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<url><loc>https://stock.noler.com/us/stock/vel/mortgage-loans-on-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/net-change-in-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/net-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/net-income-loss-available-to-common-stockholders-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/net-income-loss-available-to-common-stockholders-diluted</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/net-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/new-accounting-pronouncement-or-change-in-accounting-principle-effect-of-adoption-quantification</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/news</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/non-peo-neo-avg-comp-actually-paid-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/non-peo-neo-avg-total-comp-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/noncash-or-part-noncash-acquisition-fixed-assets-acquired</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/noncash-or-part-noncash-acquisition-investments-acquired</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/noncash-or-part-noncash-acquisition-other-assets-acquired</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/noncontrolling-interest-increase-from-subsidiary-equity-issuance</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/noninterest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/noninterest-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/noninterest-income-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/notes-receivable-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/notes-receivable-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/number-of-reportable-segments</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/oci-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/oci-cash-flow-hedge-gain-loss-after-reclassification-and-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/oci-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/oci-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/operating-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/operating-lease-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/operating-lease-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/operating-lease-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/operating-lease-payments</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/operating-lease-payments-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/operating-lease-payments-due-after-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/operating-lease-payments-due-next-twelve-months</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/operating-lease-payments-due-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/operating-lease-payments-due-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/operating-lease-payments-due-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/operating-lease-payments-due-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/operating-lease-weighted-average-discount-rate-percent</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/operating-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/options-activity</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/other-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/other-cost-and-expense-operating</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/other-deferred-costs-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/other-noninterest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/other-operating-income-expense-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/other-real-estate-additions</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/other-real-estate-change</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/other-real-estate-disposals</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/other-real-estate-improvements</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/other-real-estate-valuation-adjustments</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/other-receivables-net-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/outstanding-bonds</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/paid-in-capital-share-based-compensation-stock-options-requisite-service-period-recognition</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/paid-in-capital-warrant-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/patents-active</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/payments-for-origination-of-mortgage-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/payments-of-debt-issuance-costs</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/payments-of-stock-issuance-costs</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/payments-to-acquire-loans-held-for-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/payments-to-acquire-mortgage-servicing-rights-msr</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/payments-to-minority-shareholders</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/payments-to-purchase-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/pb-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/pe-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/peo-actually-paid-comp-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/peo-total-comp-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/pre-tax-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/preferred-shares-facts</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/preferred-stock-dividends-income-statement-impact</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/preferred-stock-par-or-stated-value-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/preferred-stock-shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/preferred-stock-shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/preferred-stock-shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/prepaid-expense-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/pretax-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/previous-etf-holding-it</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/price-fcf-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/principal-amount-outstanding-on-loans-securitized</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-insurance-settlement-investing-activities</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-issuance-of-preferred-stock-and-preference-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-issuance-of-preferred-stock-preference-stock-and-warrants</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-issuance-of-trust-preferred-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-issuance-of-unsecured-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-issuance-of-warrants</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-loans</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-principal-repayments-on-loans-and-leases-held-for-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-repayments-of-secured-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-sale-maturity-and-collections-of-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-sale-of-loans-and-leases-held-for-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-sale-of-loans-held-for-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-sale-of-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-sale-of-loans-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-sale-of-property-plant-and-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-sale-of-wholly-owned-real-estate-and-real-estate-acquired-in-settlement-of-loans</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-stock-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-stock-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/proceeds-from-warrant-exercises</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/professional-fees</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/profit-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/profit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/property-plant-and-equipment-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/property-plant-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/provision-for-doubtful-accounts</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/provision-for-loan-losses-expensed</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/ps-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/public-float</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/quick-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/real-estate-acquired-through-foreclosure</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/reclassification-from-aoci-current-period-net-of-tax-attributable-to-parent</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/repayments-of-advances-for-construction</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/repayments-of-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/repayments-of-secured-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/restricted-cash-and-cash-equivalents</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/retained-earnings</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/retained-interest-fair-value-disclosure</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/return-on-tangible-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/revenue-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/right-of-use-asset-obtained-in-exchange-for-operating-lease-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/roa</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/roe</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/roi</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/scorecard</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/sec-comment-letters-upload</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/sec-enforcement-actions</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/sec-filings-10-q</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/sec-filings-25-nse</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/sec-filings-8-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/sec-filings-px14a6g</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/sec-filings-s-4</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/secondary-offerings</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/securities-held-as-collateral-at-fair-value</loc></url>
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<url><loc>https://stock.noler.com/us/stock/vel/servicing-asset-at-fair-value-additions</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/servicing-asset-at-fair-value-amount</loc></url>
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<url><loc>https://stock.noler.com/us/stock/vel/servicing-assets-and-servicing-liabilities-at-fair-value-assumptions-used-to-estimate-fair-value-prepayment-speed</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/shareholders-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/shares-authorized</loc></url>
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<url><loc>https://stock.noler.com/us/stock/vel/shares-outstanding</loc></url>
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<url><loc>https://stock.noler.com/us/stock/vel/short-sale-volume</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-award-number-of-shares-authorized</loc></url>
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<url><loc>https://stock.noler.com/us/stock/vel/stock-award-options-forfeitures-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-award-options-grants-in-period-average-exercise-price</loc></url>
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<url><loc>https://stock.noler.com/us/stock/vel/stock-award-rsu-grants-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-based-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-compensation-unrecognized-cost</loc></url>
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<url><loc>https://stock.noler.com/us/stock/vel/stock-issued-new-shares-sold</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-issued-shares-issued-for-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-issued-shares-issued-shares-employee-stock-ownership-plan</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-issued-shares-issued-shares-espps</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-issued-shares-issued-value-espp</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-issued-shares-issued-value-restricted-stock-award-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-issued-value-of-shares-issued-for-stock-awards</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-option-plan-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-options-exercisable-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-options-exercisable-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-options-exercisable-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-options-forfeitures-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-options-grants-in-period-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-options-nonvested-number-of-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-options-outstanding-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-options-outstanding-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-options-outstanding-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-options-vested-and-expected-to-vest-exercisable-aggregate-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-options-vested-and-expected-to-vest-exercisable-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-options-vested-and-expected-to-vest-outstanding-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-options-vested-and-expected-to-vest-outstanding-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/stock-splits</loc></url>
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<url><loc>https://stock.noler.com/us/stock/vel/tax-rate-reconciliation-at-federal-statutory-income-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/tax-rate-reconciliation-nondeductible-expense-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/tax-rate-reconciliation-nondeductible-expense-share-based-compensation-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/tax-rate-reconciliation-other-reconciling-items-percent</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/tax-rate-reconciliation-state-and-local-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/tax-rate-reconciliation-tax-contingencies</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/tax-rate-reconciliation-tax-credits</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/tax-rate-reconciliation-tax-credits-research</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/tax-reconciliation-nondeductible-expense-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/tax-reconciliation-nondeductible-expense-share-based-compensation-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/tax-reconciliation-other-reconciling-items</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/tax-reconciliation-state-and-local-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/tax-reconciliation-tax-contingencies</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/tax-reconciliation-tax-credits-research</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/tax-withholding-on-stock-awards</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/taxes-and-licenses</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/total-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/total-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/total-liabilities-and-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/total-shareholder-rtn-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/transfer-of-financial-assets-accounted-for-as-sales-cash-proceeds-received-for-assets-derecognized-amount</loc></url>
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<url><loc>https://stock.noler.com/us/stock/vel/transfer-to-other-real-estate</loc></url>
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<url><loc>https://stock.noler.com/us/stock/vel/treasury-stock-common-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/treasury-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/undistributed-earnings-loss-allocated-to-participating-securities-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/unrecognized-tax-benefits</loc></url>
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<url><loc>https://stock.noler.com/us/stock/vel/utb-income-tax-penalties-and-interest-accrued</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/utb-income-tax-penalties-and-interest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/utb-increase-from-current-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/utb-increase-from-prior-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/utb-reduction-from-statute-lapse</loc></url>
<url><loc>https://stock.noler.com/us/stock/vel/utb-that-would-impact-effective-tax-rate</loc></url>
</urlset>
