<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
<url><loc>https://stock.noler.com/us/stock/fotb</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/13f-holdings</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/accretion-amortization-of-discounts-and-premiums-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/activist-13d-13g</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/additional-paid-in-capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/amended-reports-10-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/amortization</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/analyst-ratings-buy</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/analyst-ratings-hold</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/analyst-ratings-no-rating</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/analyst-ratings-sell</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/aoci</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/auditor</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/bank-owned-life-insurance</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/bank-owned-life-insurance-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/basic-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/business</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/buybacks</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/cash-and-due-from-banks</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/cash-and-equivalents</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/cash-flow-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/clinical-trials</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/common-dividends-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/common-stock-par-or-stated-value-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/common-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/company-guidance</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/company-profile</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/comprehensive-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/comprehensive-income-net-of-tax-including-portion-attributable-to-noncontrolling-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/congressional-trades-stocks-including-adrs</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/convertible-securities-retired</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/cover-page-shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/current-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/debt-equity-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/deposits-money-market-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/deposits-savings-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/depreciation-amortization-and-accretion-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/depreciation-and-amortization</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/dividend</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/dividend-safety</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/dividends-common-stock-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/dividends-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/ebitda</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/ebitda-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/employee-count</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/eps</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/eps-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/executive-pay-pvp</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/executive-salary-officers</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/expense-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/fees-and-commissions-depositor-accounts</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/fees-and-commissions-fiduciary-and-trust-activities</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/financing-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/form-144-stocks</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/form-n-port-stocks</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/gain-loss-on-sale-of-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/gain-loss-on-sale-of-loans-and-leases</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/goodwill</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/graph</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/gross-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/included-in-etf</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/income-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/income-taxes-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/increase-decrease-in-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/increase-decrease-in-federal-funds-purchased</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/information-technology-and-data-processing</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/insider-transactions</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/intangible-assets-net-excluding-goodwill</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-and-dividend-income-operating</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-and-fee-income-loans-and-leases</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-bearing-deposit-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-bearing-deposits-in-banks</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-bearing-domestic-deposit-demand</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-expense-borrowings</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-expense-demand-deposit-accounts</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-expense-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-expense-money-market-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-expense-savings-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-expense-time-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-income-deposits-with-financial-institutions</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-income-expense-after-provision-for-loan-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-income-expense-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-income-federal-funds-sold</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-income-securities-tax-exempt</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-income-securities-taxable</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/interest-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/investing-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/iran-activity-notices-irannotice</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/labor-and-related-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/late-filing-notices-nt-10-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/loans-and-leases-receivable-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/loans-and-leases-receivable-net-reported-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/loans-receivable-held-for-sale-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/market-cap</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/marketable-securities-gain-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/material-contracts</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/maturities-of-available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/net-change-in-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/net-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/net-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/news</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/noninterest-bearing-deposit-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/noninterest-bearing-domestic-deposit-demand</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/noninterest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/noninterest-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/noninterest-income-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/occupancy-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/oci-available-for-sale-adjustment-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/oci-available-for-sale-adjustment-net-of-tax-change</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/oci-minimum-pension-liability-net-adjustment-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/oci-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/oci-reclassification-of-defined-benefit-plans-net-gain-loss-recognized-in-net-periodic-benefit-cost-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/operating-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/operating-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/options-activity</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/other-asset-impairment-charges</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/other-borrowings</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/other-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/other-noninterest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/other-real-estate-and-foreclosed-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/outstanding-bonds</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/paid-in-capital-share-based-compensation-stock-options-requisite-service-period-recognition</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/patents-active</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/payments-for-origination-of-mortgage-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/payments-for-proceeds-from-loans-and-leases</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/payments-for-proceeds-from-productive-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/payments-to-acquire-available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/payments-to-acquire-restricted-certificates-of-deposit</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/pb-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/pe-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/pre-tax-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/preferred-shares-facts</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/preferred-stock-par-or-stated-value-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/preferred-stock-shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/preferred-stock-shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/pretax-income-minority-interest-and-income-loss-from-equity-method-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/previous-etf-holding-it</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/price-fcf-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/proceeds-from-payments-for-in-interest-bearing-deposits-in-banks</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/proceeds-from-sale-of-available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/proceeds-from-sale-of-mortgage-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/proceeds-from-sale-of-other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/professional-fees</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/profit-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/property-plant-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/provision-for-loan-and-lease-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/provision-for-loan-losses-expensed</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/ps-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/public-float</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/quick-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/repayments-of-short-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/retained-earnings</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/return-on-tangible-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/revenue-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/roa</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/roe</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/roi</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/scorecard</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/sec-comment-letters-upload</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/sec-enforcement-actions</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/sec-filings-10-q</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/sec-filings-25-nse</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/sec-filings-8-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/sec-filings-px14a6g</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/sec-filings-s-4</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/secondary-offerings</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/servicing-fees-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/shareholders-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/short-sale-volume</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/stock-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/stock-option-plan-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/stock-splits</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/stockholders-equity-including-portion-attributable-to-noncontrolling-interest</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/subsidiaries</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/supplies-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/time-deposits-100000-or-more</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/time-deposits-100000-or-more-domestic</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/time-deposits-at-carrying-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/time-deposits-less-than-100000</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/total-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/total-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/total-liabilities-and-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/transfer-of-other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/treasury-stock-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/treasury-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/unrealized-gain-loss-on-derivatives</loc></url>
<url><loc>https://stock.noler.com/us/stock/fotb/weighted-average-number-of-share-outstanding-basic-and-diluted</loc></url>
</urlset>
