<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/accretion-amortization-of-discounts-and-premiums-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/accumulated-depreciation</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/acquired-finite-lived-intangible-asset-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/acquisition-acquisition-related-costs</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/acquisition-consideration-transferred</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/additional-paid-in-capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/advances-from-federal-home-loan-banks</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/advertising-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/affordable-housing-tax-credits-and-other-tax-benefits-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/amortization</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/amortization-of-deferred-hedge-gains</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/amortization-of-deferred-loan-origination-fees-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/aoci</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-accumulated-gross-unrealized-gain-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-accumulated-gross-unrealized-loss-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-debt-amortized-cost-basis</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-debt-maturities-after-five-through-ten-years-amortized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-debt-maturities-after-five-through-ten-years-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-debt-maturities-after-one-through-five-years-amortized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-debt-maturities-after-one-through-five-years-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-debt-maturities-after-ten-years-amortized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-debt-maturities-after-ten-years-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-debt-maturities-within-one-year-amortized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-debt-maturities-within-one-year-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-debt-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-gross-realized-gain-loss-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-gross-realized-gains-losses-sale-proceeds</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-gross-unrealized-gain</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-gross-unrealized-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-in-unrealized-loss-positions-qualitative-disclosure-number-of-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-in-unrealized-loss-positions-qualitative-disclosure-number-of-positions-greater-than-or-equal-to-one-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-unrealized-loss-position-12-months-or-longer-aggregate-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-unrealized-loss-position-12-months-or-longer-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-unrealized-loss-position-aggregate-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-unrealized-loss-position-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-unrealized-loss-position-less-than-12-months-aggregate-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-unrealized-loss-position-less-than-12-months-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-unrealized-loss-position-less-than-twelve-months-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-unrealized-loss-position-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/available-for-sale-unrealized-loss-position-twelve-months-or-longer-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/bank-owned-life-insurance</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/bank-owned-life-insurance-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/basic-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/business-acquisition-cost-of-acquired-entity-purchase-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/buybacks-payments-for-repurchase-of-warrants</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/buybacks-share-repurchases</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/buybacks-shares-repurchased-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/buybacks-treasury-stock-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/capital-expenditures</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/cash-and-due-from-banks</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/cash-cash-equivalents-and-federal-funds-sold</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/cash-flow-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/common-dividends-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/common-stock-dividends-per-share-cash-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/common-stock-par-or-stated-value-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/common-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/communication</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/comprehensive-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/comprehensive-income-net-of-tax-including-portion-attributable-to-noncontrolling-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/contributions-from-noncontrolling-interests</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/cover-page-shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/current-federal-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/current-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/current-state-and-local-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deferred-federal-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deferred-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deferred-state-and-local-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deferred-tax-assets-deferred-gain-on-sale-leaseback-transaction</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deferred-tax-assets-liabilities-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deferred-tax-assets-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deferred-tax-assets-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deferred-tax-assets-tax-deferred-expense-compensation-and-benefits-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deferred-tax-assets-tax-deferred-expense-reserves-and-accruals-provision-for-loan-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deferred-tax-assets-unrealized-losses-on-available-for-sale-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deferred-tax-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deferred-tax-liabilities-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deferred-tax-liabilities-property-plant-and-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/defined-benefit-plan-assumptions-used-calculating-benefit-obligation-discount-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/defined-contribution-plan-cost-recognized</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/defined-contribution-plan-employer-matching-contribution-percent</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/defined-contribution-plan-maximum-annual-contribution-per-employee-percent</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/defined-contribution-plan-maximum-annual-contributions-per-employee-percent</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deposits-money-market-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/deposits-savings-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/depreciation</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/depreciation-amortization-and-accretion-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/derivative-fair-value-of-derivative-asset-amount-not-offset-against-collateral</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/derivative-fair-value-of-derivative-liability-amount-not-offset-against-collateral</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/diluted-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/dilutive-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/dividend-income-operating</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/dividends-common-stock-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/dividends-preferred-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/eps</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/eps-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/equipment-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/federal-deposit-insurance-corporation-premium-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/federal-funds-purchased</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/federal-funds-sold</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/federal-home-loan-bank-advances-long-term</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/federal-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/fees-and-commissions-depositor-accounts</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/fees-and-commissions-mortgage-banking</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/fees-and-commissions-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-allowance-for-credit-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-allowance-for-credit-losses-collectively-evaluated-for-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-allowance-for-credit-losses-individually-evaluated-for-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-allowance-for-credit-losses-recovery</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-allowance-for-credit-losses-write-offs</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-collectively-evaluated-for-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-individually-evaluated-for-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-modifications-number-of-contracts</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-modifications-number-of-contracts-1</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-modifications-post-modification-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-modifications-post-modification-recorded-investment-1</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-modifications-pre-modification-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-modifications-pre-modification-recorded-investment-1</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-modifications-subsequent-default-number-of-contracts</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-modifications-subsequent-default-number-of-contracts-1</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-modifications-subsequent-default-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-modifications-subsequent-default-recorded-investment-1</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-recorded-investment-30-to-59-days-past-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-recorded-investment-60-to-89-days-past-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-recorded-investment-90-days-past-due-and-still-accruing</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-recorded-investment-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-recorded-investment-equal-to-greater-than-90-days-past-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-recorded-investment-nonaccrual-status</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/financing-receivable-recorded-investment-past-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/finite-lived-intangible-assets-accumulated-amortization</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/finite-lived-intangible-assets-amortization-expense-remainder-of-fiscal-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/finite-lived-intangible-assets-amortization-expense-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/finite-lived-intangible-assets-amortization-expense-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/finite-lived-intangible-assets-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/finite-lived-intangible-assets-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/finitelived-intangible-assets-acquired</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/foreclosed-real-estate-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/gain-loss-on-sale-of-property-plant-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/gain-loss-on-sale-of-securities-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/gains-losses-on-sales-of-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/gains-losses-on-sales-of-other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/goodwill</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/impaired-financing-receivable-interest-income-accrual-method</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/impaired-financing-receivable-related-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/impaired-financing-receivable-with-no-related-allowance-average-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/impaired-financing-receivable-with-no-related-allowance-interest-income-accrual-method</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/impaired-financing-receivable-with-no-related-allowance-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/impaired-financing-receivable-with-no-related-allowance-unpaid-principal-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/impaired-financing-receivable-with-related-allowance-average-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/impaired-financing-receivable-with-related-allowance-interest-income-accrual-method</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/impaired-financing-receivable-with-related-allowance-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/impaired-financing-receivable-with-related-allowance-unpaid-principal-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/impairment-of-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/income-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/income-tax-at-federal-statutory-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/income-taxes-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/increase-decrease-in-federal-funds-purchased</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/increase-decrease-in-interest-and-dividends-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/increase-decrease-in-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/increase-decrease-in-other-operating-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/increase-decrease-in-other-operating-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/incremental-common-shares-attributable-to-conversion-of-preferred-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/incremental-common-shares-attributable-to-share-based-payment-arrangements</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/information-technology-and-data-processing</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/insider-transactions-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/insider-transactions-other/purchases</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/insider-transactions-preferred</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/insider-transactions-preferred/purchases</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/insider-transactions-preferred/sales</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/insider-transactions-stock-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/insider-transactions-stock-units</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/intangible-assets-net-excluding-goodwill</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-and-dividend-income-operating</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-and-dividend-income-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-and-fee-income-loans-and-leases</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-and-fee-income-loans-and-leases-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-bearing-deposit-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-bearing-deposits-in-banks</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-expense-borrowings</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-expense-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-expense-subordinated-notes-and-debentures</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-income-deposits-with-financial-institutions</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-income-expense-after-provision-for-loan-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-income-expense-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-income-federal-funds-sold</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/interest-paid-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/investing-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/investment-banking-advisory-brokerage-and-underwriting-fees-and-commissions</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/labor-and-related-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/loan-processing-fee</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/loans-and-leases-receivable-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/loans-and-leases-receivable-net-of-deferred-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/loans-and-leases-receivable-net-reported-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/loans-receivable-held-for-sale-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/loans-receivable-held-for-sale-net-not-part-of-disposal-group</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/marketing-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/minority-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/minority-interest-change</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/minority-interest-decrease-from-distributions-to-noncontrolling-interest-holders</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/minority-interest-increase-from-stock-issuance</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/mortgage-loans-in-process-of-foreclosure-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/net-change-in-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/net-change-interest-bearing-deposits-domestic</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/net-change-noninterest-bearing-deposits-domestic</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/net-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/net-income-loss-attributable-to-noncontrolling-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/net-income-loss-available-to-common-stockholders-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/noncontrolling-interest-increase-from-subsidiary-equity-issuance</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/noninterest-bearing-deposit-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/noninterest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/noninterest-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/noninterest-income-other-operating-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/notes-receivable-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/number-of-reportable-segments</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/occupancy-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-defined-benefit-plans-net-unamortized-gain-loss-arising-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-defined-benefit-plans-net-unamortized-gain-loss-arising-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-net-of-tax-change</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-pension-and-other-postretirement-benefit-plans-net-unamortized-gain-loss-arising-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-reclassification-adjustment-from-aoci-for-sale-of-securities-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-reclassification-adjustment-from-aoci-pension-and-other-postretirement-benefit-plans-for-net-gain-loss-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-reclassification-of-defined-benefit-plans-net-gain-loss-recognized-in-net-periodic-benefit-cost-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-unrealized-gain-loss-on-derivatives-arising-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-unrealized-gain-loss-on-derivatives-arising-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-unrealized-gain-loss-on-derivatives-arising-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-unrealized-holding-gain-loss-on-securities-arising-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-unrealized-holding-gain-loss-on-securities-arising-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/oci-unrealized-holding-gain-loss-on-securities-arising-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/operating-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/operating-expenses</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/operating-lease-payments-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/operating-lease-payments-due-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/operating-lease-payments-due-in-five-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/operating-lease-payments-due-in-four-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/operating-lease-payments-due-in-three-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/operating-lease-payments-due-in-two-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/operating-lease-payments-due-thereafter</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/operating-leases-rent-expense-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/other-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/other-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/other-noninterest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/other-real-estate-valuation-adjustments</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/paid-in-capital-increase-in-carrying-amount-of-redeemable-preferred-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/paid-in-capital-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/payments-for-proceeds-from-loans-and-leases</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/payments-of-dividends-preferred-stock-and-preference-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/payments-to-acquire-available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/payments-to-acquire-life-insurance-policies</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/payments-to-acquire-productive-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/payments-to-acquire-restricted-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/payments-to-minority-shareholders</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/preferred-shares-facts</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/preferred-stock-dividends-and-other-adjustments</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/preferred-stock-par-or-stated-value-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/preferred-stock-shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/preferred-stock-shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/preferred-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/pretax-income-minority-interest-and-income-loss-from-equity-method-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/proceeds-from-life-insurance-policies</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/proceeds-from-loan-and-lease-originations-and-principal-collections</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/proceeds-from-loan-and-lease-originations-and-principal-collections-1</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/proceeds-from-minority-shareholders</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/proceeds-from-repayments-of-short-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/proceeds-from-sale-and-maturity-of-available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/proceeds-from-sale-of-other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/proceeds-from-sale-of-property-plant-and-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/proceeds-from-short-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/proceeds-from-stock-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/proceeds-from-stock-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/professional-fees</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/profit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/property-plant-and-equipment-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/property-plant-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/provision-for-loan-lease-and-other-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/provision-for-loan-losses-expensed</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/public-float</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/qualified-affordable-housing-project-investments-commitment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/real-estate-acquired-through-foreclosure</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/restricted-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/retained-earnings</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/revenue</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/sales-commissions-and-fees</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/shareholders-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/short-term-borrowings</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/state-and-local-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/stock-award-number-of-shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/stock-based-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/stock-issued-shares-issued-for-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/stock-issued-shares-issued-value-dividend-reinvestment-plan</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/stock-issued-shares-issued-value-restricted-stock-award-net-of-forfeitures</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/stock-issued-shares-issued-value-stock-dividend</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/stock-issued-shares-issued-value-stock-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/stock-options-outstanding-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/stock-repurchase-program-remaining-number-of-shares-authorized-to-be-repurchased</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/stock-split-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/stockholders-equity-including-portion-attributable-to-noncontrolling-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/stockholders-equity-note-stock-split-conversion-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/subordinated-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/supplies-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/tax-rate-reconciliation-at-federal-statutory-income-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/tax-reconciliation-nondeductible-expense-life-insurance</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/tax-reconciliation-nondeductible-expense-meals-and-entertainment</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/tax-reconciliation-other-adjustments</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/tax-reconciliation-state-and-local-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/tax-reconciliation-tax-exempt-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/time-deposit-maturities-after-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/time-deposit-maturities-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/time-deposit-maturities-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/time-deposit-maturities-year-one</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/time-deposit-maturities-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/time-deposit-maturities-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/time-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/time-deposits-100000-or-more</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/total-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/total-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/total-liabilities-and-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/total-long-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/transfer-of-other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/monarch-financial-holdings-inc/unamortized-loan-commitment-and-origination-fees-and-unamortized-discounts-or-premiums</loc></url>
</urlset>
