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<url><loc>https://stock.noler.com/us/stock/opfi/accounts-payable-current-and-noncurrent</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/accrual-at-carrying-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/accrual-payments</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/accrued-employee-benefits-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/accrued-employee-benefits-current-and-noncurrent</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/accrued-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/accrued-liabilities-current-and-noncurrent</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/accrued-rent-current-and-noncurrent</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/accumulated-depreciation</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/activist-13d-13g</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/additional-paid-in-capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/adjustments-related-to-tax-withholding-for-share-based-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/amended-reports-10-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/amortization-of-deferred-loan-origination-fees-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/amortization-of-financing-costs</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/analyst-ratings-buy</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/analyst-ratings-hold</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/analyst-ratings-no-rating</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/analyst-ratings-sell</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/antidilutive-securities-excluded-from-computation-of-earnings-per-share-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/assets-held-for-sale-not-part-of-disposal-group</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/assets-sold-under-agreements-to-repurchase-repurchase-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/auditor</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/basic-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/business</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/business-exit-costs</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/buybacks-share-repurchases</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/buybacks-shares-repurchased</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/buybacks-shares-repurchased-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/buybacks-stock-repurchased-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/buybacks-treasury-stock-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/capitalized-computer-software-additions</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/capitalized-computer-software-amortization</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/cash-and-equivalents</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/cash-and-restricted-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/cash-and-restricted-cash-change-excluding-exchange-rate-effect</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/cash-flow-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/class-of-warrant-or-right-exercise-price-of-warrants-or-rights</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/clinical-trials</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/common-dividends-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/common-stock-dividends-per-share-cash-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/common-stock-par-or-stated-value-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/common-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/company-guidance</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/company-profile</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/concept-stock-issued-tag-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/congressional-trades-stocks-including-adrs</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/convertible-securities-retired</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/cover-page-shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/current-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/current-federal-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/current-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/current-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/current-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/current-state-and-local-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/damages-paid-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/debt-equity-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/debt-maturing-in-next-twelve-months</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/debt-maturing-in-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/debt-maturing-in-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/debt-maturing-in-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/debt-maturing-in-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/debt-maturing-remainder-of-fiscal-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/deferred-costs-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/deferred-federal-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/deferred-finance-costs-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/deferred-income-tax-assets-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/deferred-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/deferred-income-taxes-and-tax-credits</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/deferred-state-and-local-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/deferred-tax-assets-goodwill-and-intangible-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/deferred-tax-assets-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/deferred-tax-assets-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/deferred-tax-assets-operating-loss-carryforwards</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/deferred-tax-assets-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/deferred-tax-assets-stock-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/defined-contribution-plan-cost-recognized</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/defined-contribution-plan-employer-matching-contribution-percent-of-match</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/depreciation-amortization-and-accretion-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/depreciation-and-amortization-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/derivative-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/diluted-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/dilutive-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/dilutive-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/distribution-made-to-limited-liability-company-llc-member-cash-distributions-declared</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/dividend</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/dividend-safety</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/dividends-common-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/dividends-common-stock-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/dividends-payable-current-and-noncurrent</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/dividends-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/earnings-per-share-basic-and-diluted</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/ebitda</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/ebitda-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/effective-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/employee-benefits-and-share-based-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/employee-count</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/employee-related-liabilities-current-and-noncurrent</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/eps</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/eps-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/equity-method-investment-dividends-or-distributions</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/equity-method-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/executive-pay-pvp</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/executive-salary-officers</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/expense-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/fair-value-adjustment-of-warrants</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/fair-value-disclosure-offbalance-sheet-risks-amount-asset</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/fair-value-option-aggregate-differences-loans-and-long-term-receivables</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/fair-value-option-credit-risk-gains-losses-on-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-allowance-for-credit-loss-excluding-accrued-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-allowance-for-credit-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-allowance-for-credit-losses-recovery</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-allowance-for-credit-losses-write-offs</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-change-in-method-credit-loss-expense-reversal</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-covered-allowance-for-credit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-deferred-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-excluding-accrued-interest-after-allowance-for-credit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-excluding-accrued-interest-allowance-for-credit-loss-recovery</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-excluding-accrued-interest-allowance-for-credit-loss-writeoff</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-excluding-accrued-interest-before-allowance-for-credit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-excluding-accrued-interest-change-in-method-credit-loss-expense-reversal</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-excluding-accrued-interest-credit-loss-expense-reversal</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-recorded-investment-90-days-past-due-and-still-accruing</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-recorded-investment-nonaccrual-status</loc></url>
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<url><loc>https://stock.noler.com/us/stock/opfi/financing-receivable-unamortized-loan-fee-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/form-144-stocks</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/form-n-port-stocks</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/gain-loss-on-sale-of-property-plant-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/gains-losses-on-extinguishment-of-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/general-and-administrative-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/graph</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/gross-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/impairment-of-long-lived-assets-to-be-disposed-of</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/included-in-etf</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/income-loss-from-equity-method-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/income-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/income-tax-at-federal-statutory-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/income-tax-effects-allocated-directly-to-equity-prior-period-adjustment</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/income-tax-examination-penalties-and-interest-accrued</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/income-tax-paid-federal-after-refund-received</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/income-taxes-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/income-taxes-paid-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/increase-decrease-in-accounts-payable</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/increase-decrease-in-accrued-investment-income-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/increase-decrease-in-accrued-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/increase-decrease-in-assets-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/increase-decrease-in-insurance-settlements-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/increase-decrease-in-loans-deferred-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/increase-decrease-in-operating-lease-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/increase-decrease-in-other-operating-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/increase-decrease-in-prepaid-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/incremental-common-shares-attributable-to-call-options-and-warrants</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/incremental-common-shares-attributable-to-share-based-payment-arrangements</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/information-technology-and-data-processing</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/insider-transactions</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/insurance-settlements-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/interest-and-dividend-income-operating</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/interest-and-fee-income-loans-and-leases</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/interest-costs-capitalized</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/interest-expense-on-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/interest-expense-related-party</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/interest-paid-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/interest-payable-current-and-noncurrent</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/investing-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/investment-income-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/iran-activity-notices-irannotice</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/labor-and-related-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/late-filing-notices-nt-10-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/lease-and-rental-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/lease-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/lessee-operating-lease-liability-payments-remainder-of-fiscal-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/lessee-operating-lease-liability-undiscounted-excess-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/lessor-operating-lease-payments-to-be-received</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/letters-of-credit-outstanding-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/limited-liability-company-llc-members-equity-including-portion-attributable-to-noncontrolling-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/limited-liability-company-llc-preferred-unit-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/limited-liability-company-llc-preferred-unit-issuance-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/limited-liability-company-llc-preferred-unit-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/limited-liability-company-llc-preferred-unit-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/litigation-settlement-amount-awarded-to-other-party</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/management-fee-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/market-cap</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/marketable-securities-noncurrent</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/marketing-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/material-contracts</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/members-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/members-equity-attributable-to-noncontrolling-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/minority-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/net-fee-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/net-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/net-income-loss-attributable-to-noncontrolling-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/net-income-loss-available-to-common-stockholders-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/net-income-loss-available-to-common-stockholders-diluted</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/net-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/news</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/non-peo-neo-avg-comp-actually-paid-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/non-peo-neo-avg-total-comp-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/noninterest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/notes-payable-related-parties-classified-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/notes-receivable-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/number-of-reportable-segments</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/occupancy-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/off-balance-sheet-credit-loss-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-impairment-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments-due-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments-due-after-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments-due-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments-due-in-five-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments-due-in-four-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments-due-in-three-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments-due-in-two-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments-due-next-twelve-months</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments-due-thereafter</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments-due-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments-due-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments-due-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-payments-due-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-right-of-use-asset-amortization-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-lease-weighted-average-discount-rate-percent</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-leases-future-minimum-payments-remainder-of-fiscal-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/operating-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/options-activity</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/other-accrued-liabilities-current-and-noncurrent</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/other-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/other-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/other-interest-and-dividend-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/other-long-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/other-noncash-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/other-nonoperating-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/other-nonoperating-income-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/other-notes-payable</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/outstanding-bonds</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/paid-in-capital-dividends-in-excess-of-retained-earnings</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/paid-in-capital-stock-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/patents-active</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/payments-for-legal-settlements</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/payments-for-securities-purchased-under-agreements-to-resell</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/payments-of-debt-issuance-costs</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/payments-of-distributions-to-affiliates</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/payments-of-stock-issuance-costs</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/payments-to-acquire-equity-method-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/payments-to-acquire-finance-receivables</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/payments-to-acquire-life-insurance-policies</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/payments-to-acquire-marketable-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/payments-to-acquire-productive-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/pb-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/pe-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/peo-actually-paid-comp-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/peo-total-comp-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/pre-tax-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/preferred-shares-facts</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/preferred-stock-par-or-stated-value-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/preferred-stock-shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/preferred-stock-shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/preferred-stock-shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/preferred-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/prepaid-expense-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/pretax-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/previous-etf-holding-it</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/price-fcf-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/proceeds-from-collection-of-finance-receivables</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/proceeds-from-contributions-from-affiliates</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/proceeds-from-issuance-initial-public-offering</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/proceeds-from-issuance-of-shares-under-incentive-and-share-based-compensation-plans-including-stock-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/proceeds-from-lines-of-credit</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/proceeds-from-notes-payable</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/proceeds-from-other-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/proceeds-from-repayments-of-other-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/proceeds-from-repayments-of-secured-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/proceeds-from-stock-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/proceeds-from-stock-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/proceeds-from-stock-plans</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/proceeds-from-warrant-exercises</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/professional-fees</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/profit-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/profit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/property-plant-and-equipment-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/property-plant-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/provision-for-loan-and-lease-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/provision-for-loan-losses-expensed</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/provision-for-other-credit-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/ps-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/public-float</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/quick-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/repayments-of-lines-of-credit</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/repayments-of-notes-payable</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/repayments-of-senior-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/repayments-of-subordinated-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/research-and-development-expense-software-excluding-acquired-in-process-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/restricted-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/restricted-cash-and-cash-equivalents</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/restricted-cash-and-cash-equivalents-at-carrying-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/restructuring-reserve</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/retained-earnings</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/return-on-tangible-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/revenue-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/revenues-net-of-interest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/right-of-use-asset-obtained-in-exchange-for-operating-lease-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/roa</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/roe</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/roi</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/scorecard</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/sec-comment-letters-upload</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/sec-enforcement-actions</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/sec-filings-10-q</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/sec-filings-25-nse</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/sec-filings-8-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/sec-filings-px14a6g</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/sec-filings-s-4</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/secondary-offerings</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/secured-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/securities-purchased-under-agreement-to-resell-allowance-for-credit-loss-writeoff</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/securities-purchased-under-agreements-to-resell-allowance-for-credit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/securities-purchased-under-agreements-to-resell-allowance-for-credit-loss-recovery</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/securities-purchased-under-agreements-to-resell-change-in-method-credit-loss-expense-reversal</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/securities-purchased-under-agreements-to-resell-credit-loss-expense-reversal</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/securities-sold-under-agreements-to-repurchase</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/senior-notes</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/settlement-liabilities-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/severance-costs</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/shareholders-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/shares-subject-to-mandatory-redemption-settlement-terms-fair-value-of-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/short-sale-volume</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/short-term-lease-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-award-fair-value-assumptions-expected-dividend-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-award-fair-value-assumptions-expected-volatility-rate-maximum</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-award-fair-value-assumptions-expected-volatility-rate-minimum</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-award-fair-value-assumptions-risk-free-interest-rate-maximum</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-award-fair-value-assumptions-risk-free-interest-rate-minimum</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-award-options-exercises-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-award-options-forfeitures-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-award-options-grants-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-based-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-compensation-unrecognized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-compensation-unrecognized-cost-stock-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-issued-new-shares-sold</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-issued-shares-issued-for-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-issued-shares-issued-value-conversion-of-convertible-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-issued-shares-issued-value-conversion-of-units</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-issued-shares-issued-value-employee-stock-ownership-plan</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-issued-shares-issued-value-espp</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-issued-shares-issued-value-restricted-stock-award-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-issued-shares-issued-value-share-based-compensation-forfeited</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-issued-shares-issued-value-stock-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-options-exercises-in-period-total-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-options-forfeitures-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-options-grants-in-period-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-options-grants-in-period-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-options-outstanding-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-options-outstanding-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-options-outstanding-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-options-vested-and-expected-to-vest-exercisable-aggregate-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-options-vested-and-expected-to-vest-exercisable-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-options-vested-and-expected-to-vest-exercisable-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-redeemed-or-called-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stock-splits</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/stockholders-equity-including-portion-attributable-to-noncontrolling-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/sublease-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/subordinated-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/subsidiaries</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-rate-reconciliation-at-federal-statutory-income-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-rate-reconciliation-change-in-deferred-tax-assets-valuation-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-rate-reconciliation-change-in-enacted-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-rate-reconciliation-cross-border-tax-effect-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-rate-reconciliation-cross-border-tax-effect-percent</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-rate-reconciliation-foreign-income-tax-rate-differential</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-rate-reconciliation-nondeductible-expense-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-rate-reconciliation-other-adjustments</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-rate-reconciliation-other-reconciling-items-percent</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-rate-reconciliation-share-based-compensation-excess-tax-benefit-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-rate-reconciliation-share-based-compensation-excess-tax-benefit-percent</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-rate-reconciliation-state-and-local-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-rate-reconciliation-tax-contingencies</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-rate-reconciliation-tax-credits</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-reconciliation-change-in-deferred-tax-assets-valuation-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-reconciliation-change-in-enacted-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-reconciliation-foreign-income-tax-rate-differential</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-reconciliation-nondeductible-expense-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-reconciliation-other-adjustments</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-reconciliation-state-and-local-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-reconciliation-tax-contingencies</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-reconciliation-tax-credits</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/tax-withholding-on-stock-awards</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/temporary-equity-carrying-amount-attributable-to-parent</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/total-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/total-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/total-liabilities-and-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/total-long-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/total-shareholder-rtn-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/treasury-shares-acquired</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/treasury-stock-common-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/treasury-stock-common-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/treasury-stock-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/treasury-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/ttl-fee-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/ttl-offering-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/ttl-offset-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/ttl-prevsly-pd-amt</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/unrecognized-tax-benefits</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/utb-change</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/utb-decrease-from-prior-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/utb-income-tax-penalties-and-interest-accrued</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/utb-increase-from-current-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/utb-increase-from-prior-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/utb-increase-from-settlements</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/variable-lease-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/variable-lease-payment</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/warrants-and-rights-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/opfi/weighted-average-number-of-share-outstanding-basic-and-diluted</loc></url>
</urlset>
