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  <url><loc>https://stock.noler.com/us/stock/cizn/finite-lived-intangible-assets-amortization-expense-year-three</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/finite-lived-intangible-assets-amortization-expense-year-four</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/finite-lived-intangible-assets-amortization-expense-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/finite-lived-intangible-assets-amortization-expense-after-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/finite-lived-intangible-assets-amortization-expense-remainder-of-fiscal-year</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/goodwill-acquired-during-period</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/goodwill-period-increase-decrease</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/goodwill-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/goodwill-impaired-accumulated-impairment-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-tax-assets-operating-loss-carryforwards</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-tax-assets-tax-credit-carryforwards-alternative-minimum-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-tax-assets-tax-deferred-expense-compensation-and-benefits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-tax-assets-tax-deferred-expense-reserves-and-accruals-provision-for-loan-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-tax-assets-unrealized-losses-on-availablefor-sale-securities-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-tax-assets-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-tax-assets-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-tax-assets-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-tax-liabilities-goodwill-and-intangible-assets-intangible-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-combination-recognized-identifiable-assets-acquired-and-liabilities-assumed-cash-and-equivalents</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-combination-recognized-identifiable-assets-acquired-and-liabilities-assumed-intangible-assets-other-than-goodwill</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-combination-recognized-identifiable-assets-acquired-and-liabilities-assumed-property-plant-and-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-combination-recognized-identifiable-assets-acquired-and-liabilities-assumed-other-noncurrent-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-combination-recognized-identifiable-assets-acquired-and-liabilities-assumed-financial-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-combination-recognized-identifiable-assets-acquired-and-liabilities-assumed-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-combination-recognized-identifiable-assets-acquired-and-liabilities-assumed-noncurrent-liabilities-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-combination-recognized-identifiable-assets-acquired-and-liabilities-assumed-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/cash-and-cash-equivalents-fair-value-disclosure</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/loans-receivable-fair-value-disclosure</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/securities-loaned-or-sold-under-agreements-to-repurchase-fair-value-disclosure</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/assets-fair-value-disclosure</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/fair-value-measurement-with-unobservable-inputs-reconciliation-recurring-basis-asset-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/assets-fair-value-disclosure-nonrecurring</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/tier-one-risk-based-capital-to-risk-weighted-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/capital-to-risk-weighted-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/loans-and-leases-receivable-related-parties-additions</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/loans-and-leases-receivable-related-parties-proceeds</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/cash-reserve-deposit-required-and-made</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/financing-receivable-modifications-number-of-contracts1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/financing-receivable-modifications-post-modification-recorded-investment1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/financing-receivable-modifications-pre-modification-recorded-investment1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/financing-receivable-recorded-investment-current</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/financing-receivable-recorded-investment-past-due</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/financing-receivable-recorded-investment-equal-to-greater-than90-days-past-due</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/loans-receivable-with-variable-rates-of-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/loans-and-leases-receivable-gross-carrying-amount-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/loans-and-leases-receivable-commercial</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/loans-and-leases-receivable-consumer</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/loans-and-leases-receivable-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/loans-and-leases-receivable-related-parties</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/loans-and-leases-receivable-related-parties-collections</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/trading-securities-restricted</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/short-term-borrowings</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/longterm-federal-home-loan-bank-advances-noncurrent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/total-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deposits-savings-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deposits-negotiable-order-of-withdrawal-now</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deposits-money-market-deposits-and-negotiable-order-of-withdrawal-now</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/time-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/noninterest-bearing-deposit-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-bearing-deposit-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/federal-funds-purchased</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/securities-sold-under-agreements-to-repurchase</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-compensation-liability-current-and-noncurrent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-payable-current-and-noncurrent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/unrecognized-tax-benefits-income-tax-penalties-and-interest-accrued</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/operating-lease-liability</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/federal-home-loan-bank-advances-maturities-summary-due-within-one-year-of-balance-sheet-date</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/line-of-credit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/federal-home-loan-bank-advances-long-term</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/long-term-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/short-term-debt-weighted-average-interest-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/shortterm-debt-average-outstanding-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/line-of-credit-facility-maximum-borrowing-capacity</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/off-balance-sheet-credit-loss-liability</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/allowance-for-loan-and-lease-losses-write-offs</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/allowance-for-loan-and-lease-losses-writeoffs-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/allowance-for-loan-and-lease-loss-recovery-of-bad-debts</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/provision-for-loan-and-lease-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/long-term-debt-maturities-repayments-of-principal-in-next-twelve-months</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/long-term-debt-maturities-repayments-of-principal-in-year-two</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/long-term-debt-maturities-repayments-of-principal-in-year-three</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/long-term-debt-maturities-repayments-of-principal-in-year-four</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/long-term-debt-maturities-repayments-of-principal-in-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/long-term-debt-maturities-repayments-of-principal-after-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/lessee-operating-lease-liability-payments-due-next-twelve-months</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/lessee-operating-lease-liability-payments-due-year-two</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/lessee-operating-lease-liability-payments-due-year-three</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/lessee-operating-lease-liability-payments-due-year-four</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/lessee-operating-lease-liability-payments-due-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/lessee-operating-lease-liability-payments-due-after-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/lessee-operating-lease-liability-payments-due</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-income-tax-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-tax-assets-liabilities-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-tax-liabilities-property-plant-and-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-tax-liabilities-unrealized-gains-on-trading-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-tax-liabilities-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/unrecognized-tax-benefits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-combination-recognized-identifiable-assets-acquired-and-liabilities-assumed-noncurrent-liabilities-long-term-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-combination-recognized-identifiable-assets-acquired-and-liabilities-assumed-financial-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-combination-recognized-identifiable-assets-acquired-and-liabilities-assumed-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/operating-lease-weighted-average-discount-rate-percent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/lessee-operating-lease-liability-payments-remainder-of-fiscal-year</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/lessee-operating-lease-liability-payments-due-next-rolling-twelve-months</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/lessee-operating-lease-liability-undiscounted-excess-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/allowance-for-loan-and-lease-losses-provision-for-loss-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/operating-leases-future-minimum-payments-due</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/operating-leases-future-minimum-payments-due-current</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/operating-leases-future-minimum-payments-due-in-five-years</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/operating-leases-future-minimum-payments-due-in-four-years</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/operating-leases-future-minimum-payments-due-in-three-years</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/operating-leases-future-minimum-payments-due-in-two-years</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/related-party-deposit-liabilities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/federal-home-loan-bank-advances-general-debt-obligations-disclosures-collateral-pledged1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/federal-home-loan-bank-advances-general-debt-obligations-disclosures-maximum-amount-available</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/unused-commitments-to-extend-credit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deposit-liabilities-accrued-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/sec-schedule-iii-real-estate-writedown-or-reserve-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/real-estate-write-down-or-reserve-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/common-stock-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/additional-paid-in-capital-common-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/additional-paid-in-capital</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/accumulated-other-comprehensive-income-loss-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/retained-earnings-accumulated-deficit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-holder-equity</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/stockholders-equity-including-portion-attributable-to-noncontrolling-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/common-stock-par-or-stated-value-per-share</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/common-stock-shares-authorized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/common-stock-shares-issued</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/common-stock-shares-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/preferred-stock-redemption-price-per-share</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/employee-service-share-based-compensation-nonvested-awards-total-compensation-cost-not-yet-recognized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-based-compensation-arrangement-by-share-based-payment-award-options-outstanding-weighted-average-exercise-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/sharebased-compensation-arrangement-by-sharebased-payment-award-options-nonvested-number-of-shares</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-based-compensation-arrangement-by-share-based-payment-award-options-outstanding-intrinsic-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-based-compensation-arrangement-by-share-based-payment-award-options-grants-in-period-grant-date-intrinsic-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-based-compensation-arrangement-by-share-based-payment-award-options-exercises-in-period-total-intrinsic-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-based-compensation-arrangement-by-share-based-payment-award-options-exercisable-weighted-average-exercise-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-based-compensation-arrangement-by-share-based-payment-award-fair-value-assumptions-exercise-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-number-of-outstanding-options</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/sharebased-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-outstanding-options-weighted-average-exercise-price-beginning-balance1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-combination-consideration-transferred-equity-interests-issued-and-issuable</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-acquisition-equity-interests-issued-or-issuable-number-of-shares-issued</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/dei-entity-common-stock-shares-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/dei-entity-public-float</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/stockholders-equity-including-portion-attributable-to-noncontrolling-interest-adjusted-balance1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/liabilities-and-stockholders-equity</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/gain-loss-on-sale-of-property-plant-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/income-loss-from-continuing-operations-before-income-taxes-minority-interest-and-income-loss-from-equity-method-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/income-loss-from-equity-method-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-income-securities-taxable</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-income-securities-tax-exempt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-unrealized-holding-gain-loss-on-securities-arising-during-period-before-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/oci-debt-securities-available-for-sale-transfer-to-held-to-maturity-adjustment-from-aoci-for-amortization-of-gain-loss-before-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-cash-flow-hedge-gain-loss-before-reclassification-and-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-cash-flow-hedge-gain-loss-reclassification-before-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-unrealized-holding-gain-loss-on-securities-arising-during-period-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/oci-debt-securities-available-for-sale-transfer-to-held-to-maturity-adjustment-from-aoci-for-amortization-of-gain-loss-after-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-cash-flow-hedge-gain-loss-before-reclassification-after-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-cash-flow-hedge-gain-loss-reclassification-after-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/oci-debt-securities-available-for-sale-transfer-to-held-to-maturity-adjustment-from-aoci-for-amortization-of-gain-loss-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/financing-receivable-nonaccrual-interest-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/debt-securities-available-for-sale-realized-gain</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/debt-securities-available-for-sale-realized-gain-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/debt-securities-available-for-sale-gain-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/held-to-maturity-securities-transferred-security-unrealized-gain-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/debt-and-equity-securities-gain-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-acquisitions-pro-forma-revenue</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/fair-value-measurement-with-unobservable-inputs-reconciliation-recurring-basis-asset-gain-loss-included-in-other-comprehensive-income-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/fair-value-measurement-with-unobservable-inputs-reconciliation-recurring-basis-asset-sales</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/fair-value-assets-measured-on-recurring-basis-change-in-unrealized-gain-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/available-for-sale-securities-gross-realized-gain-loss-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/available-for-sale-securities-gross-realized-gains</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/available-for-sale-securities-gross-realized-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/gain-loss-on-sale-of-securities-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-income-expense-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-income-expense-after-provision-for-loan-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/debt-securities-available-for-sale-realized-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/income-loss-from-continuing-operations-before-income-taxes-extraordinary-items-noncontrolling-interest</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/net-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-net-of-tax-portion-attributable-to-parent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/comprehensive-income-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-reclassification-adjustment-from-aoci-for-sale-of-securities-before-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-reclassification-adjustment-from-aoci-for-sale-of-securities-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-net-of-tax-period-increase-decrease</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-reclassification-adjustment-for-sale-of-securities-included-in-net-income-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-reclassification-adjustment-for-sale-of-securities-included-in-net-income-net-of-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-reclassification-adjustment-for-sale-of-securities-included-in-net-income-before-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-reclassification-adjustment-for-sale-of-securities-included-in-net-income-before-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/earnings-per-share-basic</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/weighted-average-number-of-shares-outstanding-basic</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/eps</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/weighted-average-number-of-diluted-shares-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/weighted-average-number-diluted-shares-outstanding-adjustment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/common-stock-dividends-per-share-declared</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/common-stock-dividends-per-share-cash-paid</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-based-compensation-arrangements-by-share-based-payment-award-options-grants-in-period-weighted-average-exercise-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-based-compensation-arrangements-by-share-based-payment-award-options-exercises-in-period-weighted-average-exercise-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-based-compensation-arrangements-by-share-based-payment-award-options-expirations-in-period-weighted-average-exercise-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-based-compensation-arrangement-by-share-based-payment-award-options-grants-in-period-weighted-average-grant-date-fair-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-acquisition-pro-forma-income-loss-from-continuing-operations-before-changes-in-accounting-and-extraordinary-items-net-of-tax-per-share-basic</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-acquisition-pro-forma-income-loss-from-continuing-operations-before-changes-in-accounting-and-extraordinary-items-net-of-tax-per-share-diluted</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/communications-and-information-technology</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-and-fee-income-loans-and-leases</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-and-dividend-income-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-interest-and-dividend-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-and-dividend-income-operating</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/provision-for-other-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/provision-for-loan-lease-and-other-losses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/gains-losses-on-sales-of-other-real-estate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/bank-owned-life-insurance-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/noninterest-income-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/noninterest-income-other-operating-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/noninterest-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/professional-fees</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/communication</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/occupancy-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/loan-processing-fee</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/financing-receivables-impaired-troubled-debt-restructuring-write-down</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/defined-contribution-plan-cost-recognized</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/operating-lease-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/short-term-lease-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/variable-lease-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/lease-cost</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/depreciation-nonproduction</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/amortization-of-intangible-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/goodwill-impairment-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/impairment-of-long-lived-assets-held-for-use</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/impairment-of-real-estate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/advertising-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/labor-and-related-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/provision-for-loan-losses-expensed</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/foreclosed-real-estate-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/equipment-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/supplies-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/supplies-and-postage-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-noninterest-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/noninterest-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-expenses</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/off-balance-sheet-credit-loss-liability-credit-loss-expense-reversal</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-acquisitions-pro-forma-net-income-loss</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-revenue-expense-from-real-estate-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/operating-leases-rent-expense-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-expense-other</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-expense</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-expense-time-deposits100000-or-more</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-expense-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-expense-borrowings</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-unrealized-holding-gain-loss-on-securities-arising-during-period-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-reclassification-adjustment-from-aoci-for-sale-of-securities-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-cash-flow-hedge-gain-loss-before-reclassification-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-cash-flow-hedge-gain-loss-reclassification-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/income-tax-reconciliation-state-and-local-income-taxes</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/income-tax-reconciliation-tax-exempt-income</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/income-tax-reconciliation-other-adjustments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/effective-income-tax-rate-reconciliation-at-federal-statutory-income-tax-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/effective-income-tax-rate-continuing-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/effective-income-tax-rate-reconciliation-tax-cuts-and-jobs-act-of2017-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/excess-tax-benefit-from-share-based-compensation-financing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/excess-tax-benefit-from-share-based-compensation-operating-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-reclassification-adjustment-for-sale-of-securities-included-in-net-income-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-comprehensive-income-loss-reclassification-adjustment-for-sale-of-securities-included-in-net-income-tax</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/current-federal-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/current-state-and-local-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/current-income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/federal-income-tax-expense-benefit-continuing-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/state-and-local-income-tax-expense-benefit-continuing-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/other-income-tax-expense-benefit-continuing-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/income-tax-reconciliation-income-tax-expense-benefit-at-federal-statutory-income-tax-rate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/income-tax-reconciliation-nondeductible-expense-life-insurance</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/income-tax-expense-benefit-continuing-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/shares-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-based-compensation-arrangement-by-share-based-payment-award-options-grants-in-period-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-based-compensation-arrangement-by-share-based-payment-award-options-grants-in-period</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/adjustments-to-additional-paid-in-capital-sharebased-compensation-requisite-service-period-recognition-value</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/dividends-common-stock-cash</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/net-cash-provided-by-used-in-operating-activities-continuing-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/net-cash-provided-by-used-in-operating-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/depreciation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/depreciation-depletion-and-amortization</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/share-based-compensation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/gain-loss-on-sale-of-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deferred-income-tax-expense-benefit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/increase-decrease-in-accrued-interest-receivable-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/increase-decrease-in-other-operating-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/increase-decrease-in-interest-payable-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/increase-decrease-in-deferred-compensation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/increase-decrease-in-other-operating-capital-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/accretion-amortization-of-discounts-and-premiums-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/increase-decrease-in-federal-funds-sold</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/increase-decrease-in-deposits</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/increase-decrease-in-federal-funds-purchased</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/net-cash-provided-by-used-in-investing-activities-continuing-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/net-cash-provided-by-used-in-investing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-sale-of-property-plant-and-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-sale-of-available-for-sale-securities-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-maturities-prepayments-and-calls-of-available-for-sale-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-sale-and-maturity-of-available-for-sale-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-maturities-prepayments-and-calls-of-held-to-maturity-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-sale-and-maturity-of-marketable-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-sale-of-other-real-estate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-sale-of-federal-home-loan-bank-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-sale-of-federal-reserve-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-sale-of-foreclosed-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-sale-of-available-for-sale-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/payments-to-acquire-property-plant-and-equipment</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/payments-to-acquire-productive-assets</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/payments-to-acquire-available-for-sale-securities-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/payments-to-acquire-investments</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/payments-to-acquire-businesses-gross</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/payments-to-acquire-federal-home-loan-bank-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/payments-to-acquire-federal-reserve-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/payments-to-acquire-available-for-sale-securities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/net-cash-provided-by-used-in-financing-activities-continuing-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/net-cash-provided-by-used-in-financing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-life-insurance-policies</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-repayments-of-short-term-debt</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-long-term-lines-of-credit</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-stock-options-exercised</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-payments-for-other-financing-activities</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-payments-for-securities-purchased-under-agreements-to-resell</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/payments-for-proceeds-from-federal-home-loan-bank-stock</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/payments-for-proceeds-from-loans-and-leases</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-payments-for-in-interest-bearing-deposits-in-banks</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-payments-for-in-securities-sold-under-agreements-to-repurchase</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/proceeds-from-federal-home-loan-bank-borrowings</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/payments-of-dividends</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/repayments-of-federal-home-loan-bank-borrowings</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/cash-cash-equivalents-restricted-cash-and-restricted-cash-equivalents-period-increase-decrease-including-exchange-rate-effect</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/cash-cash-equivalents-restricted-cash-and-restricted-cash-equivalents-period-increase-decrease-excluding-exchange-rate-effect</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/cash-and-cash-equivalents-period-increase-decrease</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/cash-cash-equivalents-restricted-cash-and-restricted-cash-equivalents-including-disposal-group-and-discontinued-operations</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/cash-cash-equivalents-restricted-cash-and-restricted-cash-equivalents</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/transfer-to-other-real-estate</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/adjustments-to-additional-paid-in-capital-tax-effect-from-share-based-compensation</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-paid-net</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/interest-paid</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/income-taxes-paid</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/number-of-real-estate-properties</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/line-of-credit-facility-fair-value-of-amount-outstanding</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/line-of-credit-facility-interest-rate-at-period-end</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/letters-of-credit-outstanding-amount</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/aoci-tax-attributable-to-parent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/defined-contribution-plan-employer-matching-contribution-percent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/defined-contribution-plan-employer-matching-contribution-percent-of-match</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/defined-contribution-plan-maximum-annual-contribution-per-employee-percent</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/operating-loss-carryforwards</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-acquisition-share-price</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/business-combination-consideration-transferred1</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/deposits-fair-value-disclosure</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/federal-home-loan-bank-advances-maturities-summary-due-from-one-to-two-years-of-balance-sheet-date</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/federal-home-loan-bank-advances-maturities-summary-due-from-two-to-three-years-of-balance-sheet-date</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/federal-home-loan-bank-advances-maturities-summary-due-from-three-to-four-years-of-balance-sheet-date</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/federal-home-loan-bank-advances-maturities-summary-due-from-four-to-five-years-of-balance-sheet-date</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/federal-home-loan-bank-advances-maturities-summary-due-after-five-years-of-balance-sheet-date</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/time-deposits100000-or-more</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/time-deposit-maturities-year-one</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/time-deposit-maturities-year-two</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/time-deposit-maturities-year-three</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/time-deposit-maturities-year-four</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/time-deposit-maturities-year-five</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/fees-and-commissions-depositor-accounts</loc></url>
  <url><loc>https://stock.noler.com/us/stock/cizn/fees-and-commissions-other</loc></url>
</urlset>
