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<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-excluding-accrued-interest-year-one-originated-current-fiscal-year-writeoff</loc></url>
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<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-excluding-accrued-interest-year-two-originated-fiscal-year-before-current-fiscal-year-writeoff</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-individually-evaluated-for-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-modification-to-total-financing-receivables-excluding-accrued-interest-percent</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-modifications-number-of-contracts</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-modifications-number-of-contracts-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-modifications-post-modification-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-modifications-post-modification-recorded-investment-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-modifications-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-nonaccrual-interest-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-recorded-investment-90-days-past-due-and-still-accruing</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-recorded-investment-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-recorded-investment-nonaccrual-status</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-recorded-investment-past-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-significant-purchases</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-significant-sales</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/financing-receivable-unamortized-loan-commitment-origination-fee-and-premium-discount</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/finite-lived-intangible-assets-accumulated-amortization</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/finite-lived-intangible-assets-amortization-expense-after-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/finite-lived-intangible-assets-amortization-expense-next-twelve-months</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/finite-lived-intangible-assets-amortization-expense-remainder-of-fiscal-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/finite-lived-intangible-assets-amortization-expense-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/finite-lived-intangible-assets-amortization-expense-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/finite-lived-intangible-assets-amortization-expense-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/finite-lived-intangible-assets-amortization-expense-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/finite-lived-intangible-assets-average-useful-life</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/finite-lived-intangible-assets-future-amortization-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/finite-lived-intangible-assets-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/finite-lived-intangible-assets-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/finite-lived-intangible-assets-useful-life-maximum</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/finite-lived-intangible-assets-useful-life-minimum</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/form-144-stocks</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/form-n-port-stocks</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/future-amortization-expense-after-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/future-amortization-expense-remainder-of-fiscal-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/future-amortization-expense-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/future-amortization-expense-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/future-amortization-expense-year-one</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/future-amortization-expense-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/future-amortization-expense-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/gain-loss-on-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/gains-losses-on-extinguishment-of-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/goodwill</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/goodwill-acquired</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/goodwill-change</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/goodwill-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/goodwill-impaired-accumulated-impairment-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/goodwill-impairment-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/goodwill-purchase-accounting-adjustments</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/goodwill-written-off-related-to-sale-of-business-unit</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/graph</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/gross-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-accumulated-unrecognized-holding-gain</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-accumulated-unrecognized-holding-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-amortized-cost-before-other-than-temporary-impairment</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-after-five-through-ten-years-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-after-five-through-ten-years-net-carrying-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-after-one-through-five-years-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-after-one-through-five-years-net-carrying-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-after-ten-years-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-after-ten-years-net-carrying-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-net-carrying-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-next-rolling-twelve-months-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-rolling-after-ten-years-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-rolling-year-six-through-ten-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-rolling-year-two-through-five-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-single-maturity-date-amortized-cost-basis</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-single-maturity-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-within-one-year-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-debt-maturities-within-one-year-net-carrying-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-in-unrealized-loss-positions-qualitative-disclosure-number-of-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-sold-security-at-carrying-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-unrealized-loss-position-12-months-or-longer-aggregate-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-unrealized-loss-position-aggregate-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-unrealized-loss-position-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-unrealized-loss-position-less-than-12-months-aggregate-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-unrealized-loss-position-less-than-twelve-months-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-unrealized-loss-position-twelve-months-or-longer-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/held-to-maturity-securities-unrecognized-holding-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/heldtomaturity-securities-debt-maturities-next-rolling-twelve-months-amortized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/heldtomaturity-securities-debt-maturities-rolling-after-ten-years-amortized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/heldtomaturity-securities-debt-maturities-rolling-year-six-through-ten-amortized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/heldtomaturity-securities-debt-maturities-rolling-year-two-through-five-amortized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/heldtomaturity-securities-sold-security-realized-gain-loss-excluding-other-than-temporary-impairments</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/heldtomaturity-securities-unrealized-loss-position-12-months-or-longer-aggregate-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/heldtomaturity-securities-unrealized-loss-position-aggregate-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/heldtomaturity-securities-unrealized-loss-position-less-than-12-months-aggregate-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/heldtomaturity-securities-unrecognized-holding-gain</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/impaired-financing-receivable-average-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/impaired-financing-receivable-interest-income-accrual-method</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/impaired-financing-receivable-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/impaired-financing-receivable-related-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/impaired-financing-receivable-unpaid-principal-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/impaired-financing-receivable-with-no-related-allowance-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/impaired-financing-receivable-with-no-related-allowance-unpaid-principal-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/impaired-financing-receivable-with-related-allowance-recorded-investment</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/impaired-financing-receivable-with-related-allowance-unpaid-principal-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/included-in-etf</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/income-loss-from-equity-method-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/income-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/income-tax-at-federal-statutory-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/income-tax-paid-federal-after-refund-received</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/income-tax-paid-foreign-after-refund-received</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/income-tax-paid-state-and-local-after-refund-received</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/income-taxes-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/income-taxes-paid-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/increase-decrease-in-deferred-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/increase-decrease-in-deferred-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/increase-decrease-in-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/increase-decrease-in-loans-from-other-federal-home-loan-banks</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/increase-decrease-in-loans-held-for-sale</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/increase-decrease-in-other-operating-capital-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/increase-decrease-in-time-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/incremental-common-shares-attributable-to-share-based-payment-arrangements</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/insider-transactions</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/insurance-services-revenue</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/intangible-assets-net-excluding-goodwill</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/intangible-assets-net-including-goodwill</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-and-dividend-income-operating</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-and-fee-income-loans-and-leases</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-bearing-deposit-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-bearing-domestic-deposit-checking</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-borrowings</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-domestic-deposit-liabilities-checking</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-domestic-deposit-liabilities-money-market</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-domestic-deposit-liabilities-savings</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-domestic-deposit-liabilities-time-deposit</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-domestic-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-federal-home-loan-bank-and-federal-reserve-bank-advances-short-term</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-junior-subordinated-debentures</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-loans-from-other-federal-home-loan-banks</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-operating</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-other-long-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-other-short-term-borrowings</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-securities-sold-under-agreements-to-repurchase</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-expense-subordinated-notes-and-debentures</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-income-expense-after-provision-for-loan-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-income-expense-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-income-securities-tax-exempt</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-income-securities-taxable</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-paid</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-paid-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/interest-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/investing-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/investment-program-proportional-amortization-method-elected-income-tax-credit</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/iran-activity-notices-irannotice</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/junior-subordinated-debenture-owed-to-unconsolidated-subsidiary-trust</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/junior-subordinated-notes</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/labor-and-related-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/late-filing-notices-nt-10-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/lease-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/lessee-operating-lease-liability-payments-remainder-of-fiscal-year</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/lessee-operating-lease-liability-undiscounted-excess-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/level-3-asset-gain-loss-included-in-earnings</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/level-3-asset-gain-loss-included-in-earnings-1</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/level-3-asset-gain-loss-included-in-oci-loss</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/level-3-asset-gain-loss-included-in-other-comprehensive-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/level-3-asset-purchases-sales-issuances-settlements</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/level-3-asset-sales</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/level-3-asset-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/liabilities-assumed</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/liabilities-fair-value-adjustment</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/line-of-credit-facility-current-borrowing-capacity</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/litigation-settlement-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/litigation-settlement-amount-awarded-to-other-party</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/litigation-settlement-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/litigation-settlement-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/loans-and-leases-receivable-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/loans-and-leases-receivable-gross-carrying-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/loans-and-leases-receivable-net-reported-amount</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/loans-and-leases-receivable-related-parties</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/loans-and-leases-receivable-related-parties-additions</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/loans-and-leases-receivable-related-parties-collections</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/loans-and-leases-receivable-related-parties-proceeds</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/loans-held-for-sale-mortgages</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/loans-receivable-held-for-sale-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/loans-receivable-held-for-sale-net-not-part-of-disposal-group</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/loans-receivable-held-for-sale-net-not-part-of-disposal-group-mortgage</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/loans-receivable-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/long-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/long-term-debt-and-capital-lease-obligations-including-current-maturities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/long-term-debt-weighted-average-interest-rate-over-time</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/longterm-debt-weighted-average-interest-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/market-cap</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/material-contracts</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/maturities-of-available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/maturities-of-held-to-maturity-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/maturities-of-other-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/mortgage-loans-on-real-estate-cost-of-mortgages-sold</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/mortgage-servicing-rights-msr-impairment-recovery</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/mortgages-held-for-sale-fair-value-disclosure</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/net-cash-from</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/net-cash-from-financing-activities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/net-cash-from-investing-activities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/net-cash-from-operating-activities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/net-change-in-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/net-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/net-income-loss-available-to-common-stockholders-basic</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/net-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/news</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/noncash-or-part-noncash-acquisition-intangible-assets-acquired</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/noncash-or-part-noncash-acquisition-value-of-assets-acquired</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/noncash-or-part-noncash-acquisition-value-of-liabilities-assumed</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/noninterest-bearing-deposit-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/noninterest-bearing-domestic-deposit-checking</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/noninterest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/noninterest-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/noninterest-income-other-operating-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/notes-receivable-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/notes-receivable-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/number-of-reportable-segments</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/occupancy-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-amortization-adjustment-from-aoci-pension-and-other-postretirement-benefit-plans-for-net-prior-service-cost-credit-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-amortization-adjustment-from-aoci-pension-and-other-postretirement-benefit-plans-for-net-prior-service-cost-credit-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-amortization-adjustment-from-aoci-pension-and-other-postretirement-benefit-plans-for-net-prior-service-cost-credit-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-amortization-of-defined-benefit-plan-net-prior-service-cost-recognized-in-net-periodic-pension-cost-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-amortization-pension-and-other-postretirement-benefit-plans-net-prior-service-cost-recognized-in-net-periodic-pension-cost-tax-effect</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-available-for-sale-adjustment-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-available-for-sale-adjustment-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-available-for-sale-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-available-for-sale-tax-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-before-tax-change</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-cash-flow-hedge-gain-loss-after-reclassification-and-tax-parent</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-cash-flow-hedge-gain-loss-before-reclassification-after-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-cash-flow-hedge-gain-loss-before-reclassification-and-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-cash-flow-hedge-gain-loss-before-reclassification-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-cash-flow-hedge-gain-loss-reclassification-after-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-cash-flow-hedge-gain-loss-reclassification-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-cash-flow-hedge-gain-loss-reclassification-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-defined-benefit-plans-adjustment-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-defined-benefit-plans-adjustment-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-defined-benefit-plans-net-unamortized-gain-loss-arising-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-defined-benefit-plans-net-unamortized-gain-loss-arising-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-derivatives-qualifying-as-hedges-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-net-of-tax-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-pension-and-other-postretirement-benefit-plans-adjustment-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-pension-and-other-postretirement-benefit-plans-net-unamortized-gain-loss-arising-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-pension-and-other-postretirement-benefit-plans-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-reclassification-adjustment-for-held-to-maturity-transferred-to-available-for-sale-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-reclassification-adjustment-for-held-to-maturity-transferred-to-available-for-sale-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-reclassification-adjustment-from-aoci-for-sale-of-securities-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-reclassification-adjustment-from-aoci-for-sale-of-securities-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-reclassification-adjustment-from-aoci-for-sale-of-securities-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-reclassification-adjustment-from-aoci-pension-and-other-postretirement-benefit-plans-for-net-gain-loss-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-reclassification-adjustment-from-aoci-pension-and-other-postretirement-benefit-plans-for-net-gain-loss-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-reclassification-adjustment-from-aoci-pension-and-other-postretirement-benefit-plans-for-net-gain-loss-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-reclassification-of-defined-benefit-plans-net-gain-loss-recognized-in-net-periodic-benefit-cost-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-reclassification-of-defined-benefit-plans-net-gain-loss-recognized-in-net-periodic-benefit-cost-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-securities-sale-reclassification-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-securities-sale-reclassification-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-securities-sale-reclassification-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-transfers-from-held-to-maturity-to-available-for-sale-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-unrealized-gain-loss-on-derivatives-arising-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-unrealized-gain-loss-on-derivatives-arising-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-unrealized-gain-loss-on-derivatives-arising-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-unrealized-holding-gain-loss-on-securities-arising-before-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-unrealized-holding-gain-loss-on-securities-arising-net-of-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/oci-unrealized-holding-gain-loss-on-securities-arising-tax</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/off-balance-sheet-credit-loss-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/off-balance-sheet-credit-loss-liability-credit-loss-expense-reversal</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-cash-flow</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-expenses</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments-due</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments-due-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments-due-after-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments-due-current</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments-due-in-five-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments-due-in-four-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments-due-in-three-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments-due-in-two-years</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments-due-next-twelve-months</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments-due-thereafter</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments-due-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments-due-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments-due-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-payments-due-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-lease-weighted-average-discount-rate-percent</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-leases-rent-expense-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-loss-carryforwards</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/operating-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/options-activity</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/other-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/other-cost-and-expense-operating</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/other-investment-not-readily-marketable-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/other-investments-and-securities-at-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/other-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/other-long-term-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/other-noninterest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/other-real-estate-and-foreclosed-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/outstanding-bonds</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/paid-in-capital-stock-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/patents-active</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payment-for-contingent-consideration-liability-financing-activities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payment-for-contingent-consideration-liability-investing-activities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payments-for-proceeds-from-businesses-and-interest-in-affiliates</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payments-for-proceeds-from-loans-and-leases</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payments-for-proceeds-from-loans-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payments-for-proceeds-from-real-estate-partnership-investment-net</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payments-of-debt-extinguishment-costs</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payments-to-acquire-available-for-sale-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payments-to-acquire-available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payments-to-acquire-businesses-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payments-to-acquire-equity-method-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payments-to-acquire-held-to-maturity-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payments-to-acquire-intangible-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payments-to-acquire-limited-partnership-interests</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payments-to-acquire-other-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/payments-to-acquire-productive-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/pb-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/pe-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/pledged-financial-instruments-not-separately-reported-securities-pledged</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/pre-tax-margin</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/preferred-shares-facts</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/preferred-stock-par-or-stated-value-per-share</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/preferred-stock-shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/preferred-stock-shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/preferred-stock-value-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/pretax-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/pretax-income-minority-interest-and-income-loss-from-equity-method-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/previous-etf-holding-it</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/price-fcf-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/principal-amount-outstanding-on-loans-held-for-sale-or-securitization</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/proceeds-from-issuance-of-shares-under-incentive-and-share-based-compensation-plans</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/proceeds-from-payments-for-in-securities-sold-under-agreements-to-repurchase</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/proceeds-from-repayments-of-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/proceeds-from-sale-and-maturity-of-other-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/proceeds-from-sale-of-available-for-sale-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/proceeds-from-sale-of-available-for-sale-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/proceeds-from-sale-of-held-to-maturity-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/proceeds-from-sale-of-other-investments</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/proceeds-from-sale-of-treasury-stock</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/proceeds-from-stock-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/professional-fees</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/profit-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/property-plant-and-equipment-gross</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/property-plant-equipment</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/provision-for-loan-and-lease-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/provision-for-loan-lease-and-other-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/provision-for-loan-losses-expensed</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/provision-for-other-losses</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/ps-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/public-float</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/qualified-affordable-housing-project-investments-commitment</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/quick-ratio</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/range-of-possible-loss-maximum</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/range-of-possible-loss-minimum</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/realized-gains-on-securities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/repayments-of-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/repayments-of-subordinated-debt</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/restricted-cash</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/restructuring-charges</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/retained-earnings</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/return-on-tangible-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/revenue</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/revenue-breakdown</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/revenue-not-from-contract-with-customer-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/revenue-remaining-performance-obligation</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/revenues-net-of-interest-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/right-of-use-asset-obtained-in-exchange-for-finance-lease-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/right-of-use-asset-obtained-in-exchange-for-operating-lease-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/roa</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/roe</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/roi</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/scorecard</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/sec-comment-letters-upload</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/sec-enforcement-actions</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/sec-filings-10-q</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/sec-filings-25-nse</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/sec-filings-8-k</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/sec-filings-px14a6g</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/sec-filings-s-4</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/secondary-offerings</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/securities-sold-under-agreements-to-repurchase</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/servicing-asset-at-amortized-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/servicing-asset-at-amortized-value-additions</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/servicing-asset-at-amortized-value-amortization</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/servicing-asset-at-amortized-value-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/servicing-asset-at-amortized-value-valuation-allowance</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/servicing-assets-and-servicing-liabilities-at-fair-value-assumptions-used-to-estimate-fair-value-discount-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/servicing-assets-and-servicing-liabilities-at-fair-value-assumptions-used-to-estimate-fair-value-prepayment-speed</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/servicing-assets-and-servicing-liabilities-at-fair-value-assumptions-used-to-estimate-fair-value-weighted-average-life</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-exercisable-options-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-number-of-exercisable-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-number-of-outstanding-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-outstanding-options-average-exercise-price-beginning-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/share-based-compensation-shares-authorized-under-stock-option-plans-exercise-price-range-outstanding-options-remaining-term</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/shareholders-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/shares-issued</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/shares-outstanding</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/short-sale-volume</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/short-term-borrowings</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/short-term-debt-weighted-average-interest-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/short-term-lease-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/statutory-accounting-practices-statutory-amount-available-for-dividend-payments</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-fair-value-assumptions-expected-dividend-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-fair-value-assumptions-expected-term</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-fair-value-assumptions-expected-volatility-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-fair-value-assumptions-risk-free-interest-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-number-of-additional-shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-number-of-shares-authorized</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-number-of-shares-available-for-grant</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-rsu-forfeited-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-rsu-forfeitures-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-rsu-grants-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-rsu-grants-in-period-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-rsu-nonvested-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-rsu-nonvested-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-rsu-vested-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-rsu-vested-in-period-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-rsu-vested-in-period-total-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-award-shares-issued-in-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-based-compensation</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-compensation-cash-received-from-exercise-of-stock-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-compensation-tax-benefit-from-compensation-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-compensation-tax-benefit-realized-from-exercise-of-stock-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-compensation-unrecognized-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-compensation-unrecognized-cost-recognition-period</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-compensation-unrecognized-cost-stock-options</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-issued-new-shares-sold</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-issued-shares-issued-shares-new-issues</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-issued-shares-issued-value-employee-benefit-plan</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-issued-shares-issued-value-employee-stock-ownership-plan</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-issued-shares-issued-value-treasury-stock-reissued</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-issued-value-of-shares-issued-for-acquisitions</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-issued-value-of-shares-issued-for-stock-awards</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-options-exercisable-average-exercise-price</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-options-exercisable-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-options-exercisable-number</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-options-exercisable-remaining-term</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-options-exercises-in-period-total-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-options-grants-in-period-grant-date-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-options-outstanding-intrinsic-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-options-outstanding-remaining-term</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-options-vested-in-period-fair-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-repurchase-program-number-of-shares-authorized-to-be-repurchased</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-repurchase-program-number-of-shares-authorized-to-be-repurchased-2</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/stock-splits</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/subsidiaries</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/supplies-and-postage-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-cuts-and-jobs-act-change-in-tax-rate-income-tax-expense-benefit</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-cuts-and-jobs-act-reclassification-from-aoci-to-retained-earnings-tax-effect</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-rate-reconciliation-at-federal-statutory-income-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-rate-reconciliation-foreign-income-tax-rate-differential</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-rate-reconciliation-nondeductible-expense-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-rate-reconciliation-nondeductible-expense-share-based-compensation-cost</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-rate-reconciliation-other-adjustments</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-rate-reconciliation-state-and-local-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-rate-reconciliation-tax-contingencies</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-rate-reconciliation-tax-credits</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-rate-reconciliation-tax-exempt-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-reconciliation-foreign-income-tax-rate-differential</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-reconciliation-nondeductible-expense-other</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-reconciliation-state-and-local-income-taxes</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-reconciliation-tax-contingencies</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-reconciliation-tax-credits</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-reconciliation-tax-exempt-income</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tax-withholding-on-stock-awards</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tier-one-leverage-capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tier-one-leverage-capital-required-for-capital-adequacy</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tier-one-leverage-capital-required-for-capital-adequacy-to-average-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tier-one-leverage-capital-required-to-be-well-capitalized</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tier-one-leverage-capital-required-to-be-well-capitalized-to-average-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tier-one-leverage-capital-to-average-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tier-one-risk-based-capital</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tier-one-risk-based-capital-required-for-capital-adequacy</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tier-one-risk-based-capital-required-for-capital-adequacy-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tier-one-risk-based-capital-required-to-be-well-capitalized</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tier-one-risk-based-capital-required-to-be-well-capitalized-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/tier-one-risk-based-capital-to-risk-weighted-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/time-deposit-liability-above-us-insurance-limit</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/time-deposit-maturities-after-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/time-deposit-maturities-year-five</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/time-deposit-maturities-year-four</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/time-deposit-maturities-year-one</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/time-deposit-maturities-year-three</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/time-deposit-maturities-year-two</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/time-deposits</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/time-deposits-100000-or-more</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/total-assets</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/total-contract-liability</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/total-liabilities</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/total-liabilities-and-equity</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/transfer-of-other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/transfer-to-other-real-estate</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/treasury-stock-common-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/treasury-stock-shares</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/treasury-stock-value</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/unamortized-loan-commitment-and-origination-fees-and-unamortized-discounts-or-premiums</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/unbilled-contracts-receivable</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/unrecognized-tax-benefits</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/utb-decrease-from-settlements</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/utb-increase-from-current-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/utb-increase-from-prior-year-positions</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/utb-interest-on-income-taxes-accrued</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/utb-interest-on-income-taxes-expense</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/utb-reduction-from-statute-lapse</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/utb-that-would-impact-effective-tax-rate</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/valuation-allowance-for-impairment-of-recognized-servicing-assets-balance</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/valuation-allowance-for-impairment-of-recognized-servicing-assets-provisions</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/valuation-allowance-for-impairment-of-recognized-servicing-assets-recoveries</loc></url>
<url><loc>https://stock.noler.com/us/stock/cbu/variable-lease-cost</loc></url>
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