to-acquire-federal-home-loan-bank-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/net-cash-provided-by-used-in-financing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-divestiture-of-interest-in-consolidated-subsidiaries</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-life-insurance-policies</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-short-term-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-repayments-of-short-term-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-issuance-of-subordinated-long-term-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-other-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-issuance-of-common-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-stock-options-exercised</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/employee-stock-ownership-plan-esop-dividends-paid-to-esop</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-principal-payments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/repayments-of-other-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-of-dividends-common-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-related-to-tax-withholding-for-share-based-compensation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-for-origination-of-mortgage-loans-held-for-sale</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/cash-cash-equivalents-restricted-cash-and-restricted-cash-equivalents-period-increase-decrease-including-exchange-rate-effect</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/cash-acquired-from-acquisition</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/cash-cash-equivalents-restricted-cash-and-restricted-cash-equivalents</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/transfer-to-other-real-estate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/stock-issued1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-interest-payment-on-liability</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/operating-lease-payments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/ecd-non-peo-neo-avg-comp-actually-paid-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/ecd-peo-actually-paid-comp-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-to-minority-shareholders</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-paid-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-tax-paid-federal-after-refund-received</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-taxes-paid-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-taxes-paid</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/number-of-reportable-segments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/number-of-operating-segments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/derivative-notional-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/collateral-already-posted-aggregate-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/advances-from-federal-home-loan-banks</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/federal-home-loan-bank-advances-maturities-summary-due-from-one-to-two-years-of-balance-sheet-date</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/federal-home-loan-bank-advances-maturities-summary-due-from-two-to-three-years-of-balance-sheet-date</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/increase-decrease-in-advance-payments-by-borrowers-for-taxes-and-insurance</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/banking-regulation-capital-conservation-buffer-capital-conserved-minimum</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/banking-regulation-leverage-buffer-actual</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/time-deposits-at-or-above-fdic-insurance-limit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-bearing-domestic-deposit-checking</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/time-deposit-maturities-year-one</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/time-deposit-maturities-year-two</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/time-deposit-maturities-year-three</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/time-deposit-maturities-year-four</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/time-deposit-maturities-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/time-deposit-maturities-after-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/weighted-average-rate-domestic-deposit-checking</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/weighted-average-rate-domestic-deposit-money-market</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/weighted-average-rate-domestic-deposit-savings</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/weighted-average-rate-domestic-deposit-time-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/weighted-average-rate-domestic-deposit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/ecd-co-selected-measure-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/ffd-net-fee-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/ecd-non-peo-neo-avg-total-comp-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/ecd-peer-group-total-shareholder-rtn-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/ecd-peo-total-comp-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/ecd-total-shareholder-rtn-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/ffd-ttl-fee-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/ffd-ttl-offering-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/ffd-ttl-offset-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/ffd-ttl-prevsly-pd-amt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/cash-on-hand</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/equity-securities-fv-ni</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/land</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/buildings-and-improvements-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/furniture-and-fixtures-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/construction-in-progress-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/leasehold-improvements-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/property-plant-and-equipment-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/property-plant-and-equipment-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/accumulated-depreciation-depletion-and-amortization-property-plant-and-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/property-plant-and-equipment-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-income-tax-assets-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/federal-funds-sold</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-debt-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/held-to-maturity-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/debt-securities-held-to-maturity-allowance-for-credit-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/debt-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/held-to-maturity-securities-debt-maturities-within-one-year-net-carrying-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/held-to-maturity-securities-debt-maturities-after-five-through-ten-years-net-carrying-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/held-to-maturity-securities-debt-maturities-after-ten-years-net-carrying-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-pledged-as-collateral</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-amortized-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/availableforsale-securities-continuous-unrealized-loss-position12-months-or-longer-aggregate-losses2</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-continuous-unrealized-loss-position-accumulated-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/availableforsale-securities-continuous-unrealized-loss-position-aggregate-losses2</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-continuous-unrealized-loss-position-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-continuous-unrealized-loss-position-less-than12-months-accumulated-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/availableforsale-securities-continuous-unrealized-loss-position-less-than12-months-aggregate-losses2</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-continuous-unrealized-loss-position-less-than-twelve-months-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-continuous-unrealized-loss-position-twelve-months-or-longer-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-debt-maturities-amortized-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-fair-value-disclosure</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/availableforsale-securities-gross-unrealized-gain</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-gross-unrealized-losses1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/real-estate-acquired-through-foreclosure</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/notes-receivable-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-allowance-for-credit-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/notes-receivable-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/servicing-asset-at-fair-value-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/servicing-asset-at-amortized-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/servicing-asset</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/accrued-investment-income-receivable</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-recorded-investment90-days-past-due-and-still-accruing</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-allowance-for-credit-losses-recovery</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-allowance-for-credit-losses-write-offs</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-allowance-for-credit-losses-period-increase-decrease</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-allowance-for-credit-losses-individually-evaluated-for-impairment1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-allowance-for-credit-losses-collectively-evaluated-for-impairment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-collectively-evaluated-for-impairment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-individually-evaluated-for-impairment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-modifications-post-modification-recorded-investment2</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-modifications-recorded-investment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-excluding-accrued-interest-modified-past12-months</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-modifications-subsequent-default-recorded-investment1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-accrued-interest-before-allowance-for-credit-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-allowance-for-credit-loss-purchased-with-credit-deterioration-increase</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/debt-securities-held-to-maturity-allowance-for-credit-loss-period-increase-decrease</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/debt-securities-available-for-sale-allowance-for-credit-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-originated-in-current-fiscal-year</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-originated-in-fiscal-year-before-latest-fiscal-year</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-originated-two-years-before-latest-fiscal-year</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-originated-three-years-before-latest-fiscal-year</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-originated-four-years-before-latest-fiscal-year</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-originated-five-or-more-years-before-latest-fiscal-year</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-revolving</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-debt-securities-amortized-cost-basis</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/certain-loans-acquired-in-transfer-not-accounted-for-as-debt-securities-accretable-yield</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/certain-loans-acquired-in-transfer-not-accounted-for-as-debt-securities-accretable-yield-additions</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/certain-loans-acquired-in-transfer-not-accounted-for-as-debt-securities-accretable-yield-accretion</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/certain-loans-acquired-in-transfer-not-accounted-for-as-debt-securities-accretable-yield-reclassifications-from-nonaccretable-difference</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/certain-loans-acquired-in-transfer-not-accounted-for-as-debt-securities-accretable-yield-reclassifications-to-from-nonaccretable-difference</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/certain-loans-and-debt-securities-acquired-in-transfer-no-allowance-recorded-and-no-subsequent-impairment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/held-to-maturity-securities-amortized-cost-before-other-than-temporary-impairment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-allowance-for-credit-losses-effect-of-change-in-method</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/impaired-financing-receivable-recorded-investment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/impaired-financing-receivable-related-allowance</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/impaired-financing-receivable-with-no-related-allowance-recorded-investment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/impaired-financing-receivable-with-related-allowance-recorded-investment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-and-leases-receivable-allowance</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-and-leases-receivable-before-fees-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-and-leases-receivable-gross-carrying-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-and-leases-receivable-loans-in-process</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-and-leases-receivable-net-reported-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-and-leases-receivable-impaired-nonperforming-nonaccrual-of-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-modifications-number-of-contracts2</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-modifications-subsequent-default-number-of-contracts1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-modifications-pre-modification-recorded-investment2</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-tax-assets-capital-loss-carryforwards</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-tax-assets-tax-deferred-expense-compensation-and-benefits-share-based-compensation-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-tax-assets-tax-deferred-expense-reserves-and-accruals-allowance-for-doubtful-accounts</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-tax-assets-goodwill-and-intangible-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-tax-assets-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-tax-liabilities-goodwill-and-intangible-assets-intangible-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-tax-liabilities-goodwill-and-intangible-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/mortgage-backed-securities-available-for-sale-fair-value-disclosure</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/fair-value-measurement-with-unobservable-inputs-reconciliation-recurring-basis-asset-transfers-out-of-level3</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/servicing-assets-and-servicing-liabilities-at-fair-value-assumptions-used-to-estimate-fair-value-discount-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/servicing-assets-and-servicing-liabilities-at-fair-value-assumptions-used-to-estimate-fair-value-prepayment-speed</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tier-one-risk-based-capital-required-to-be-well-capitalized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tier-one-leverage-capital-required-to-be-well-capitalized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/capital-required-to-be-well-capitalized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tier-one-risk-based-capital-to-risk-weighted-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tier-one-risk-based-capital-required-to-be-well-capitalized-to-risk-weighted-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tier-one-risk-based-capital-required-for-capital-adequacy-to-risk-weighted-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/capital-to-risk-weighted-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/capital-required-to-be-well-capitalized-to-risk-weighted-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tier-one-leverage-capital-required-to-be-well-capitalized-to-average-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tangible-capital-to-tangible-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tangible-capital-required-for-capital-adequacy-to-tangible-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/capital-leased-assets-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-and-leases-receivable-commercial</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-and-leases-receivable-consumer</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-and-leases-receivable-consumer-construction</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-and-leases-receivable-consumer-home-equity</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-and-leases-receivable-consumer-mortgage</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-and-leases-receivable-consumer-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-and-leases-receivable-consumer-real-estate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-recorded-investment-current</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-recorded-investment-past-due</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-recorded-investment30-to59-days-past-due</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/financing-receivable-recorded-investment60-to89-days-past-due</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/held-to-maturity-securities-pledged-as-collateral</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/investment-advisory-management-and-administrative-fees</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-receivable-held-for-sale-net-not-part-of-disposal-group-mortgage</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-receivable-commercial-and-industrial</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-receivable-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/pledged-assets-separately-reported-securities-pledged-for-other-debt-obligations-at-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/additional-paid-in-capital</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/treasury-stock-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/preferred-stock-liquidation-preference</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/common-stock-held-in-trust</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-options-exercises-in-period-total-intrinsic-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-fair-value-assumptions-expected-volatility-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-fair-value-assumptions-risk-free-interest-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-fair-value-assumptions-expected-dividend-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-number-of-outstanding-options</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/sharebased-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-outstanding-options-weighted-average-exercise-price-beginning-balance1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-number-of-exercisable-options</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/employee-stock-ownership-plan-esop-cash-contributions-to-esop</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/treasury-stock-shares</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/derivative-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/due-to-correspondent-brokers</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-compensation-liability-current-and-noncurrent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/subordinated-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/longterm-debt-weighted-average-interest-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/federal-home-loan-bank-advances-general-debt-obligations-disclosures-weighted-average-interest-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/allowance-for-loan-and-lease-losses-adjustments-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/allowance-for-loan-and-lease-losses-loans-acquired</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/allowance-for-loan-and-lease-losses-write-offs</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/allowance-for-loan-and-lease-loss-recovery-of-bad-debts</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/provision-for-loan-and-lease-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-tax-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/unrecognized-tax-benefits-period-increase-decrease</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-tax-liability-not-recognized-amount-of-unrecognized-deferred-tax-liability</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-rate-derivative-liabilities-at-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-payments-due-in-next-rolling-twelve-months</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-payments-due-in-rolling-year-two</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-payments-due-in-rolling-year-three</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-payments-due-in-rolling-year-four</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-payments-due-in-rolling-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/finance-lease-liability-payments-due-in-rolling-after-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-payments-due-next-rolling-twelve-months</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-payments-due-in-rolling-year-two</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-payments-due-in-rolling-year-three</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-payments-due-in-rolling-year-four</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-payments-due-in-rolling-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lessee-operating-lease-liability-payments-due-after-rolling-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/allowance-for-loan-and-lease-losses-provision-for-loss-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/allowance-for-loan-and-lease-losses-recoveries-of-bad-debts</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/operating-leases-future-minimum-payments-due</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/operating-leases-future-minimum-payments-due-current</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/operating-leases-future-minimum-payments-due-thereafter</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/operating-leases-future-minimum-payments-due-in-five-years</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/operating-leases-future-minimum-payments-due-in-four-years</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/operating-leases-future-minimum-payments-due-in-three-years</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/operating-leases-future-minimum-payments-due-in-two-years</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-loss-from-continuing-operations-before-income-taxes-minority-interest-and-income-loss-from-equity-method-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/gain-loss-on-sales-of-assets-and-asset-impairment-charges</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-income-operating</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-income-securities-mortgage-backed</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/gain-loss-on-disposition-of-other-financial-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-loss-cash-flow-hedge-gain-loss-reclassification-after-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/marketable-securities-realized-gain-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/debt-securities-available-for-sale-realized-gain</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/debt-and-equity-securities-gain-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/results-of-operations-income-before-income-taxes</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-gross-realized-gain-loss-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-gross-realized-gains</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-gross-realized-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/management-fees-revenue</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/net-interest-income-loss-after-provision-for-loan-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/debt-securities-available-for-sale-realized-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-loss-net-of-tax-portion-attributable-to-parent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-reclassification-adjustment-for-held-to-maturity-transferred-to-available-for-sale-securities-before-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-loss-available-for-sale-securities-adjustment-before-reclassification-adjustments-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-loss-available-for-sale-securities-adjustment-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-reclassification-adjustment-for-sale-of-securities-included-in-net-income-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-loss-reclassification-adjustment-for-sale-of-securities-included-in-net-income-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangements-by-share-based-payment-award-options-grants-in-period-weighted-average-exercise-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/incremental-common-shares-attributable-to-share-based-payment-arrangements</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/business-acquisition-pro-forma-earnings-per-share-diluted</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/business-combination-integration-related-costs</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/legal-fees</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/gains-losses-on-sales-of-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/deferred-compensation-arrangement-with-individual-shares-issued</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/mortgage-loans-on-real-estate-cost-of-mortgages-sold</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/occupancy-costs</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-depreciation-and-amortization</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/operating-lease-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-operating-income-expense-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/amortization-of-deferred-loan-origination-fees-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/provision-for-loan-losses-expensed</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-noninterest-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/off-balance-sheet-credit-loss-liability-credit-loss-expense-reversal</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/debt-securities-held-to-maturity-credit-loss-expense-reversal</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/employee-stock-ownership-plan-esop-compensation-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/business-acquisitions-pro-forma-net-income-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/available-for-sale-securities-income-tax-expense-on-change-in-unrealized-holding-gain-or-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/lease-and-rental-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-than-temporary-impairment-losses-investments-portion-recognized-in-earnings-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-than-temporary-impairment-losses-investments-portion-recognized-in-earnings-net-availableforsale-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/servicing-asset-at-amortized-value-amortization</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-tax-rate-reconciliation-deductions-employee-stock-ownership-plan-dividends</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/income-tax-reconciliation-other-reconciling-items</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/effective-income-tax-rate-reconciliation-tax-cuts-and-jobs-act-of2017-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/excess-tax-benefit-from-share-based-compensation-financing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/excess-tax-benefit-from-share-based-compensation-operating-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-comprehensive-income-reclassification-adjustment-for-sale-of-securities-included-in-net-income-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tax-cuts-and-jobs-act-of2017-change-in-tax-rate-income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/share-based-compensation-arrangement-by-share-based-payment-award-options-grants-in-period-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/stock-issued-during-period-shares-acquisitions</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/adjustments-to-additional-paid-in-capital-stock-issued-issuance-costs</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/dividends-preferred-stock-cash</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/net-cash-provided-by-used-in-operating-activities-continuing-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/depreciation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/unrealized-gain-loss-on-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/other-noncash-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/noncash-or-part-noncash-acquisition-investments-acquired1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/noncash-or-part-noncash-acquisition-net-nonmonetary-assets-acquired-liabilities-assumed1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/increase-decrease-in-restricted-cash</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/net-cash-provided-by-used-in-investing-activities-continuing-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-of-property-plant-and-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-and-maturity-of-available-for-sale-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-and-maturity-of-held-to-maturity-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-of-other-assets-investing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payment-for-contingent-consideration-liability-investing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-maturities-repayments-and-calls-of-trading-securities-heldforinvestment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-of-mortgage-servicing-rights-msr</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-maturities-prepayments-and-calls-of-mortgage-backed-securities-mbs</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-sale-of-available-for-sale-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-to-acquire-mortgage-backed-securities-mbs-categorized-as-available-for-sale</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-to-acquire-mortgage-backed-securities-mbs-categorized-as-held-to-maturity</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-to-acquire-available-for-sale-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-to-acquire-available-for-sale-securities-equity</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/net-cash-provided-by-used-in-financing-activities-continuing-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-subordinated-short-term-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-issuance-of-preferred-stock-and-preference-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-for-proceeds-from-federal-home-loan-bank-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-for-proceeds-from-loans-and-leases</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-federal-home-loan-bank-borrowings</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/proceeds-from-federal-home-loan-bank-advances</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/repayments-of-short-term-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-of-stock-issuance-costs</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-of-dividends-preferred-stock-and-preference-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/repayments-of-federal-home-loan-bank-borrowings</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/payments-for-federal-home-loan-bank-advances</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/cash-cash-equivalents-restricted-cash-and-restricted-cash-equivalents-period-increase-decrease-excluding-exchange-rate-effect</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/cash-and-cash-equivalents-period-increase-decrease</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/cash-acquired-in-excess-of-payments-to-acquire-business</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/origination-of-loans-to-employee-stock-ownership-plans</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/transfer-of-other-real-estate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/transfer-of-portfolio-loans-and-leases-to-held-for-sale1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/adjustment-to-additional-paid-in-capital-income-tax-effect-from-share-based-compensation-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/adjustments-to-additional-paid-in-capital-tax-effect-from-share-based-compensation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/interest-paid</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/federal-home-loan-bank-advances-activity-for-year-average-balance-of-agreements-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/federal-home-loan-bank-advances-activity-for-year-maximum-outstanding-at-any-month-end</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/federal-home-loan-bank-advances-activity-for-year-average-interest-rate-for-year</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/federal-home-loan-bank-advances-maturities-summary-due-from-three-to-four-years-of-balance-sheet-date</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/federal-home-loan-bank-advances-maturities-summary-due-from-four-to-five-years-of-balance-sheet-date</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tier-one-risk-based-capital</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tier-one-risk-based-capital-required-for-capital-adequacy</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tier-one-leverage-capital</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tier-one-leverage-capital-required-for-capital-adequacy</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/capital</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/capital-required-for-capital-adequacy</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tangible-capital</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/tangible-capital-required-for-capital-adequacy</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/time-deposits100000-or-more</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/servicing-fees-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/borrowed-funds</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/cumulative-effect-of-new-accounting-principle-in-period-of-adoption</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-held-for-sale-mortgages</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/fees-and-commissions</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/fees-and-commissions-depositor-accounts</loc></url>
  <url><loc>https://stock.noler.com/us/stock/ocfc/loans-pledged-as-collateral</loc></url>
</urlset>
