<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
<url><loc>https://stock.noler.com/us/stock/wsbf</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/13f-holdings</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/accrual-at-carrying-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/accumulated-depreciation</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/activist-13d-13g</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/additional-paid-in-capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/advance-payments-by-borrowers-for-taxes-and-insurance</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/advertising-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/allocated-share-based-compensation-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/allowance-for-credit-losses-change-in-method-of-calculating-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/amended-reports-10-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/amortization-of-debt-discount-premium</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/amortization-of-esop-award</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/amortization-of-mortgage-servicing-rights-ms-rs</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/analyst-ratings-buy</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/analyst-ratings-hold</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/analyst-ratings-no-rating</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/analyst-ratings-sell</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/antidilutive-securities-excluded-from-computation-of-earnings-per-share-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/aoci</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/auditor</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-accumulated-gross-unrealized-gain-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-accumulated-gross-unrealized-loss-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-amortized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-accumulated-gross-unrealized-gain-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-accumulated-gross-unrealized-loss-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-allowance-for-credit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-amortized-cost-basis</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-maturities-amortized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-maturities-next-rolling-twelve-months-amortized-cost-basis</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-maturities-next-rolling-twelve-months-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-maturities-rolling-after-year-ten-amortized-cost-basis</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-maturities-rolling-after-year-ten-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-maturities-rolling-year-six-through-ten-amortized-cost-basis</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-maturities-rolling-year-six-through-ten-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-maturities-rolling-year-two-through-five-amortized-cost-basis</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-maturities-rolling-year-two-through-five-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-maturities-without-single-maturity-date-amortized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-maturities-without-single-maturity-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-realized-gain</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-realized-gain-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-realized-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-unrealized-loss-position</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-unrealized-loss-position-12-months-or-longer</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-unrealized-loss-position-12-months-or-longer-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-unrealized-loss-position-less-than-12-months</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-unrealized-loss-position-less-than-12-months-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-debt-unrealized-loss-position-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-gross-realized-gain-loss-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-gross-realized-gains</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-gross-realized-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-gross-unrealized-gain</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-gross-unrealized-gains</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-gross-unrealized-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-gross-unrealized-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-restricted</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-unrealized-loss-position-12-months-or-longer-aggregate-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-unrealized-loss-position-12-months-or-longer-aggregate-losses-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-unrealized-loss-position-aggregate-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-unrealized-loss-position-aggregate-losses-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-unrealized-loss-position-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-unrealized-loss-position-less-than-12-months-aggregate-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-unrealized-loss-position-less-than-12-months-aggregate-losses-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-unrealized-loss-position-less-than-twelve-months-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/available-for-sale-unrealized-loss-position-twelve-months-or-longer-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/bank-owned-life-insurance-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/banking-regulation-common-equity-tier-one-risk-based-capital-ratio-capital-adequacy-minimum</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/basic-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/business</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/buybacks-share-repurchases</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/buybacks-shares-repurchased-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/buybacks-stock-repurchased-and-retired-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/capital-expenditures</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/capital-required-for-capital-adequacy</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/capital-required-for-capital-adequacy-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/capital-required-to-be-well-capitalized</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/capital-required-to-be-well-capitalized-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/capital-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/cash-and-cash-equivalents-change</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/cash-and-equivalents</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/cash-and-restricted-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/cash-and-restricted-cash-including-disposal-group-and-discontinued-operations</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/cash-cash-equivalents-and-federal-funds-sold</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/cash-flow-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/cash-surrender-value-of-life-insurance</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/clinical-trials</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/co-selected-measure-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/common-dividends-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/common-equity-tier-one-capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/common-equity-tier-one-capital-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/common-equity-tier-one-capital-required-for-capital-adequacy</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/common-stock-dividends-per-share-cash-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/common-stock-par-or-stated-value-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/common-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/communication</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/company-guidance</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/company-profile</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/comprehensive-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/comprehensive-income-net-of-tax-including-portion-attributable-to-noncontrolling-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/congressional-trades-stocks-including-adrs</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/convertible-securities-retired</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/cover-page-shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/current-federal-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/current-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/current-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/current-state-and-local-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/damages-awarded-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/damages-sought-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/debt-and-capital-lease-obligations</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/debt-and-equity-securities-gain-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/debt-equity-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/debt-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/debt-repaid</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/debt-weighted-average-interest-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-compensation-arrangement-with-individual-compensation-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-federal-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-income-tax-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-state-and-local-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-assets-capital-loss-carryforwards</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-assets-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-assets-liabilities-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-assets-operating-loss-carryforwards-domestic</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-assets-operating-loss-carryforwards-state-and-local</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-assets-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-assets-property-plant-and-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-assets-stock-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-assets-tax-deferred-expense-compensation-and-benefits-employee-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-assets-tax-deferred-expense-reserves-and-accruals-impairment-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-assets-tax-deferred-expense-reserves-and-accruals-legal-settlements</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-assets-tax-deferred-expense-reserves-and-accruals-provision-for-loan-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-assets-unrealized-losses-on-available-for-sale-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-liabilities-financing-arrangements</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-liabilities-leasing-arrangements</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-liabilities-mortgage-servicing-rights</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deferred-tax-liabilities-property-plant-and-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/defined-benefit-plan-contributions-by-employer</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/defined-contribution-plan-number-of-employees</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/defined-contribution-plan-number-of-employees-covered</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/demand-deposit-accounts</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deposit-liabilities-reclassified-as-loans-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deposit-liability-uninsured</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deposits-money-market-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/deposits-savings-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/depreciation</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/depreciation-amortization-and-accretion-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/depreciation-and-amortization</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/derivative-fair-value-of-derivative-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/derivative-gain-loss-on-derivative-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/diluted-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/dividend</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/dividend-safety</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/dividends-common-stock-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/dividends-declared</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/dividends-payable-current-and-noncurrent</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/dividends-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/ebitda</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/ebitda-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/effective-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/employee-count</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/employee-stock-ownership-plan-esop-compensation-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/employee-stock-ownership-plan-esop-debt-structure-direct-loan-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/employee-stock-ownership-plan-esop-deferred-shares-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/employee-stock-ownership-plan-esop-number-of-committed-to-be-released-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/employee-stock-ownership-plan-esop-number-of-suspense-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/employee-stock-ownership-plan-esop-shares-in-esop</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/eps</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/eps-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/estimate-of-possible-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/executive-pay-pvp</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/executive-salary-officers</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/expense-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/fair-value-assets-level-1-to-level-2-transfers-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/fair-value-assets-level-2-to-level-1-transfers-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/fair-value-disclosure-offbalance-sheet-risks-amount-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/fair-value-option-loans-held-as-assets-90-days-or-more-past-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/federal-deposit-insurance-corporation-premium-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/federal-funds-sold</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/federal-home-loan-bank-advances</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/federal-home-loan-bank-advances-general-debt-obligations-disclosures-collateral-pledged</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/federal-home-loan-bank-advances-maturities-summary-average-interest-rate-four-to-five-years-from-balance-sheet-date</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/federal-home-loan-bank-advances-maturities-summary-due-from-four-to-five-years-of-balance-sheet-date</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/federal-home-loan-bank-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/fees-and-commissions-depositor-accounts</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/fees-and-commissions-mortgage-banking</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/fees-and-commissions-mortgage-banking-and-servicing</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-allowance-for-credit-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-allowance-for-credit-losses-collectively-evaluated-for-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-allowance-for-credit-losses-individually-evaluated-for-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-allowance-for-credit-losses-recovery</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-allowance-for-credit-losses-write-offs</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-collectively-evaluated-for-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-individually-evaluated-for-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-modifications-number-of-contracts</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-modifications-number-of-contracts-1</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-modifications-post-modification-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-modifications-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-modifications-subsequent-default-number-of-contracts</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-originated-five-or-more-years-before-latest-fiscal-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-originated-four-years-before-latest-fiscal-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-originated-in-current-fiscal-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-originated-in-fiscal-year-before-latest-fiscal-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-originated-more-than-five-years-before-current-fiscal-year-writeoff</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-originated-three-years-before-latest-fiscal-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-originated-two-years-before-latest-fiscal-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-recorded-investment-60-to-89-days-past-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-recorded-investment-90-days-past-due-and-still-accruing</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-recorded-investment-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-recorded-investment-equal-to-greater-than-90-days-past-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-recorded-investment-nonaccrual-status</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-recorded-investment-past-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-revolving</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-revolving-writeoff</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-year-five-originated-four-years-before-current-fiscal-year-writeoff</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-year-four-originated-three-years-before-current-fiscal-year-writeoff</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-year-one-originated-current-fiscal-year-writeoff</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-year-three-originated-two-years-before-current-fiscal-year-writeoff</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/financing-receivable-year-two-originated-fiscal-year-before-current-fiscal-year-writeoff</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/finite-lived-intangible-assets-amortization-expense-after-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/finite-lived-intangible-assets-amortization-expense-next-twelve-months</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/finite-lived-intangible-assets-amortization-expense-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/finite-lived-intangible-assets-amortization-expense-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/finite-lived-intangible-assets-amortization-expense-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/finite-lived-intangible-assets-amortization-expense-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/finite-lived-intangible-assets-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/foreclosed-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/foreclosed-real-estate-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/form-144-stocks</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/form-n-port-stocks</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/gain-loss-on-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/gain-loss-on-sale-of-loans-and-leases</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/gain-loss-on-sale-of-other-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/gain-loss-on-sale-of-securities-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/gain-loss-on-sales-of-loans-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/gain-loss-on-sales-of-mortgage-backed-securities-mbs</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/gain-loss-related-to-litigation-settlement</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/gains-losses-on-sales-of-other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/graph</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/gross-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/held-to-maturity-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/held-to-maturity-securities-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/impaired-financing-receivable-average-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/impaired-financing-receivable-interest-income-cash-basis-method</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/impaired-financing-receivable-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/impaired-financing-receivable-related-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/impaired-financing-receivable-unpaid-principal-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/impaired-financing-receivable-with-no-related-allowance-average-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/impaired-financing-receivable-with-no-related-allowance-interest-income-cash-basis-method</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/impaired-financing-receivable-with-no-related-allowance-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/impaired-financing-receivable-with-no-related-allowance-unpaid-principal-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/impaired-financing-receivable-with-related-allowance-average-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/impaired-financing-receivable-with-related-allowance-interest-income-cash-basis-method</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/impaired-financing-receivable-with-related-allowance-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/impaired-financing-receivable-with-related-allowance-unpaid-principal-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/incentive-fee-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/included-in-etf</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/income-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/income-tax-at-federal-statutory-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/income-tax-examination-penalties-and-interest-accrued</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/income-tax-examination-penalties-and-interest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/income-tax-paid-federal-after-refund-received</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/income-taxes-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/increase-decrease-in-accrued-interest-receivable-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/increase-decrease-in-advance-payments-by-borrowers-for-taxes-and-insurance</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/increase-decrease-in-deferred-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/increase-decrease-in-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/increase-decrease-in-derivative-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/increase-decrease-in-derivative-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/increase-decrease-in-income-taxes-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/increase-decrease-in-insurance-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/increase-decrease-in-interest-payable-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/increase-decrease-in-other-operating-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/increase-decrease-in-other-operating-capital-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/increase-decrease-in-other-operating-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/increase-decrease-in-prepaid-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/incremental-common-shares-attributable-to-contingently-issuable-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/incremental-common-shares-attributable-to-share-based-payment-arrangements</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/information-technology-and-data-processing</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/insider-transactions</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-and-dividend-income-operating</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-and-dividends-payable-current-and-noncurrent</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-and-fee-income-loans-and-leases</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-bearing-deposits-in-banks</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-expense-borrowings</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-expense-demand-deposit-accounts</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-expense-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-expense-operating</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-expense-time-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-income-expense-after-provision-for-loan-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-income-expense-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-income-securities-mortgage-backed</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-income-securities-state-and-municipal</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/interest-paid-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/investing-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/investment-banking-advisory-brokerage-and-underwriting-fees-and-commissions</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/iran-activity-notices-irannotice</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/labor-and-related-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/late-filing-notices-nt-10-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/lease-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/legal-fees</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/lessee-operating-lease-liability-undiscounted-excess-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/level-3-asset-transfers-into-level</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/level-3-asset-transfers-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/level-3-asset-transfers-out-of-level</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/level-3-asset-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/life-settlement-contracts-investment-method-face-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/line-of-credit-facility-maximum-borrowing-capacity</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/litigation-reserve</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/litigation-settlement-amount-awarded-from-other-party</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/litigation-settlement-amount-awarded-to-other-party</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/litigation-settlement-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/loan-processing-fee</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/loans-and-leases-receivable-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/loans-and-leases-receivable-collateral-for-secured-borrowings</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/loans-and-leases-receivable-gross-carrying-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/loans-and-leases-receivable-impaired-nonperforming-nonaccrual-of-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/loans-and-leases-receivable-net-of-deferred-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/loans-and-leases-receivable-net-reported-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/loans-and-leases-receivable-related-parties</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/loans-and-leases-receivable-related-parties-additions</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/loans-and-leases-receivable-related-parties-proceeds</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/loans-held-for-sale-fair-value-disclosure</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/loans-receivable-held-for-sale-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/longterm-debt-weighted-average-interest-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/market-cap</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/material-contracts</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/maturities-of-available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/maturities-of-held-to-maturity-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/maturities-of-mortgage-backed-securities-mbs</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/mortgage-loans-on-real-estate-foreclosures</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/mortgage-loans-on-real-estate-other-additions</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/mortgage-servicing-rights-msr-impairment-recovery</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/net-cash-from-financing-activities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/net-cash-from-investing-activities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/net-cash-from-operating-activities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/net-change-in-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/net-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/net-income-loss-available-to-common-stockholders-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/net-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/news</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/non-peo-neo-avg-comp-actually-paid-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/non-peo-neo-avg-total-comp-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/noninterest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/noninterest-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/noninterest-income-other-operating-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/notes-receivable-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/notes-receivable-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/number-of-operating-segments</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/number-of-reportable-segments</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/occupancy-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/oci-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/oci-net-of-tax-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/oci-reclassification-adjustment-from-aoci-for-sale-of-securities-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/oci-reclassification-adjustment-from-aoci-for-sale-of-securities-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/oci-securities-sale-reclassification-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/oci-securities-sale-reclassification-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/oci-unrealized-holding-gain-loss-on-securities-arising-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/oci-unrealized-holding-gain-loss-on-securities-arising-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments-due-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments-due-after-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments-due-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments-due-in-five-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments-due-in-four-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments-due-in-three-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments-due-in-two-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments-due-next-twelve-months</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments-due-thereafter</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments-due-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments-due-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments-due-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-payments-due-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-lease-weighted-average-discount-rate-percent</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-leases-rent-expense-minimum-rentals</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-loss-carryforwards</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/operating-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/options-activity</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/other-expense-from-real-estate-partnership-operations</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/other-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/other-noninterest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/other-than-temporary-impairment-credit-losses-recognized-in-earnings-additions-additional-credit-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/other-than-temporary-impairment-credit-losses-recognized-in-earnings-additions-no-previous-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/other-than-temporary-impairment-credit-losses-recognized-in-earnings-credit-losses-on-debt-securities-held</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/other-than-temporary-impairment-credit-losses-recognized-in-earnings-reductions-cash-flows</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/outstanding-bonds</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/paid-in-capital-share-based-compensation-stock-options-requisite-service-period-recognition</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/paid-in-capital-stock-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/patents-active</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/payments-for-legal-settlements</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/payments-for-origination-and-purchases-of-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/payments-for-origination-of-mortgage-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/payments-for-proceeds-from-federal-home-loan-bank-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/payments-for-proceeds-from-loans-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/payments-for-proceeds-from-mortgage-servicing-rights</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/payments-to-acquire-federal-home-loan-bank-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/payments-to-acquire-life-insurance-policies</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/payments-to-acquire-marketable-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/payments-to-acquire-mortgage-backed-securities-mbs-categorized-as-available-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/payments-to-purchase-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/pb-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/pe-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/peer-group-total-shareholder-rtn-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/pending-claims-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/peo-actually-paid-comp-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/peo-total-comp-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/pre-tax-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/preferred-shares-facts</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/preferred-stock-par-or-stated-value-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/preferred-stock-shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/preferred-stock-shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/preferred-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/prepaid-expense-and-other-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/pretax-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/pretax-income-minority-interest-and-income-loss-from-equity-method-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/previous-etf-holding-it</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/price-fcf-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/proceeds-from-collection-of-loans-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/proceeds-from-life-insurance-policies</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/proceeds-from-repayments-of-long-term-debt-and-capital-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/proceeds-from-repayments-of-short-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/proceeds-from-sale-and-maturity-of-available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/proceeds-from-sale-of-available-for-sale-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/proceeds-from-sale-of-available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/proceeds-from-sale-of-federal-home-loan-bank-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/proceeds-from-sale-of-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/proceeds-from-sale-of-mortgage-backed-securities-mbs-categorized-as-available-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/proceeds-from-sale-of-mortgage-servicing-rights-msr</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/proceeds-from-sale-of-other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/proceeds-from-stock-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/professional-fees</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/profit-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/profit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/property-plant-and-equipment-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/property-plant-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/provision-for-loan-and-lease-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/provision-for-loan-lease-and-other-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/provision-for-loan-losses-expensed</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/provision-for-other-credit-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/ps-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/public-float</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/quick-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/real-estate-acquired-through-foreclosure</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/real-estate-investment-partnership-cost-of-sales</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/real-estate-owned-valuation-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/real-estate-owned-valuation-allowance-provision</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/real-estate-owned-valuation-allowance-provision-1</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/related-party-deposit-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/retained-earnings</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/return-on-tangible-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/revenue-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/roa</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/roe</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/roi</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/sales-of-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/scorecard</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/sec-comment-letters-upload</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/sec-enforcement-actions</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/sec-filings-10-q</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/sec-filings-25-nse</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/sec-filings-8-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/sec-filings-px14a6g</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/sec-filings-s-4</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/secondary-offerings</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/securities-sold-under-agreements-to-repurchase-fair-value-of-collateral</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/servicing-asset-at-amortized-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/servicing-asset-at-amortized-value-additions</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/servicing-asset-at-amortized-value-amortization</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/servicing-asset-at-amortized-value-disposals</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/servicing-asset-at-amortized-value-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/servicing-asset-at-fair-value-additions</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/servicing-asset-at-fair-value-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/servicing-asset-at-fair-value-disposals</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-exercisable-options-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-number-of-exercisable-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-number-of-outstanding-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-outstanding-options-average-exercise-price-beginning-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/shareholders-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/short-sale-volume</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/short-term-borrowings</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/short-term-debt-weighted-average-interest-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/short-term-lease-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-award-fair-value-assumptions-expected-dividend-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-award-fair-value-assumptions-expected-volatility-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-award-fair-value-assumptions-risk-free-interest-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-award-options-exercises-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-award-options-forfeitures-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-award-options-grants-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-award-rsu-forfeited-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-award-rsu-grants-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-award-rsu-vested-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-based-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-compensation-tax-benefit-from-exercise-of-stock-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-compensation-unrecognized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-issued-shares-issued-for-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-issued-shares-issued-shares-employee-stock-ownership-plan</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-issued-shares-issued-value-stock-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-issued-value-of-shares-issued-for-stock-awards</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-exercisable-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-exercisable-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-exercisable-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-exercises-in-period-total-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-forfeitures-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-grants-in-period-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-grants-in-period-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-nonvested-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-nonvested-number-of-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-nonvested-options-forfeited-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-nonvested-options-forfeited-number-of-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-outstanding-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-outstanding-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-outstanding-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-vested-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-options-vested-number-of-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/stock-splits</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/subsidiaries</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tax-cuts-and-jobs-act-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tax-rate-reconciliation-at-federal-statutory-income-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tax-rate-reconciliation-nondeductible-expense-share-based-compensation-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tax-rate-reconciliation-other-adjustments</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tax-rate-reconciliation-state-and-local-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tax-rate-reconciliation-tax-exempt-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tax-reconciliation-change-in-deferred-tax-assets-valuation-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tax-reconciliation-change-in-enacted-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tax-reconciliation-nondeductible-expense-life-insurance</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tax-reconciliation-nondeductible-expense-share-based-compensation-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tax-reconciliation-other-adjustments</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tax-reconciliation-state-and-local-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tax-reconciliation-tax-exempt-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tier-one-leverage-capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tier-one-leverage-capital-required-for-capital-adequacy</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tier-one-leverage-capital-required-for-capital-adequacy-to-average-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tier-one-leverage-capital-required-to-be-well-capitalized</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tier-one-leverage-capital-required-to-be-well-capitalized-to-average-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tier-one-leverage-capital-to-average-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tier-one-risk-based-capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tier-one-risk-based-capital-required-for-capital-adequacy</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tier-one-risk-based-capital-required-for-capital-adequacy-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tier-one-risk-based-capital-required-to-be-well-capitalized</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tier-one-risk-based-capital-required-to-be-well-capitalized-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/tier-one-risk-based-capital-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/time-deposit-maturities-next-rolling-twelve-months</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/time-deposit-maturities-rolling-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/time-deposit-maturities-rolling-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/time-deposit-maturities-rolling-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/time-deposit-maturities-rolling-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/time-deposit-maturities-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/time-deposit-maturities-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/time-deposit-maturities-year-one</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/time-deposit-maturities-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/time-deposit-maturities-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/time-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/time-deposits-at-or-above-fdic-insurance-limit</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/total-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/total-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/total-liabilities-and-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/total-long-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/total-shareholder-rtn-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/transfer-of-other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/transfer-to-other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/treasury-stock-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/treasury-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/undistributed-earnings-loss-allocated-to-participating-securities-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/unearned-esop-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/unrecognized-tax-benefits</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/utb-decrease-from-prior-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/utb-increase-from-current-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/utb-increase-from-prior-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/valuation-allowance-for-impairment-of-recognized-servicing-assets-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/valuation-allowance-for-impairment-of-recognized-servicing-assets-change</loc></url>
<url><loc>https://stock.noler.com/us/stock/wsbf/variable-lease-cost</loc></url>
</urlset>
