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<url><loc>https://stock.noler.com/us/stock/xyf/loans-and-leases-receivable-net-reported-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/loans-held-for-sale-fair-value-disclosure</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/loans-payable-fair-value-disclosure</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/loans-receivable-fair-value-disclosure</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/long-term-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/market-cap</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/material-contracts</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/maturities-of-held-to-maturity-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/minority-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/net-change-in-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/net-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/net-income-loss-attributable-to-noncontrolling-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/net-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/news</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/notes-receivable-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/notes-receivable-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/number-of-operating-segments</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/number-of-reportable-segments</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/oci-equity-method-investment-after-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/oci-equity-method-investment-after-tax-parent</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/oci-equity-method-investment-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/oci-foreign-currency-transaction-and-translation-adjustment-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/oci-reclassification-adjustment-from-aoci-for-sale-of-securities-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/oci-reclassification-adjustment-from-aoci-for-sale-of-securities-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/oci-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/oci-unrealized-holding-gain-loss-on-securities-arising-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/oci-unrealized-holding-gain-loss-on-securities-arising-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-liability-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-payments</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-payments-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-payments-due-after-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-payments-due-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-payments-due-in-four-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-payments-due-in-three-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-payments-due-in-two-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-payments-due-next-twelve-months</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-payments-due-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-payments-due-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-payments-due-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-payments-due-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-lease-weighted-average-discount-rate-percent</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-leases-rent-expense-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/operating-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/options-activity</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/other-accrued-liabilities-current-and-noncurrent</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/other-current-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/other-noncash-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/other-noncash-income-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/other-noncurrent-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/other-noncurrent-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/other-nonoperating-income-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/other-receivables-net-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/outstanding-bonds</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/paid-in-capital-share-based-compensation-restricted-stock-units-requisite-service-period-recognition</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/paid-in-capital-stock-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/patents-active</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/payments-for-origination-and-purchases-of-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/payments-for-proceeds-from-loans-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/payments-to-acquire-available-for-sale-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/payments-to-acquire-held-to-maturity-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/payments-to-acquire-interest-in-subsidiaries-and-affiliates</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/payments-to-acquire-loans-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/payments-to-acquire-longterm-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/payments-to-acquire-short-term-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/payments-to-fund-longterm-loans-to-related-parties</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/payments-to-minority-shareholders</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/pb-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/pe-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/pre-tax-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/preferred-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/prepaid-expense-and-other-assets-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/prepaid-expense-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/pretax-income-minority-interest-and-income-loss-from-equity-method-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/previous-etf-holding-it</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/price-fcf-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-collection-of-loans-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-collection-of-longterm-loans-to-related-parties</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-contributed-capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-issuance-initial-public-offering</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-issuance-or-sale-of-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-minority-shareholders</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-related-party-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-sale-and-collection-of-loans-heldforsale</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-sale-and-collection-of-loans-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-sale-of-available-for-sale-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-sale-of-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-sale-of-longterm-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-sale-of-property-plant-and-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-short-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/proceeds-from-stock-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/profit-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/profit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/property-plant-and-equipment-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/property-plant-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/provision-for-doubtful-accounts</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/provision-for-loan-and-lease-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/provision-for-loan-lease-and-other-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/provision-for-loan-losses-expensed</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/provision-for-other-credit-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/ps-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/quick-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/related-party-transaction-amounts-of-transaction</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/repayments-of-related-party-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/repayments-of-short-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/restricted-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/restricted-cash-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/retained-earnings</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/return-on-tangible-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/revenue</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/revenue-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/revenue-from-related-parties</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/revenue-remaining-performance-obligation</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/right-of-use-asset-obtained-in-exchange-for-operating-lease-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/roa</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/roe</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/roi</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/scorecard</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/sec-comment-letters-upload</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/sec-enforcement-actions</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/sec-filings-10-q</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/sec-filings-25-nse</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/sec-filings-8-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/sec-filings-px14a6g</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/sec-filings-s-4</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/secondary-offerings</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/selling-and-marketing-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/share-based-goods-and-nonemployee-services-transaction-modification-of-terms-incremental-compensation-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/shareholders-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/short-sale-volume</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/short-term-bank-loans-and-notes-payable</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/short-term-borrowings</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/short-term-debt-weighted-average-interest-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/short-term-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/short-term-non-bank-loans-and-notes-payable</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-award-fair-value-assumptions-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-award-fair-value-assumptions-expected-volatility-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-award-fair-value-assumptions-risk-free-interest-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-award-options-exercises-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-award-options-grants-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-based-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-compensation-tax-benefit-from-exercise-of-stock-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-compensation-unrecognized-cost-stock-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-issued-new-shares-sold</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-issued-shares-issued-for-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-issued-shares-issued-value-stock-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-options-exercisable-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-options-exercisable-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-options-forfeitures-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-options-grants-in-period-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-options-grants-in-period-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-options-outstanding-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-options-outstanding-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-options-outstanding-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-options-vested-and-expected-to-vest-outstanding-aggregate-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-options-vested-and-expected-to-vest-outstanding-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-redeemed-or-called-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stock-splits</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/stockholders-equity-including-portion-attributable-to-noncontrolling-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/subsidiaries</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/tax-rate-reconciliation-at-federal-statutory-income-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/tax-rate-reconciliation-repatriation-of-foreign-earnings</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/tax-reconciliation-change-in-deferred-tax-assets-valuation-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/tax-reconciliation-change-in-enacted-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/tax-reconciliation-foreign-income-tax-rate-differential</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/tax-reconciliation-nondeductible-expense-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/tax-reconciliation-nondeductible-expense-share-based-compensation-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/tax-reconciliation-other-adjustments</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/tax-reconciliation-prior-year-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/tax-reconciliation-repatriation-of-foreign-earnings</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/tax-reconciliation-tax-credits-research</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/tax-reconciliation-tax-holidays</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/total-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/total-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/total-liabilities-and-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/transfer-of-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/transfer-to-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/treasury-stock-common-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/treasury-stock-preferred-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/treasury-stock-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/treasury-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/unrealized-gain-loss-on-derivatives</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/unrecognized-tax-benefits</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/utb-decrease-from-current-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/utb-decrease-from-prior-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/utb-decrease-from-settlements</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/utb-increase-from-current-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/utb-increase-from-prior-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/utb-interest-on-income-taxes-accrued</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/utb-interest-on-income-taxes-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/utb-that-would-impact-effective-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/valuation-allowance-deferred-tax-asset-change-in-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/xyf/value-added-tax-receivable-current</loc></url>
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