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<url><loc>https://stock.noler.com/us/stock/hov/net-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/net-income-loss-attributable-to-noncontrolling-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/net-income-loss-available-to-common-stockholders-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/net-income-loss-available-to-common-stockholders-diluted</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/net-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/news</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/noncash-or-part-noncash-acquisition-debt-assumed</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/noncash-or-part-noncash-acquisition-inventory-acquired</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/noncash-or-part-noncash-acquisition-other-assets-acquired</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/noncash-or-part-noncash-acquisition-other-liabilities-assumed</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/notes-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/notes-reduction</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/number-of-operating-segments</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/number-of-reportable-segments</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/number-of-states-in-which-entity-operates</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments-due-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments-due-after-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments-due-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments-due-in-five-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments-due-in-four-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments-due-in-three-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments-due-in-two-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments-due-next-twelve-months</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments-due-thereafter</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments-due-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments-due-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments-due-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-payments-due-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-lease-weighted-average-discount-rate-percent</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-loss-carryforwards</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/operating-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/options-activity</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/other-commitment</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/other-nonoperating-income-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/other-operating-income-expense-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/outstanding-bonds</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/paid-in-capital-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/paid-in-capital-share-based-compensation-stock-options-requisite-service-period-recognition</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/patents-active</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/payments-for-origination-of-mortgage-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/payments-of-debt-restructuring-costs</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/payments-of-dividends-preferred-stock-and-preference-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/payments-of-financing-costs</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/payments-to-acquire-interest-in-joint-venture</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/pb-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/pe-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/pledged-financial-instruments-not-separately-reported-loans-receivable-pledged-for-repurchase-agreements</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/pre-tax-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/preferred-shares-facts</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/preferred-stock-dividend-rate-percentage</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/preferred-stock-dividends-per-share-declared</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/preferred-stock-liquidation-preference</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/preferred-stock-liquidation-preference-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/preferred-stock-par-or-stated-value-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/preferred-stock-shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/preferred-stock-shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/preferred-stock-shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/preferred-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/pretax-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/previous-etf-holding-it</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/price-fcf-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-equity-method-investment-dividends-or-distributions-return-of-capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-income-tax-refunds</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-issuance-of-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-issuance-of-other-long-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-issuance-of-secured-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-issuance-of-senior-long-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-lines-of-credit</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-long-term-lines-of-credit</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-minority-shareholders</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-notes-payable</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-repayments-of-lines-of-credit</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-repayments-of-notes-payable</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-sale-of-mortgage-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-sale-of-property-plant-and-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-secured-notes-payable</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-stock-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/proceeds-from-unsecured-notes-payable</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/product-warranty-accrual</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/product-warranty-accrual-payments</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/product-warranty-accrual-preexisting-increase-decrease</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/product-warranty-accrual-warranties-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/profit-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/profit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/property-plant-and-equipment-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/property-plant-and-equipment-gross-change</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/property-plant-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/provision-for-doubtful-accounts</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/provision-for-loan-and-lease-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/ps-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/public-float</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/quick-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/real-estate-inventory-capitalized-interest-costs</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/real-estate-inventory-capitalized-interest-costs-cost-of-sales</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/real-estate-inventory-capitalized-interest-costs-cost-of-sales-1</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/real-estate-inventory-capitalized-interest-costs-incurred</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/real-estate-revenue-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/related-party-transaction-amounts-of-transaction</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/repayments-of-long-term-lines-of-credit</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/repayments-of-notes-payable</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/repayments-of-senior-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/restricted-cash-and-cash-equivalents</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/retained-earnings</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/return-on-tangible-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/revenue</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/revenue-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/right-of-use-asset-obtained-in-exchange-for-operating-lease-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/roa</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/roe</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/roi</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/sale-of-stock-price-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/scorecard</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/sec-comment-letters-upload</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/sec-enforcement-actions</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/sec-filings-10-q</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/sec-filings-25-nse</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/sec-filings-8-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/sec-filings-px14a6g</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/sec-filings-s-4</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/secondary-offerings</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/secured-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/segment-expenditure-addition-to-long-lived-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/senior-notes</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-exercisable-options-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-lower-range-limit</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-number-of-exercisable-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-number-of-outstanding-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-outstanding-options-average-exercise-price-beginning-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-upper-range-limit</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/shareholders-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/short-sale-volume</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/standard-product-warranty-accrual-change</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-fair-value-assumptions-expected-dividend-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-fair-value-assumptions-expected-volatility-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-fair-value-assumptions-risk-free-interest-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-number-of-shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-options-exercises-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-options-expirations-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-options-forfeitures-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-options-grants-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-options-other-share-increase-decrease-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-rsu-forfeited-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-rsu-forfeitures-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-rsu-grants-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-rsu-grants-in-period-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-rsu-nonvested-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-rsu-nonvested-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-rsu-vested-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-award-rsu-vested-in-period-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-based-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-compensation-unrecognized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-issued-new-shares-sold</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-issued-shares-issued-for-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-issued-shares-issued-shares-conversion-of-convertible-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-issued-shares-issued-shares-new-issues</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-issued-shares-issued-shares-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-issued-shares-issued-shares-share-based-compensation-forfeited</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-issued-shares-issued-value-conversion-of-convertible-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-issued-shares-issued-value-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-exercisable-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-exercisable-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-exercisable-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-exercises-in-period-total-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-expirations-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-forfeitures-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-grants-in-period-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-grants-in-period-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-other-increases-decreases-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-outstanding-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-outstanding-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-outstanding-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-vested-and-expected-to-vest-outstanding-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-vested-in-period-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-options-vested-in-period-fair-value-1</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-repurchase-program-number-of-shares-authorized-to-be-repurchased</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-repurchase-program-remaining-authorized-repurchase-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stock-splits</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/stockholders-equity-including-portion-attributable-to-noncontrolling-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/subordinated-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/subsidiaries</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/tax-rate-reconciliation-at-federal-statutory-income-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/tax-rate-reconciliation-change-in-deferred-tax-assets-valuation-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/tax-rate-reconciliation-equity-in-earnings-losses-of-unconsolidated-subsidiary</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/tax-rate-reconciliation-nondeductible-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/tax-rate-reconciliation-nondeductible-expense-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/tax-rate-reconciliation-nondeductible-expense-share-based-compensation-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/tax-rate-reconciliation-other-adjustments</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/tax-rate-reconciliation-prior-year-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/tax-rate-reconciliation-state-and-local-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/tax-rate-reconciliation-tax-contingencies</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/tax-rate-reconciliation-tax-credits</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/tax-reconciliation-tax-credits</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/total-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/total-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/total-liabilities-and-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/total-long-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/transfer-of-other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/treasury-stock-acquired-average-cost-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/treasury-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/undistributed-earnings-allocated-to-participating-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/undistributed-earnings-diluted</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/undistributed-earnings-loss-allocated-to-participating-securities-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/undistributed-earnings-loss-allocated-to-participating-securities-diluted</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/unrecognized-tax-benefits</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/utb-change</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/utb-decrease-from-prior-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/utb-decrease-from-settlements</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/utb-income-tax-penalties-and-interest-accrued</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/utb-income-tax-penalties-and-interest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/utb-increase-from-current-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/utb-reduction-from-statute-lapse</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/utb-that-would-impact-effective-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/valuation-allowance-deferred-tax-asset-change-in-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/warehouse-agreement-borrowings</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/weighted-average-number-of-share-outstanding-basic-and-diluted</loc></url>
<url><loc>https://stock.noler.com/us/stock/hov/weighted-average-number-of-shares-issued-basic</loc></url>
</urlset>
