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<url><loc>https://stock.noler.com/us/stock/gbny/accretion-amortization-of-discounts-and-premiums-investments</loc></url>
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<url><loc>https://stock.noler.com/us/stock/gbny/activist-13d-13g</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/additional-paid-in-capital</loc></url>
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<url><loc>https://stock.noler.com/us/stock/gbny/advances-from-federal-home-loan-banks</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/advertising-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/allocated-share-based-compensation-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/allowance-for-loan-and-lease-loss-recovery-of-bad-debts</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/allowance-for-loan-and-lease-losses-write-offs</loc></url>
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<url><loc>https://stock.noler.com/us/stock/gbny/amortization</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/amortization-of-deferred-loan-origination-fees-net</loc></url>
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<url><loc>https://stock.noler.com/us/stock/gbny/analyst-ratings-buy</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/analyst-ratings-hold</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/analyst-ratings-no-rating</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/analyst-ratings-sell</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/antidilutive-securities-excluded-from-computation-of-earnings-per-share-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/aoci</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/auditor</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-accrued-interest-after-allowance-for-credit-loss</loc></url>
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<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-allowance-for-credit-loss-securities-sold</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-amortized-cost-basis</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-amortized-cost-excluding-accrued-interest-before-allowance-for-credit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-excluding-accrued-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-gross-unrealized-gain</loc></url>
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<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-maturities-after-one-through-five-years-fair-value</loc></url>
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<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-maturities-without-single-maturity-date-amortized-cost</loc></url>
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<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-realized-gain</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-realized-gain-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-realized-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-unrealized-loss-position</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-unrealized-loss-position-12-months-or-longer</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-unrealized-loss-position-12-months-or-longer-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-unrealized-loss-position-less-than-12-months</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-unrealized-loss-position-less-than-12-months-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/available-for-sale-debt-unrealized-loss-position-loss</loc></url>
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<url><loc>https://stock.noler.com/us/stock/gbny/bad-debt-reserve-for-tax-purposes-of-qualified-lender</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/bank-owned-life-insurance</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/bank-owned-life-insurance-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/banking-regulation-capital-conservation-buffer-capital-conserved-minimum</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/banking-regulation-capital-conservation-buffer-common-equity-tier-one-risk-based-capital-actual</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/banking-regulation-capital-conservation-buffer-tier-one-risk-based-capital-actual</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/banking-regulation-capital-conservation-buffer-total-risk-based-capital-actual</loc></url>
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<url><loc>https://stock.noler.com/us/stock/gbny/banking-regulation-supplementary-leverage-ratio-capital-adequacy-minimum</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/basic-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/brokerage-commissions-revenue</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/business</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/buybacks-share-repurchases</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/buybacks-shares-repurchased-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/capital-expenditures</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/capital-required-for-capital-adequacy</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/capital-required-for-capital-adequacy-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/capital-required-to-be-well-capitalized</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/capital-required-to-be-well-capitalized-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/capital-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/cash-and-due-from-banks</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/cash-and-equivalents</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/cash-and-restricted-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/cash-flow-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/cash-uninsured-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/certain-loans-acquired-in-transfer-accounted-for-as-debt-securities-outstanding-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/clinical-trials</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/common-equity-tier-one-capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/common-equity-tier-one-capital-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/common-equity-tier-one-capital-required-for-capital-adequacy</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/common-equity-tier-one-capital-required-to-be-well-capitalized</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/common-stock-par-or-stated-value-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/common-stock-shares-held-in-employee-trust</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/common-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/company-guidance</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/company-profile</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/comprehensive-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/congressional-trades-stocks-including-adrs</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/convertible-securities-retired</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/cover-page-shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/current-federal-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/current-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/current-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/current-state-and-local-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/debt-and-equity-securities-realized-gain-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/debt-equity-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/debt-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/debt-repaid</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/debt-securities-held-to-maturity-accrued-interest-before-allowance-for-credit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/debt-securities-held-to-maturity-allowance-for-credit-loss-excluding-accrued-interest-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/debt-securities-held-to-maturity-excluding-accrued-interest-after-allowance-for-credit-loss-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/debt-securities-held-to-maturity-excluding-accrued-interest-before-allowance-for-credit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/debt-securities-realized-gain-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deferred-federal-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deferred-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deferred-income-tax-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deferred-income-tax-liabilities-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deferred-tax-assets-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deferred-tax-assets-liabilities-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deferred-tax-assets-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deferred-tax-assets-operating-loss-carryforwards</loc></url>
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<url><loc>https://stock.noler.com/us/stock/gbny/deferred-tax-assets-stock-compensation</loc></url>
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<url><loc>https://stock.noler.com/us/stock/gbny/deferred-tax-assets-unrealized-losses-on-trading-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deferred-tax-assets-valuation-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deferred-tax-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deferred-tax-liabilities-goodwill-and-intangible-assets-intangible-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deferred-tax-liabilities-mortgage-servicing-rights</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deferred-tax-liabilities-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deferred-tax-liabilities-unrealized-gains-on-trading-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/defined-benefit-plan-fair-value-of-plan-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deposit-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deposits-money-market-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/deposits-savings-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/depreciation</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/diluted-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/dividend</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/dividend-safety</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/due-from-related-parties</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/earnings-per-share-basic-and-diluted</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/ebitda</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/ebitda-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/effective-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/employee-count</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/employee-stock-ownership-plan-esop-compensation-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/eps</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/eps-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/equity-securities-fv-ni</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/equity-securities-fv-ni-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/equity-securities-fv-ni-current-and-noncurrent</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/equity-securities-fv-ni-realized-gain-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/equity-securities-fv-ni-unrealized-gain-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/excess-capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/excess-capital-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/excess-tier-one-leverage-capital-to-average-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/executive-pay-pvp</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/executive-salary-officers</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/expense-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/fair-value-assets-level-1-to-level-2-transfers-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/fair-value-assets-level-2-to-level-1-transfers-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/federal-home-loan-bank-advances-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/federal-home-loan-bank-advances-maturities-summary-by-interest-rate-type-fixed-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/federal-home-loan-bank-advances-maturities-summary-due-after-five-years-of-balance-sheet-date</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/federal-home-loan-bank-advances-maturities-summary-due-from-four-to-five-years-of-balance-sheet-date</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/federal-home-loan-bank-advances-maturities-summary-due-from-one-to-two-years-of-balance-sheet-date</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/federal-home-loan-bank-advances-maturities-summary-due-from-three-to-four-years-of-balance-sheet-date</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/federal-home-loan-bank-advances-maturities-summary-due-from-two-to-three-years-of-balance-sheet-date</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/federal-home-loan-bank-advances-maturities-summary-due-within-one-year-of-balance-sheet-date</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/federal-home-loan-bank-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/fees-and-commissions-mortgage-banking-and-servicing</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-accrued-interest-before-allowance-for-credit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-allowance-for-credit-loss-excluding-accrued-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-allowance-for-credit-losses-collectively-evaluated-for-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-allowance-for-credit-losses-individually-evaluated-for-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-collectively-evaluated-for-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-excluding-accrued-interest-after-allowance-for-credit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-excluding-accrued-interest-allowance-for-credit-loss-recovery</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-excluding-accrued-interest-allowance-for-credit-loss-writeoff</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-excluding-accrued-interest-before-allowance-for-credit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-excluding-accrued-interest-before-allowance-for-credit-loss-fee-and-loan-in-process</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-excluding-accrued-interest-credit-loss-expense-reversal</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-individually-evaluated-for-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-modifications-number-of-contracts</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-modifications-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-modifications-subsequent-default-number-of-contracts</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-modifications-subsequent-default-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-nonaccrual-interest-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-nonaccrual-no-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-recorded-investment-90-days-past-due-and-still-accruing</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-recorded-investment-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-recorded-investment-nonaccrual-status</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-recorded-investment-past-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/financing-receivable-unamortized-loan-commitment-origination-fee-and-premium-discount</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/finite-lived-intangible-assets-accumulated-amortization</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/finite-lived-intangible-assets-amortization-expense-next-twelve-months</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/finite-lived-intangible-assets-amortization-expense-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/finite-lived-intangible-assets-amortization-expense-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/finite-lived-intangible-assets-amortization-expense-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/finite-lived-intangible-assets-amortization-expense-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/finite-lived-intangible-assets-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/finite-lived-intangible-assets-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/foreclosed-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/foreclosed-real-estate-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/form-144-stocks</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/form-n-port-stocks</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/gain-loss-on-sale-of-business</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/gain-loss-on-sale-of-equity-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/gain-loss-on-sale-of-property-plant-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/gains-losses-on-sales-of-investment-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/goodwill</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/goodwill-impairment-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/goodwill-written-off-related-to-sale-of-business-unit</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/graph</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/gross-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/held-to-maturity-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/held-to-maturity-securities-accumulated-unrecognized-holding-gain</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/held-to-maturity-securities-accumulated-unrecognized-holding-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/held-to-maturity-securities-debt-maturities-without-single-maturity-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/held-to-maturity-securities-debt-maturities-without-single-maturity-date-net-carrying-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/held-to-maturity-securities-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/held-to-maturity-securities-unrealized-loss-position-12-months-or-longer-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/held-to-maturity-securities-unrealized-loss-position-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/held-to-maturity-securities-unrealized-loss-position-less-than-12-months-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/held-to-maturity-securities-unrealized-loss-position-less-than-twelve-months-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/held-to-maturity-securities-unrealized-loss-position-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/held-to-maturity-securities-unrealized-loss-position-twelve-months-or-longer-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/impaired-financing-receivable-average-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/impaired-financing-receivable-interest-income-accrual-method</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/impaired-financing-receivable-interest-income-cash-basis-method</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/impaired-financing-receivable-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/impaired-financing-receivable-related-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/impaired-financing-receivable-unpaid-principal-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/impairment-of-intangible-assets-excluding-goodwill</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/impairment-of-long-lived-assets-held-for-use</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/impairment-of-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/included-in-etf</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/income-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/increase-decrease-in-accrued-interest-receivable-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/increase-decrease-in-other-operating-capital-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/increase-decrease-in-time-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/insider-transactions</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/intangible-assets-net-excluding-goodwill</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/intangible-assets-net-including-goodwill</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-and-dividend-income-operating</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-and-fee-income-loans-and-leases</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-bearing-deposit-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-bearing-deposits-in-banks</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-bearing-domestic-deposit-checking</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-expense-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-expense-long-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-expense-short-term-borrowings</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-income-deposits-with-financial-institutions</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-income-expense-after-provision-for-loan-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-income-expense-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-income-securities-tax-exempt</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-income-securities-taxable</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-paid-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/interest-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/investing-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/investment-banking-advisory-brokerage-and-underwriting-fees-and-commissions</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/iran-activity-notices-irannotice</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/labor-and-related-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/late-filing-notices-nt-10-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/lessee-operating-lease-liability-payments-remainder-of-fiscal-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/level-3-asset-gain-loss-included-in-oci-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/level-3-asset-purchases</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/level-3-asset-transfers-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/level-3-asset-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/liability-for-uncertain-tax-positions-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/life-insurance-corporate-or-bank-owned-change-in-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/line-of-credit</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/loans-and-leases-receivable-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/loans-and-leases-receivable-before-fees-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/loans-and-leases-receivable-gross-carrying-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/loans-and-leases-receivable-net-reported-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/market-cap</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/material-contracts</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/maturities-of-available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/maturities-of-held-to-maturity-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/mortgage-loans-in-process-of-foreclosure-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/net-change-in-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/net-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/net-income-loss-available-to-common-stockholders-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/net-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/news</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/noninterest-bearing-deposit-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/noninterest-bearing-domestic-deposit-checking</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/noninterest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/noninterest-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/noninterest-income-other-operating-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/number-of-reportable-segments</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-available-for-sale-adjustment-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-available-for-sale-before-reclassification-adjustments-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-available-for-sale-debt-transfer-to-held-to-maturity-adjustment-from-aoci-for-amortization-of-gain-loss-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-available-for-sale-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-defined-benefit-plans-adjustment-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-net-of-tax-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-pension-and-other-postretirement-benefit-plans-before-reclassification-adjustments-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-pension-and-other-postretirement-benefit-plans-net-unamortized-gain-loss-arising-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-pension-and-other-postretirement-benefit-plans-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-reclassification-adjustment-from-aoci-for-investment-transferred-from-available-for-sale-to-equity-method-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-reclassification-adjustment-from-aoci-for-sale-of-securities-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-reclassification-adjustment-from-aoci-pension-and-other-postretirement-benefit-plans-for-net-gain-loss-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-reclassification-adjustment-from-aoci-pension-and-other-postretirement-benefit-plans-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/oci-unrealized-holding-gain-loss-on-securities-arising-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/off-balance-sheet-credit-loss-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/operating-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/operating-lease-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/operating-lease-payments-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/operating-lease-payments-due-next-twelve-months</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/operating-lease-payments-due-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/operating-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/options-activity</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/other-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/other-foreclosed-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/other-interest-and-dividend-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/other-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/other-noninterest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/other-real-estate-and-foreclosed-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/outstanding-bonds</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/paid-in-capital-stock-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/patents-active</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/payments-for-proceeds-from-federal-home-loan-bank-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/payments-for-proceeds-from-loans-and-leases</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/payments-of-stock-issuance-costs</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/payments-to-acquire-available-for-sale-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/payments-to-acquire-life-insurance-policies</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/payments-to-acquire-trading-securities-heldforinvestment</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/pb-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/pe-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/pledged-assets-separately-reported-securities-pledged-as-collateral-at-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/pledged-assets-separately-reported-securities-pledged-for-federal-home-loan-bank-at-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/pre-tax-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/preferred-shares-facts</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/preferred-stock-par-or-stated-value-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/preferred-stock-shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/preferred-stock-shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/pretax-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/pretax-income-minority-interest-and-income-loss-from-equity-method-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/previous-etf-holding-it</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/price-fcf-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/proceeds-from-income-tax-refunds</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/proceeds-from-issuance-of-senior-long-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/proceeds-from-issuance-of-subordinated-long-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/proceeds-from-life-insurance-policies</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/proceeds-from-repayments-of-short-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/proceeds-from-sale-of-available-for-sale-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/proceeds-from-sale-of-foreclosed-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/proceeds-from-sale-of-held-to-maturity-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/proceeds-from-sale-of-property-plant-and-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/proceeds-from-sale-of-wholly-owned-real-estate-and-real-estate-acquired-in-settlement-of-loans</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/proceeds-from-stock-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/professional-fees</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/profit-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/profit-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/property-plant-and-equipment-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/property-plant-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/provision-for-loan-and-lease-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/provision-for-loan-lease-and-other-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/provision-for-loan-losses-expensed</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/ps-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/public-float</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/quick-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/real-estate-acquired-through-foreclosure</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/realized-investment-gains-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/repayments-of-long-term-lines-of-credit</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/repayments-of-subordinated-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/restricted-cash-and-cash-equivalents</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/retained-earnings</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/return-on-tangible-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/revenue</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/revenue-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/revenue-not-from-contract-with-customer</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/roa</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/roe</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/roi</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/scorecard</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/sec-comment-letters-upload</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/sec-enforcement-actions</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/sec-filings-10-q</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/sec-filings-25-nse</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/sec-filings-8-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/sec-filings-px14a6g</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/sec-filings-s-4</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/secondary-offerings</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/shareholders-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/shares-repurchased</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/short-sale-volume</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/short-term-borrowings</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/statutory-accounting-practices-statutory-amount-available-for-dividend-payments-with-regulatory-approval</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-award-options-exercises-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-award-options-grants-in-period-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-based-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-issued-new-shares-sold</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-issued-shares-issued-for-options-exercised</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-issued-shares-issued-shares-employee-stock-ownership-plan</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-issued-shares-issued-shares-new-issues</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-issued-shares-issued-value-employee-stock-ownership-plan</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-issued-value-of-shares-issued-for-acquisitions</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-option-plan-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-options-exercisable-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-options-exercisable-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-options-grants-in-period-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-options-outstanding-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-options-outstanding-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-repurchase-program-number-of-shares-authorized-to-be-repurchased</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/stock-splits</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/subordinated-borrowing-interest-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/subordinated-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/subsidiaries</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/tax-rate-reconciliation-at-federal-statutory-income-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/tax-rate-reconciliation-change-in-deferred-tax-assets-valuation-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/tax-rate-reconciliation-other-adjustments</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/tax-rate-reconciliation-state-and-local-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/tax-rate-reconciliation-tax-exempt-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/tax-reconciliation-change-in-enacted-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/tier-one-leverage-capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/tier-one-risk-based-capital-required-for-capital-adequacy</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/tier-one-risk-based-capital-required-for-capital-adequacy-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/tier-one-risk-based-capital-required-to-be-well-capitalized</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/tier-one-risk-based-capital-required-to-be-well-capitalized-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/tier-one-risk-based-capital-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/time-deposit-maturities-after-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/time-deposit-maturities-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/time-deposit-maturities-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/time-deposit-maturities-year-one</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/time-deposit-maturities-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/time-deposit-maturities-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/time-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/time-deposits-100000-or-more</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/time-deposits-at-or-above-fdic-insurance-limit</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/total-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/total-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/total-liabilities-and-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/treasury-stock-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/treasury-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/unamortized-loan-commitment-and-origination-fees-and-unamortized-discounts-or-premiums</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/unearned-esop-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/gbny/weighted-average-number-of-share-outstanding-basic-and-diluted</loc></url>
</urlset>
